Amends the Consumer Fraud and Deceptive Business Practices Act. Makes a technical change in a Section concerning definitions.
Amends the Illinois Municipal Code. Provides that the age limit applicable to persons seeking municipal employment in either a fire department or police department shall not apply to a person who has served as a sworn officer of the Illinois Department of State Police (this is an addition to a list of several other exemptions). Effective immediately.
Creates the Payday Loan Reform Act. Provides that the Division of Financial Institutions of the Department of Financial and Professional Regulation shall license and regulate entities that offer payday loans (loans under which a lender accepts a post-dated check, authorization to debit a consumer's bank account, or an interest in a consumer's wages as security for the loan). Establishes requirements and restrictions applicable to license applications and licensing. Contains provisions regarding: limitations, requirements, and disclosures applicable to loan agreements, terms of loans, finance charges, and renewal of loans; revocation, suspension, and surrender of licenses; information to be available to the public; complaint handling; hearings; books and records; reports; advertising; prohibited acts; bonding; administrative rules; and other matters. Amends the Financial Institutions Code to provide for the administration of the Payday Loan Reform Act. Amends the Consumer Installment Loan Act to provide that the Act does not apply to payday loans. Provides that a violation of the Payday Loan Reform Act constitutes a violation of the Consumer Fraud and Deceptive Business Practices Act. Effective immediately.
Urges the Department of Human Services to keep the Tinley Park Mental Health Center open unless a new DHS-operated inpatient mental health center is opened in the Chicago "Southland" region.
Mourns the death of Joan B. Coogan of Olympia Fields.
Extends the Senate Task Force on Illinois Mobile Homes.
Amends the Illinois Promotion Act. Makes technical changes in a Section concerning the short title.
Mourns the death of Marine Cpl. Kevin M. Clarke of Tinley Park who was killed in action near the Iraq-Syria border on February 19, 2005.
Amends the Uniform Commercial Code. Provides that the Code applies to a transfer by a government or governmental subdivision or agency when the government or governmental subdivision or agency is the account debtor. Effective immediately.
Amends the Illinois Pension Code. Makes a technical change in a Section concerning definitions.
