Sen. James C. Justice

Maddy summaryS 383 (the JOBS Act of 2025) expands Federal Pell Grant eligibility to students enrolled in certain short-term job training programs at eligible institutions of higher education. The bill creates a "job training Federal Pell Grant" for programs meeting specific criteria: 150-600 clock hours over 8-15 weeks, aligned with high-demand industry sectors, and leading to recognized postsecondary credentials that meet employer hiring requirements or licensure prerequisites. It also lowers the minimum Pell Grant award from 10% to 5% of the full annual amount. This directly affects students seeking career-focused training and institutions offering qualifying programs that validate industry partnerships.

Maddy summaryThe Fair Access to Banking Act (S 401) prohibits large financial institutions ($10 billion+ in assets) and payment networks from denying services to lawful businesses based on political or reputational factors, such as the type of legal business they operate. It requires banks to justify denials using objective, risk-based standards instead of category-based decisions, and mandates written explanations for denials. The law enables lawsuits against violators with treble damages and civil penalties up to 10% of service value (capped at $10,000 per violation). It directly affects major banks, payment processors, and credit unions that serve large-scale customers, ensuring fair access for businesses operating within federal law.

Maddy summaryS 364, titled the "Hearing Protection Act" (though it regulates firearm silencers, not hearing protection), changes federal law to treat firearm silencers like firearms for tax and regulatory purposes. It imposes a 10% federal tax on silencers (similar to firearms), preempts state laws that tax or regulate silencers beyond federal rules, and requires the destruction of existing silencer registration records within one year. The bill clarifies definitions of "firearm silencer" in federal law and modifies licensing requirements for these devices. This directly affects silencer owners, manufacturers, and state governments that previously imposed additional restrictions or taxes.

Maddy summaryS 333, the Homeowner Energy Freedom Act, repeals three specific sections of the Inflation Reduction Act (IRA) that established energy efficiency programs for homeowners. These sections included a high-efficiency electric home rebate program and related funding mechanisms. The bill also rescinds unobligated funds from those repealed programs and makes a minor conforming change to another IRA section. This legislation directly affects homeowners who would have qualified for the repealed rebate programs, eliminating those specific federal energy efficiency incentives.

Nancy Gardner Sewell Medicare Multi-Cancer Early Detection Screening Coverage Act This bill allows, beginning in 2028, for Medicare coverage and payment for multi-cancer early detection screening tests that are approved by the Food and Drug Administration and that are used to screen for cancer across many cancer types, if the Centers for Medicare & Medicaid Services determines such coverage is appropriate. Coverage is limited to those under a certain age (age 68 in 2028, increased by one year every year thereafter) and to one test every 11 months.

Maddy summaryThis bill establishes tax credits for individuals and corporations who contribute to scholarship granting organizations that provide educational scholarships for eligible students. The individual tax credit is limited to 10% of adjusted gross income or $5,000, while corporate credits are capped at 5% of taxable income. The bill defines "eligible students" as those from households with income not exceeding 300% of the area median gross income, and specifies that scholarships can cover tuition, materials, tutoring, and educational therapies. The bill includes a $10 billion annual cap on tax credits, with a first-come, first-served allocation system, and requires scholarship organizations to meet specific financial and operational standards.

Maddy summaryThis bill, S 317 (Charitable Act), creates a new federal income tax deduction for charitable contributions for individuals who do not itemize deductions (the majority of taxpayers). It allows these taxpayers to deduct up to one-third of their standard deduction amount for charitable gifts in 2026 and 2027. The bill also eliminates penalties related to charitable deduction errors under tax code sections 6662 and 6664. The changes apply to tax returns filed for 2026 and 2027 tax years.

Maddy summaryS 271, the "Stop Illegal Reentry Act," increases penalties for immigrants who re-enter the U.S. after being denied entry, deported, or removed without authorization. It directly affects individuals previously removed or excluded from the U.S. who return without prior consent from the Secretary of Homeland Security. Key provisions include raising maximum prison terms to 10 years for re-entry after prior removals linked to drug crimes, violent offenses, or multiple removals, and mandating a minimum 5-year sentence for those convicted twice of re-entry or of serious crimes before removal. The bill also clarifies that "removal" includes agreements made during criminal trials, expanding the scope of affected individuals.

Maddy summaryThis bill requires abortion providers to obtain patient consent for disposal of fetal tissue after an abortion, offering options to take the tissue or have the provider arrange interment or cremation within 7 days. It mandates providers to document consent, report annual abortion statistics and disposal methods to the Health Secretary, and face penalties including up to $50,000 fines or 5 years in prison for violations. The law directly affects abortion providers (clinics and doctors) and patients undergoing abortions, with no change to abortion access itself. Key provisions include standardized consent forms, disposal requirements aligned with state laws for human remains, and annual federal reporting on abortion procedures and tissue disposal.

Maddy summaryS 199 would create special tax rules for "qualified residents of Taiwan" with income from U.S. sources. It would lower tax rates on interest, dividends, and royalties from 30% to 10% (15% for some dividends), provide tax relief for certain wages paid to Taiwan residents working in the U.S., and exempt income from entertainment or athletic activities up to $30,000. The bill establishes specific requirements for entities to qualify for these benefits, including ownership and income criteria. It also creates a process for the U.S. to negotiate a formal tax agreement with Taiwan to further address double taxation concerns.