Rep. Mike Ezell

Maddy summaryThis bill extends the National Flood Insurance Program (NFIP) through November 21, 2025, ensuring continued coverage for policyholders. It directly affects homeowners and businesses in flood-prone areas who rely on NFIP policies for protection against flood damage. The key provision changes the program's expiration date in two specific sections of the law, updating the end date from September 30, 2023, to November 21, 2025. This extension prevents the program from lapsing and maintains access to federal flood insurance.

Maddy summaryHR 5608 removes a restriction preventing private insurance companies participating in the "Write Your Own" program from selling competing private flood insurance policies alongside National Flood Insurance Program (NFIP) products. The bill amends federal law to prohibit the FEMA Administrator from requiring these companies to agree not to offer private flood insurance as a condition of participating in the NFIP program. This change directly affects private insurers currently in the Write Your Own program, allowing them to sell both NFIP-backed and standalone private flood insurance without contractual restrictions. The key provision eliminates non-compete clauses in agreements between FEMA and these insurers, enabling greater market competition for flood insurance products.

Maddy summaryThe SAVES Act (HR 2605) creates a 5-year pilot program where the Department of Veterans Affairs (VA) awards competitive grants to nonprofit organizations to provide service dogs to veterans with specific disabilities. It directly affects veterans with covered conditions like blindness, mobility impairments, PTSD, traumatic brain injury, or other disabilities deemed appropriate for service dog assistance by the VA. Key provisions include: grants capped at $2 million per nonprofit (with $10 million annually authorized), no fees charged to veterans, VA-provided lifetime veterinary insurance for the dogs, and requirements for nonprofits to train veterans and maintain humane animal standards. The program aims to expand access to service dogs as a support tool for veterans managing qualifying disabilities.

Maddy summaryHRES 719 is a House resolution honoring Charles "Charlie" James Kirk, the founder of Turning Point USA who was assassinated on September 10, 2025. The resolution condemns his assassination and all political violence, extends condolences to his family, and calls on Americans to reject violence while promoting civil discourse. It specifically recognizes Kirk's legacy as a defender of constitutional principles and his role in inspiring youth through free speech and faith-based civic engagement. As a commemorative resolution, it does not enact policy changes but formally expresses the House's stance on honoring his life and legacy.

Maddy summaryThis bill requires health plans and insurers to create a clear, timely process for patients or doctors to request exceptions when step therapy protocols (which force patients to try cheaper drugs first) might harm them. It mandates approval for exceptions in six specific cases, such as when prior treatments failed, delaying care risks severe harm, or the required drug causes adverse reactions. Plans must respond within 72 hours (24 hours for emergencies) and cover the requested drug for at least one year if approved. Additionally, health plans must report annual data on exception requests, approvals, denials, and reasons to the government for transparency.

Maddy summaryHR 5477, the Litigation Reimbursement Act, requires courts to automatically award attorney fees and litigation costs to winning parties in certain cases. It changes criminal case rules (amending 18 U.S.C. 3006A) so courts must award fees to defendants who win at trial and are not convicted, rather than allowing judges discretion. It also makes such fee awards mandatory in civil cases (amending 28 U.S.C. § 2412), replacing "may be awarded" with "shall be awarded" for prevailing parties. The bill directly affects individuals or entities that prevail in federal criminal trials resulting in non-convictions or in federal civil litigation. This is a procedural change to existing fee-shifting rules, not a substantive policy shift.

Maddy summaryHRES 733 is a symbolic resolution designating the week of September 20-27, 2025, as "National Estuaries Week." It expresses congressional support for raising public awareness about the economic and ecological importance of coastal estuaries, which support millions of jobs, generate significant economic output, and provide critical services like flood protection and habitat for fish and wildlife. The resolution acknowledges estuaries' role in sustaining employment, economic growth, and environmental health without creating new policies or funding. It directly affects the public, government officials, and conservation organizations by highlighting estuaries' value through a designated awareness week.

Maddy summaryHR 5401, the Pay Our Troops Act of 2026, ensures military personnel, civilian Defense workers, and supporting contractors receive pay during government funding gaps in fiscal year 2026. It appropriates emergency funds for active-duty service members, reserves, and their supporting personnel (including Coast Guard staff under DHS) if regular appropriations aren't enacted by the end of the fiscal year. The bill provides necessary pay and allowances during any period when full-year funding is unavailable, covering both active service and support roles. Funding expires when regular appropriations are passed, a funding resolution is enacted, or January 1, 2027, whichever comes first. This is a procedural measure to prevent pay delays for military and support staff during fiscal year 2026 funding lapses.

Maddy summaryThe Fairness and Accountability of Appeals Act of 2025 requires the Administrator to reimburse applicants for attorney fees when they win an appeal or arbitration regarding disaster assistance decisions under the Stafford Act. It directly affects individuals or organizations appealing denials of federal disaster aid who secure a favorable outcome. The key provision mandates that the government cover legal costs related to successful appeals or arbitration, reducing financial barriers to challenging decisions. This policy change updates the current process by adding explicit fee reimbursement for applicants who prevail in disputes over disaster relief eligibility.

Maddy summaryHRES 695 is a commemorative resolution honoring Charlie Kirk, a conservative speaker and Turning Point USA leader, following his assassination on September 10, 2025, in Orem, Utah. The resolution condemns the attack, offers condolences to his family, and recognizes first responders. It reaffirms the First Amendment right to peaceful assembly and emphasizes that violence cannot silence democratic participation. This non-binding resolution does not create new laws or policies but serves as a symbolic tribute to Kirk's memory and the principles of democratic engagement.