This bill would prohibit any state or local government designated as a "sanctuary jurisdiction" from receiving grant funds distributed by the Department of Housing and Urban Development (HUD). A jurisdiction is defined as a sanctuary if it has laws, policies, or practices that restrict officials from sharing information about an individual's immigration status or from complying with federal requests to detain or notify about the release of individuals. The funding restriction would apply to grants distributed 180 days after the bill's enactment. To determine which jurisdictions qualify for this ineligibility, the HUD Secretary is required to consult with the Secretary of Homeland Security.
The Homeownership Eligibility Reform Act restricts access to government-backed and private mortgage insurance for single-family homes to individuals who are U.S. citizens. Specifically, the bill amends laws governing the Federal Housing Administration, Fannie Mae, and Freddie Mac to require that borrowers for one-to-four-unit properties must be citizens to qualify for their mortgage products. This change directly affects foreign nationals and non-citizen residents who currently might purchase homes with these types of financing, effectively limiting their eligibility for these specific mortgage programs.
The Sustainable Homeownership Act modifies the rules for Freddie Mac and Fannie Mae to limit their purchase of high-risk mortgages while introducing stricter insurance requirements for loans with high loan-to-value ratios. It mandates that private insurers guarantee specific portions of unpaid mortgage balances, with higher coverage percentages required for riskier loans, though it includes exceptions for refinancing, state programs, and low-income borrowers. The bill also establishes new financial oversight measures, such as setting a return on equity range between 9 and 13 percent and requiring enterprises to remit excess earnings to the Treasury if they exceed that range. Additionally, the legislation outlines a plan to eventually convert the government-sponsored enterprises' preferred stock into common equity and prepare for their exit from federal conservatorship.
The Davis-Bacon Repeal Act would eliminate federal wage requirements that currently mandate contractors on government-funded construction projects pay workers at least the prevailing local wage rate. By repealing the relevant section of the U.S. Code, the bill removes the legal basis for these minimum wage standards on future contracts. The law includes a transition period that protects existing contracts and those with outstanding bids for 30 days after enactment, ensuring no immediate disruption to ongoing projects. This change would directly affect construction firms and workers involved in federally funded building work by removing the obligation to adhere to specific local wage floors.
HR 1814, the *Restoring the VA Home Loan Program in Perpetuity Act of 2025*, limits the Department of Veterans Affairs (VA) to purchasing no more than 250 home loans annually under its Servicer Purchaser Program. This directly affects veterans seeking VA-backed mortgages, as it caps the program’s scale by restricting the VA’s ability to acquire loans. The bill’s key provision establishes this annual 250-loan limit for VA purchases, while also requiring a study on selling loans acquired after May 31, 2024. It does not change eligibility for veterans but alters how the VA manages loan acquisitions.
This bill clarifies and expands the definition of "public charge" for immigration purposes, affecting non-citizens applying for visas, admission, or adjustment of status. It defines a public charge as someone receiving certain government benefits (including SNAP, Medicaid, housing assistance, and income support programs) for more than 12 months within any 36-month period. The determination considers factors like age, health, assets, education, and family status in a holistic assessment, while exempting refugees, asylees, and military dependents. The bill requires the government to publish a comprehensive list of covered benefits within 180 days of enactment.
HR 7213, the *Safeguarding Benefits for Americans Act of 2026*, requires U.S. citizenship or nationality for eligibility for most federal assistance programs (like SNAP, housing aid, or Medicaid). It mandates applicants to submit a written declaration under penalty of perjury and provide documentary proof (e.g., birth certificate, SSN) verified through Social Security Administration and DHS databases. The bill affects individuals applying for or receiving federal benefits, with exceptions for children in households where at least one member meets the requirement (e.g., children in SNAP or elderly housing programs). It takes effect 1 year after enactment, requiring all current recipients to meet the new rules within 2 years.
HR 4448, the Restoring Equal Opportunity Act, prohibits lawsuits alleging discrimination based on "disparate impact" in employment and housing. It amends the Civil Rights Act of 1964 and Fair Housing Act to ban claims where a neutral policy (like a test or screening rule) unintentionally disadvantages protected groups (such as race or gender), even if there was no discriminatory intent. The bill also nullifies specific federal regulations implementing civil rights laws, removing legal grounds for such claims under current enforcement rules. This directly affects employers, housing providers, and federal agencies that enforce civil rights laws, changing how discrimination claims can be brought in court.
HR 3540, the Low-Income Housing Tax Credit Elimination Act, eliminates the federal Low-Income Housing Tax Credit (LIHTC) for new housing projects. It directly affects developers and investors who rely on this tax credit to fund affordable housing construction. The bill amends the tax code to end eligibility for the credit on buildings placed in service after the law's effective date. This means no new tax credits will be available for affordable housing developments starting in the next taxable year.
Respect State Housing Laws Act This bill eliminates a provision that requires a 30-day notice period before a landlord may begin eviction proceedings against a tenant in federally assisted or federally backed housing.
