Rep. Sam T. Liccardo

Maddy summaryThe SUPPLY Act establishes a federal program to insure second loans (additional financing) for building accessory dwelling units (ADUs) on single-family properties. This insurance, administered by the Department of Housing and Urban Development, covers up to 30% of a standard one-unit home loan amount or 100% of the property value after construction (with potential increases based on 50% of projected rental income). Homeowners seeking to add ADUs - such as backyard cottages, converted basements, or detached units - can use this insurance to secure financing, with a government premium of up to 1% annually. The bill also requires Fannie Mae and Freddie Mac to purchase and securitize these insured loans, potentially expanding access to ADU financing.

Maddy summaryThis bill establishes a program to insure second mortgages (loans taken out after the primary mortgage) for financing accessory dwelling units (ADUs) on single-family properties. The Secretary of Housing and Urban Development must create the program within two years, setting loan limits (up to 30% of a standard mortgage amount or 100% of the property's after-construction value, with potential increases based on 50% of projected rental income) and requiring borrowers to own the property and apply for insurance. It also allows Fannie Mae and Freddie Mac to purchase and securitize these insured loans, unless the Federal Housing Finance Agency determines market risks require a prohibition. The program requires the Secretary to submit annual reports to Congress on its implementation starting one year after enactment.

Maddy summaryThe Silver Shield Act of 2025 establishes a new U.S. government program to monitor how foreign countries use American military equipment and services. It requires the U.S. to obtain written agreements from recipient nations before arms sales, prohibiting the use of U.S. weapons to commit civilian harm or violate international humanitarian law (like genocide or war crimes). The program mandates 180-day investigations into alleged violations and automatically makes violators ineligible for future U.S. arms transfers. This directly affects foreign governments receiving U.S. military aid, adding accountability measures to existing arms export rules.

Maddy summaryHR 4382 authorizes the U.S. Mint to produce commemorative coins for the 2028 Los Angeles Olympics/Paralympics and 2034 Salt Lake City Winter Olympics/Paralympics. It specifies gold, silver, and half-dollar coin designs with defined mintage limits (e.g., up to 100,000 $5 gold coins for each event), all bearing inscriptions like "2028" or "2034" and standard coin features. A surcharge ($5-$50 per coin) is added to sales, with all funds directed to the respective Olympic committees to support event hosting and legacy programs like youth sports. The bill ensures no net cost to the government by requiring surcharge revenues to cover all design, production, and marketing expenses before funds are disbursed.

Maddy summaryHR 4274, the Remittance Expense Minimization and Integrity for Transfers Act (REMIT Act of 2025), requires the Treasury Secretary to certify to Congress before imposing any excise tax or fee on money transmitting businesses. This applies to both licensed services and informal transfer systems (IVTS), such as those used by diaspora communities. The certification must confirm the tax/fee won’t increase money laundering risks or impose undue burdens on businesses. The bill responds to findings that current regulations have pushed users toward unregulated IVTS, which criminal groups exploit for money laundering and terrorist financing. It aims to prevent new fees from inadvertently worsening financial crime while protecting legitimate remittance flows.

Maddy summaryHRES 550 is a non-binding House resolution recognizing June 2025 as LGBTQIA+ Pride Month. It formally encourages all U.S. citizens to celebrate Pride Month to learn about LGBTQIA+ history, including the Stonewall Inn and Compton's Cafeteria uprisings. The resolution affirms that LGBTQIA+ rights are human rights and emphasizes the ongoing struggle for equality. It has no legal effect but serves as a symbolic statement of support for the LGBTQIA+ community and its history.

Maddy summaryHRES 543 is a symbolic House resolution (not a law) introduced by multiple representatives. It affirms the constitutional right to peaceful protest under the First Amendment and condemns violent acts by some individuals during demonstrations, such as vandalism and looting. The resolution specifically criticizes the President’s 2025 deployment of National Guard and Marines to Los Angeles without proper legal authority (violating 10 U.S.C. § 12406 and the Posse Comitatus Act) and without coordination with California’s governor. It also denounces inflammatory rhetoric that escalated tensions and supports law enforcement efforts to protect public safety during protests. The resolution has no binding effect but formally expresses congressional position on these issues.

Maddy summaryThe No Secret Police Act of 2025 requires U.S. Immigration and Customs Enforcement (ICE) and other Department of Homeland Security officers working on border security or immigration enforcement to visibly display their official badges or uniforms and provide identification during detentions or arrests. It prohibits officers from wearing face coverings that conceal their face during these interactions. The bill also mandates that the Department report to Congress about tactical gear policies and research technology to improve badge visibility in different conditions like weather or lighting. These changes aim to increase transparency in immigration enforcement encounters.

Maddy summaryThe CONNECT for Health Act of 2025 expands Medicare telehealth coverage by removing geographic restrictions that limited where patients could receive care, expanding the types of health care providers who can offer telehealth services, and eliminating the requirement for an in-person visit before receiving telemental health services. The bill includes specific provisions to support telehealth use for Native American health facilities, rural health clinics, and Federally Qualified Health Centers. It requires the Centers for Medicare & Medicaid Services to collect and publish data on telehealth usage and impacts, and to develop resources to improve accessibility for people with disabilities and limited English proficiency. Program integrity measures are added to monitor telehealth billing practices and prevent fraud while maintaining coverage for telehealth services during public health emergencies.

Maddy summaryThe Women's Health Protection Act of 2025 would protect access to abortion services across the United States by prohibiting states from imposing restrictions that are more burdensome than those on comparable medical procedures. The bill directly affects people seeking abortion care and health care providers by banning restrictions such as mandatory in-person visits, requirements for specific tests, limitations on telemedicine, and rules based on a patient's reason for seeking abortion. It prohibits state laws that single out abortion for unnecessary restrictions while allowing post-viability abortions when necessary to protect a patient's life or health. The bill preempts conflicting state laws and provides enforcement mechanisms through private lawsuits and actions by the Attorney General.