Sen. Louis S. Viverito

Amends the Illinois Public Aid Code. Provides that the members of each Public Aid Committee and the members of the Cook County Townships Public Aid Committee are immune from personal liability in connection with their service on the committee to the same extent as an elected or appointed judge in this State is immune from personal liability in connection with the performance of his or her duties as judge. Effective immediately.

Amends the Property Tax Code. Provides that the county collector may transmit the report of the amount of county taxes received to the county clerk in an electronic format. In a Section concerning accounts for the collector and treasurer, requires the each county clerk and county collector to keep, in written or electronic format, an account stating the amount of county tax to be collected, and the county tax received by him or her from sales and redemptions of forfeited property, and any other county funds that come into the collector's hands (now, each county clerk must keep the account with the county collector). Deletes provisions concerning procedures for the operation of the accounts. Provides that all persons paying money into the county treasury, for all purposes except the county taxes, must deposit the money with the treasurer (now, all persons paying money into the treasury must first obtain, from the county clerk, an order to the treasurer to collect the money). In a Section concerning the lists of errors and inability to collect, deletes a provision that the lists shall be verified by affidavit of the county collector. Amends the Property Tax Code and the Mobile Home Local Services Tax Enforcement Act in a Sections concerning the indemnity funds. Provides that the county collector shall report annually to the county clerk (now, the Circuit Court) on the condition and income of the fund. Effective immediately.

Amends the Residential Real Property Disclosure Act. Makes a technical change in a Section concerning completion and delivery of the seller's disclosure statement.

Amends the Code of Criminal Procedure of 1963. Makes a technical change in a Section concerning the short title Section.

Creates the Payday Loan Reform Act. Provides that the Division of Financial Institutions of the Department of Financial and Professional Regulation shall license and regulate entities that offer payday loans (loans under which a lender accepts a post-dated check, authorization to debit a consumer's bank account, or an interest in a consumer's wages as security for the loan). Establishes requirements and restrictions applicable to license applications and licensing. Contains provisions regarding: limitations, requirements, and disclosures applicable to loan agreements, terms of loans, finance charges, and renewal of loans; revocation, suspension, and surrender of licenses; information to be available to the public; complaint handling; hearings; books and records; reports; advertising; prohibited acts; bonding; administrative rules; and other matters. Amends the Financial Institutions Code to provide for the administration of the Payday Loan Reform Act. Amends the Consumer Installment Loan Act to provide that the Act does not apply to payday loans. Provides that a violation of the Payday Loan Reform Act constitutes a violation of the Consumer Fraud and Deceptive Business Practices Act. Effective immediately.

Mourns the death of Frank S. Boruch.

Mourns the death of Caroline A. Noel.

Mourns the death of James A. Craig.

Mourns the death of Natalie H. Kreil.

RESOLVED, BY THE SENATE OF THE NINETY-FOURTH GENERAL ASSEMBLY OF THE STATE OF ILLINOIS, THE HOUSE OF REPRESENTATIVES CONCURRING HEREIN, that when the two Houses adjourn on Thursday, February 17, 2005, the Senate stands adjourned until Friday, February 18, 2005, in perfunctory session; and when it adjourns on that day, it stands adjourned until Wednesday, February 23, 2005, at 12:00 o'clock noon; and the House of Representatives stands adjourned until Friday, February 18, 2005, and when it adjourns on that day, it stands adjourned until Wednesday, February 23, 2005.