Maddy summaryThe McCarran-Ferguson Restoration Act eliminates the Federal Insurance Office and creates a "United States Insurance Representative" within the Treasury Department to coordinate federal insurance policy and represent the U.S. internationally. This position would determine when state insurance regulations might be preempted by international agreements, while maintaining state authority over most insurance matters including health, long-term care, and crop insurance. The bill requires the Representative to consult with states, publish notices, and allow a 30-day period before any preemption takes effect. This legislation aims to streamline international insurance regulatory coordination while preserving state-level oversight of insurance regulation.
Sponsored bills
Maddy summaryThe Jumpstart Savings Act creates a new tax-advantaged savings program for state-run accounts that help individuals save for career-specific training and expenses. It directly affects workers, apprentices, and students pursuing certified trades or occupations by allowing tax-free contributions to accounts covering costs like community college tuition, apprenticeship fees, certification exams, trade tools, and business startup expenses. The bill enables rollovers from existing 529 college savings plans into these accounts and requires states to administer the programs with reporting rules similar to current 529 plans. The program will apply to taxable years beginning after December 31, 2025, and is designed to support career advancement in regulated fields.
Maddy summaryThis resolution (HRES 998) is a symbolic House of Representatives commendation honoring President Trump, U.S. military/intelligence agencies, and Justice Department personnel for the alleged success of "Operation Absolute Resolve" in apprehending Venezuelan leader Nicolás Maduro. It cites Maduro's charges (including narcoterrorism conspiracy) and the Maduro regime's alleged dismantling of Venezuelan democracy, state-sponsored drug trafficking, and human rights abuses. The resolution expresses support for Venezuela's democratic transition but contains no new policy, funding, or legal changes. As a procedural resolution, it does not directly affect any individuals or alter laws.
Maddy summaryThe Student Visa Integrity Act of 2026 strengthens oversight of international student programs by requiring foreign educational institutions to obtain accreditation from recognized agencies, disclose financial ties to the Chinese government, and comply with stricter reporting requirements. The bill increases criminal penalties for visa fraud and mandates background checks and training for school officials, including verification of immigration status and criminal history. It restricts certain types of study for students from designated "countries of concern" like China, Iran, and Russia, and limits online course participation to no more than 10% of a student's coursework. This legislation directly affects all international students and educational institutions participating in the Student and Exchange Visitor Program (SEVP).
Maddy summaryThis bill creates new federal criminal penalties for intentionally coercing minors (under 18) through interstate means (like mail or online platforms) to engage in harmful acts. It specifically prohibits forcing minors to commit self-harm (including suicide attempts), animal cruelty, abusive nonsexual conduct, sexually explicit acts, or obscene speech. Violations carry fines and prison terms of up to 10 years, with harsher penalties (up to 20 years or life) if serious injury or death results. The law directly protects minors from coercion by perpetrators using interstate communication or commerce, with enforcement under existing federal criminal code.
Maddy summaryThe FAIR Act requires all SNAP (Supplemental Nutrition Assistance Program) benefit cards to display a photo of the cardholder - taken within the last 10 years for adults or 5 years for minors - and mandates retailers to verify that the photo matches the person using the card at checkout. This directly affects SNAP recipients (who must provide photos for card issuance) and retailers (who must inspect photos before accepting benefits). Exceptions allow caregivers to access benefits for minors, disabled individuals, or the elderly. The rule changes take effect 18 months after enactment, with federal regulations to be updated within 18 months of the law’s passage.
Maddy summaryThe Middle Mile for Rural America Act extends the deadline for funding rural broadband infrastructure projects under the Rural Electrification Act from 2023 to 2031. This directly affects rural communities by providing more time to build the backbone internet networks that connect local areas to broader high-speed services. The key mechanism is amending Section 602(g) of the Rural Electrification Act to update the program's timeframe, allowing eligible projects to qualify for support through 2031. The bill focuses on concrete policy changes to support existing infrastructure funding, without adding new programs or resources.
Maddy summaryHR 5038, the American Protein Processing Modernization Act, creates a formal process for meat and poultry processing plants to request operating at "alternate inspection rates" (higher than standard government-mandated rates) while meeting USDA food safety criteria. The bill requires the USDA Secretary to publish food safety criteria within 90 days and respond to facility requests within 90 days (with automatic approval if no response is given). Existing facilities already using alternate rates can continue if they maintain food safety standards or until their request is reviewed. The bill also outlines procedures for addressing noncompliance, including written notices, 180-day correction periods, and timelines for reverting to standard inspection rates if needed, while minimizing impacts on operations and animal producers.
Maddy summaryHR 5010, the Farm Credit Adjustment Act, amends the Farm Credit Act of 1971 to allow the Farm Credit Administration (FCA) to extend examination cycles for low-risk Farm Credit System institutions to a maximum of 24 months. This change directly affects rural banks, credit unions, and other Farm Credit System institutions deemed low-risk by the FCA. The key provision removes a previous restriction ("in no event") and gives the FCA discretion to conduct examinations every 24 months instead of more frequently for these institutions. The amendment takes effect on October 1, 2026.
Maddy summaryHR 909, the Crime Victims Fund Stabilization Act of 2025, modifies how funds from the False Claims Act are deposited into the Crime Victims Fund. It specifies that from 2025 through 2029, certain False Claims Act proceeds (specifically those for qui tam plaintiff payments and government damage reimbursements) cannot be deposited into the fund. This change directly affects the composition of the Crime Victims Fund by excluding these specific revenue streams during the specified period. The bill does not create new benefits or alter victim services; it only adjusts fund allocation rules for existing False Claims Act revenues.