Rep. Steve Womack

Maddy summaryHR 1806, the Small LENDER Act, reduces reporting burdens for small lenders by creating a phased transition period for new data collection rules under the Equal Credit Opportunity Act. It requires regulators to give qualifying small lenders a 3-year period to comply with new rules and a subsequent 2-year "safe harbor" period during which they aren’t penalized for non-compliance. A "small business lender" is defined as one originating at least 500 small business loans (defined as loans to entities with $1 million or less in annual revenue) in each of the two prior calendar years. This directly affects small lenders meeting these volume thresholds, easing their administrative burden without changing existing lending standards.

Maddy summaryHR 1777 establishes a $50 million annual fund (2024-2028) for collaborative defense research between the U.S. and Israel in emerging technologies like artificial intelligence, cybersecurity, directed energy, and automation. The bill directly supports U.S. and Israeli military forces by enabling joint development of new warfare capabilities to address current and future defense challenges. Key provisions include authorizing $50 million per year for collaborative projects, building on existing U.S.-Israel defense partnerships like counter-tunnel and counter-drone systems. This funding aims to strengthen bilateral defense innovation without altering existing military aid structures.

Maddy summaryHR 1058 streamlines approval for new cross-border energy infrastructure projects in the U.S., directly affecting energy companies seeking to build oil/gas pipelines or electricity transmission lines across U.S. borders with Canada or Mexico. It replaces Presidential permits with a new "certificate of crossing" process managed by FERC (for pipelines) or the Department of Energy (for electricity), requiring decisions within 120 days unless the project lacks public interest. The bill also mandates that natural gas import/export applications be approved within 30 days and repeals a requirement for Federal Power Act approval for electricity projects. Existing facilities and projects with pending permits as of the bill's enactment are exempt from these new rules.

Maddy summaryThe BNA Fairness Act (HR 1732) changes federal tax rules to exclude the basic needs allowance from taxable income for active-duty military members. This specifically affects service members who receive the basic needs allowance under 37 U.S.C. §402b, making this benefit fully tax-free. The bill amends the Internal Revenue Code to add the allowance as a qualified military benefit under Section 134(b). The change applies to tax years beginning after the bill's enactment date, providing immediate tax relief for affected service members.

Maddy summaryThis bill establishes new health and identification requirements for importing live dogs into the U.S. Importers must provide veterinary certification proving dogs are healthy, vaccinated, treated for parasites, and permanently identified (e.g., microchipped), with documentation from accredited veterinarians. Dogs imported for transfer (sale, adoption, etc.) must be at least 6 months old and accompanied by a Secretary-issued permit. Limited exceptions exist for research, veterinary treatment (with quarantine), and Hawaii-specific puppy imports under state regulations, with regulations to be finalized within 18 months. The bill repeals a prior section of the Animal Welfare Act and strengthens enforcement through penalties for noncompliance.

Maddy summaryHR 1503, the Prescription Information Modernization Act of 2023, allows drug manufacturers to provide FDA-approved prescribing information exclusively via digital means (like email or online portals) to doctors and pharmacists, while requiring them to still offer paper copies upon request at no extra cost. The bill directly affects drug manufacturers and distributors, who must implement this change by 2025 (or when regulations take effect), and ensures prescribers and dispensers can choose their preferred format. Key provisions include mandating manufacturers to honor paper requests promptly without additional fees and requiring the Health Secretary to issue implementing regulations within one year. The law aims to modernize how medical information is shared while maintaining accessibility for healthcare providers.

Maddy summaryThe Dental and Optometric Care Access Act of 2023 (DOC Access Act) requires health insurance plans covering dental and vision care to allow providers (like dentists and optometrists) to charge patients the usual and customary rate for uncovered services, with a specific rule limiting dental cleanings to the network fee even if it exceeds annual coverage limits. It prohibits plans from restricting providers' choices of laboratories or suppliers for patient care. This law directly affects dental and vision care providers and the health insurance plans that offer these services. The bill establishes concrete billing and coverage standards to improve access to necessary dental and vision care.

Maddy summaryThis bill amends the Fair Labor Standards Act to change how tipped workers' wages are calculated. It removes the previous requirement that tipped employees must "customarily and regularly receive more than $30 a month in tips" to qualify for the lower tipped wage rate. Instead, it requires that tipped workers' combined tips and cash wages must equal or exceed the standard minimum wage for each pay period. Employers can now choose the pay period length (daily, weekly, biweekly, etc.) for this calculation. The bill directly affects restaurant servers, bartenders, and other tipped service workers who earn tips.

Maddy summaryThis bill expands the use of 529 college savings accounts to cover career training and credentialing costs. It allows funds to pay for tuition, fees, books, and testing expenses related to recognized postsecondary credential programs (like vocational certifications) that meet specific standards under the Workforce Innovation and Opportunity Act. The change directly affects workers seeking industry-recognized credentials - such as nursing certifications or IT certifications - instead of traditional degrees. It treats these expenses the same as traditional college costs for 529 account withdrawals, making it easier to save for career-focused training. The provision applies to expenses paid after the bill's enactment date.

Maddy summaryHR 1388 authorizes the minting of commemorative coins to honor the 1865 Sultana steamboat disaster, the deadliest maritime tragedy in U.S. history. It specifies three coin types ($5 gold, $1 silver, and half-dollar) with defined weights and compositions, to be sold at face value plus surcharges ($35, $10, and $5 per coin, respectively). All surcharges collected will fund the Sultana Historical Preservation Society for museum development, including exhibits, artifact preservation, and facility construction. The coins are legal tender but intended for collectors, with sales limited to a one-year period starting January 2023.