Rep. Michael K. Simpson

Maddy summaryHR 4335, the VA Loan Informed Disclosure Act of 2023, requires mortgage lenders to include specific information about VA home loan programs in standard mortgage disclosures. The bill amends the National Housing Act to mandate that lenders provide details on VA loans (guaranteed under Title 38) alongside other loan options, including assumptions about prevailing interest rates. This change directly affects lenders processing VA-guaranteed mortgages, ensuring borrowers receive clearer comparisons between VA loans and other financing. The law does not require lenders to verify borrower eligibility for VA loans, only to include the specified disclosure language.

Maddy summaryHJRES 44 is a congressional resolution seeking to block a 2021 rule by the Bureau of Alcohol, Tobacco, Firearms, and Explosives (ATF). The rule classified firearms with stabilizing braces as "short-barreled rifles," which would have required additional licensing and regulation. This resolution uses a specific legal process (under Title 5, U.S. Code) to formally disapprove the ATF rule, meaning the rule would no longer be in effect. It directly affects firearm owners, manufacturers, and dealers who would have been subject to the rule’s requirements.

Tribal HUD-VASH Act of 2023 This bill provides statutory authority for the Tribal HUD-VASH program, which provides rental assistance and supportive services to Indian veterans who are homeless or at risk of homelessness and living in or near an area where a tribe or tribally designated housing entity provides assistance for affordable housing. The Department of Housing and Urban Development (HUD) may use up to 5% of rental assistance amounts under the HUD-VASH program, which provides housing assistance to homeless veterans, for the Tribal HUD-VASH program. The Tribal HUD-VASH program must be carried out by HUD in conjunction with the Department of Veterans Affairs. Under the program, grants must be made to entities eligible for housing assistance block grants. HUD may make renewal grants to entities that have received prior program grants.

This bill includes phosphate and potash on the Department of the Interior's final list of critical minerals. (Under current law, Interior and other departments are required to conduct a variety of efforts to ensure a secure and reliable supply chain of critical minerals.) Interior must evaluate current policies relating to permitting and leasing of projects to develop critical minerals and issue recommendations to Congress to support domestic production of such commodities.

Maddy summaryHR 3792 extends U.S. security funding for Israel through 2028 (Section 3) and expands energy cooperation to include advanced nuclear technologies and carbon capture (Section 5). It requires annual reports on regional security partnerships involving Israel (Section 6) and ensures countries in the Abraham Accords can access U.S. development programs (Section 8). The bill also mandates reports on diplomatic efforts against ICC investigations targeting the U.S. and Israel (Section 10) and encourages people-to-people programs to strengthen the Abraham Accords (Sections 7, 9). These provisions directly affect Israel’s diplomatic engagement, security partnerships, and economic cooperation in the Middle East.

Maddy summaryThis bill requires that AM radio receivers be included as standard equipment in all new motor vehicles (such as cars and trucks) sold in the United States, with a rule to be issued by the Department of Transportation within one year. The rule must ensure AM radio is easily accessible on the dashboard and allows manufacturers to use digital AM radio technology instead of traditional AM. During the one-year period between the bill's enactment and the rule's effective date, manufacturers must clearly label vehicles without AM radio. The bill also directs a study to evaluate whether an alternative system could deliver emergency alerts as reliably as AM radio across the country, especially during crises.

Maddy summaryHR 3392, the Fighter Force Preservation and Recapitalization Act of 2023, requires the Air National Guard to maintain at least 25 fighter squadrons (each with a minimum of 18 aircraft) by mandating one-for-one replacement of existing squadrons by 2034. The bill directs the Air Force Secretary to develop and submit a recapitalization plan to Congress within 120 days of enactment, including modernizing squadrons and fielding new "Next Generation Air Dominance" systems. This directly affects the Air National Guard's fighter force structure, setting specific numerical requirements for aircraft and squadrons. The law allows limited waivers for extraordinary circumstances but maintains the core 2034 deadline for full recapitalization.

Maddy summaryHR 3435, the Charitable Act, creates a temporary tax deduction for charitable contributions for individual taxpayers who do not itemize deductions. It allows these taxpayers to deduct up to one-third of their standard deduction amount for charitable gifts in 2023 and 2024. The bill directly affects millions of filers who typically take the standard deduction instead of itemizing, making charitable giving more tax-advantageous for them during these two years. The provision expires after 2024 and does not change the standard deduction amount itself.

Direct Capital Access Act of 2023 or the DCA Act of 2023 This bill increases the number of daily round-trip flights allowed at Ronald Reagan Washington National Airport (DCA). Specifically, this bill adds 56 new slots at DCA to allow for 28 additional daily round-trip flights. (Airlines flying to and from DCA are subject to slot and perimeter rules set by federal law and regulation. The slot rules determine the total number of flight slots that can be handled in a given time period. In addition, a statutory perimeter rule limits nonstop flights to a 1,250-mile radius unless they are granted an exemption in law.) Current law limits DCA to a maximum of 67 hourly slots for flights both within- and beyond-perimeter; a round-trip flight serving DCA requires two slots (or a slot pair). Of those slots, 40 daily slots are exempt from the perimeter rule. Under the bill's slot increase, operations at DCA may not increase by more than eight flights per hour.

Maddy summaryThe HELPER Act of 2023 creates a new FHA mortgage insurance program specifically for first responders and K-12 teachers. It allows eligible first-time homebuyers in these professions to secure mortgages with 100% financing (no down payment required) for purchasing or repairing a primary residence. To qualify, applicants must be employed as law enforcement, firefighters, paramedics, or K-12 teachers, have completed housing counseling, and meet specific employment history requirements (e.g., 4 years in the role or disability-related release). The program authorizes $660,000 for fiscal year 2024 and $160,000 annually through 2030, with authority expiring after 5 years.