Rep. Jeff Mursau

Maddy summaryAB 972 allows banks and credit unions to refuse or delay specific financial transactions and decline to accept a power of attorney for vulnerable adults when they reasonably suspect financial exploitation. Financial institutions must report suspected exploitation to adult-at-risk agencies and notify authorized account holders (excluding suspected perpetrators), while maintaining legal immunity for good-faith actions. This law directly affects vulnerable adults (elderly or disabled individuals at risk of exploitation), financial institutions, and the agencies that handle exploitation reports. It creates clear procedures for institutions to act preventively without facing liability, focusing on concrete safeguards rather than new penalties or funding.

Maddy summaryAB 973 allocates $1 million for fiscal year 2025-26 to fund economic support specialist positions in county resource centers. The Department of Health Services will award grants to 10 counties, prioritizing 2 rural, 2 suburban, and 2 urban counties for the first six grants, with up to four additional grants possible. Each grant funds one specialist position to assist individuals in resource centers, requiring grantees to submit annual effectiveness reports. The bill creates a new funding mechanism (20.435(7)(f)) to replace an existing section, with the appropriation effective immediately and the repeal of the old section taking effect July 1, 2027. This is a funding bill focused on resource center staffing, not a new policy.

Maddy summaryAB 990 would require Wisconsin high school students to earn at least 0.5 credits in personal financial literacy to graduate. The bill specifies that this course must cover topics like money management, saving/investing, credit/debt, and risk management. Schools could award credit for approved programs offered by financial institutions through school-based branches, as determined by the school board. This requirement would apply to students in high school grades once the law is enacted.

Maddy summaryAB 975 prohibits probationary license holders and drivers with instruction permits from using cellular or wireless phones while driving, except to report emergencies. The bill amends Wisconsin statute 346.89(4)(a) to explicitly ban phone use for these new drivers, expanding an existing restriction. Violations would be subject to penalties under the statute, though specific penalty details aren't outlined in the bill text. This law directly affects new and learning drivers, aiming to reduce distractions during their early driving experience. The bill was introduced in the 2026 Legislature and referred to the Criminal Justice and Public Safety Committee.

Maddy summaryAB 965 prohibits operators of AI chatbots designed to simulate ongoing, humanlike relationships with children (under 18 in the state) from making them available without specific safety measures. The bill requires these "companion chatbots" to avoid encouraging self-harm, illegal activity, sexual content, or prioritizing a child’s feelings over safety, while excluding standard customer service tools. Violations could result in civil penalties up to $25,000 per day or private lawsuits by affected children or parents for damages. The law takes effect after January 1, 2027, with a transition period for operators unaware a user is a child.

Maddy summaryAB 715 regulates "nonrecourse civil litigation advances," where companies provide cash to people with pending lawsuits in exchange for a share of settlement proceeds. It directly affects consumers (individuals with legal disputes) and companies offering these advances by setting strict limits: maximum $100,000 per advance, finance charges capped at the weekly prime rate plus 10%, and repayment must occur within 36 months. The bill requires clear contract disclosures (in bold, 12-point font) about costs, the right to cancel within 5 days, and prohibits companies from controlling lawsuits or paying referral fees to attorneys. Violations incur fines of $25-$5,000 per offense, with additional penalties for willful violations.

Maddy summaryAB 712 clarifies the sales tax exemption for personal farm property or household goods sold at auctions online. It defines an "auction event" for internet sales as the consecutive days winning bids are selected (not just when property is available), while maintaining a limit of five or fewer such auctions per year by the same auctioneer at one location. This primarily affects small-scale auctioneers selling personal items online, ensuring they meet the exemption criteria. The bill updates definitions to explicitly include internet bidding periods without changing the exemption's core eligibility rules.

Maddy summaryAB 720 requires health insurance plans - including defined network plans, preferred provider plans, and government self-insured plans - to cover emergency ambulance services provided by non-participating ambulance providers. It mandates payment at the lowest of three rates: a mutually agreed rate, a local governmental rate, or 350% of the Medicare rate for the same area. Plans must pay ambulance providers directly within 30 days for clean claims, cannot impose additional costs on enrollees beyond standard cost-sharing, and must provide clear explanations for denied claims. The bill excludes air ambulance services and applies to all health insurance plans covering emergency medical services.

Maddy summaryAB 710 expands Wisconsin's child care subsidy program (Wisconsin Shares) to include tribal-regulated child care providers operating under tribal authority in Indian country. It creates a new eligibility category for providers who meet federal child care standards, have a tribal regulatory attestation, and have an agreement with the state. This change allows families to choose these tribal providers when accessing state-funded child care assistance, directly affecting tribal child care programs and families seeking subsidized care. The bill modifies existing statutes to ensure these providers can receive state payments under the same terms as other licensed providers.

Maddy summaryAB 707 modifies fees for land designated as "managed forest land" in Wisconsin. It requires new owners of such land to pay a $100 fee within 30 days of transfer (to certify continued compliance with management plans and obtain department approval), and sets a $300 withdrawal fee if land is removed from the program. The fees are deposited into the conservation fund, with $20 allocated to forestry recording under statute 20.370. This directly affects landowners transferring or withdrawing managed forest land, updating existing fee structures under statutes 77.82 and 77.88.