The Housing Price Transparency Act requires landlords and property managers who use algorithms to set rental prices to clearly disclose this practice to tenants. The Federal Trade Commission is authorized to enforce these rules by treating violations as unfair or deceptive acts, while state attorneys general may also bring civil actions on behalf of their residents if federal enforcement is not pending. Individuals injured by non-compliance can file private lawsuits in federal court to seek injunctions and recover damages of at least $10,000 per violation or actual monetary losses, whichever is greater.
The Stable Homes Act directs the Department of Housing and Urban Development to launch a five-year pilot program that provides $300 million annually in grants to local governments for establishing or expanding eviction diversion programs. These programs require landlords to notify tenants of their right to participate in dispute resolution before filing formal eviction proceedings, mandating at least 30 days of good-faith negotiation involving services such as mediation, housing counseling, and rental assistance. The legislation ensures that low-income tenants have access to free legal counsel if their landlord is represented by an attorney, while allowing landlords to bypass the program only in cases involving an imminent threat of physical harm. Local governments receiving these grants must submit annual reports detailing case outcomes, costs, and tenant demographics to Congress through 2030.
The Renter Resource Center Act directs the Department of Housing and Urban Development to create a toll-free phone line and website for renters living in properties owned by large institutional investors, such as investment funds that control at least 350 single-family homes. This resource allows tenants to report disputes regarding federal or state law violations and other rental issues, while also enabling the government to share information with relevant agencies to monitor and resolve these conflicts. Landlords covered by this law must notify their tenants annually about the new reporting system and prominently display this information on their public websites. Additionally, the bill requires these large investors to submit yearly reports to Congress detailing their portfolio of single-family homes and the types of disputes received through the new outreach channel.
This bill, known as the Fair Future Act, seeks to remove a specific provision from the Fair Housing Act that currently allows landlords to refuse to rent to individuals based on their source of income. The change directly affects housing providers and tenants by eliminating the legal basis for income source discrimination in rental decisions. The mechanism involves deleting paragraph (4) of Section 807(b) of the Fair Housing Act, which currently permits landlords to deny housing to applicants relying on government assistance or other specific income sources. If enacted, this would expand protections under existing fair housing laws to cover discrimination based on the source of a tenant's income.
This bill, known as the Tax Relief for Renters Act of 2026, would allow renters to deduct a portion of their rent payments from their federal income tax. The deduction would be limited to $4,000 per year for individuals who lease their primary residence, with the amount subject to inflation adjustments starting in 2028. Eligibility is restricted by income thresholds, with higher limits for joint filers and lower limits for single filers and married couples filing separately. The provision would apply to tax years beginning after December 31, 2026, and would be available to taxpayers who do not itemize deductions as well as those who do.
This bill, titled the Rental Housing Investment Act, would allow property owners to claim an immediate tax deduction for long-term residential rental buildings they place in service after enactment. The measure directly affects taxpayers who own or develop rental housing with at least two dwelling units, enabling them to deduct up to 100% of the building's value in the first year rather than spreading deductions over multiple years. Owners of affordable housing projects that meet specific requirements would receive an increased deduction limit of $250,000 per unit instead of the standard $150,000. The bill includes rules requiring properties to remain in rental use for 10 years to retain the full deduction, with a 15-year requirement for affordable housing, and prohibits revoking the election once made.
HR 6124, the "End Rent Fixing Act of 2025," prohibits rental property owners and coordinators from sharing or analyzing rental data to set prices or lease terms across multiple properties. It bans any "coordinating function" (such as collecting and processing rental data to recommend prices or occupancy levels to multiple owners) and makes agreements with coordinators unlawful under antitrust laws. The bill directly affects rental property owners (including individuals, corporations, and property management entities) who engage in coordinated rent-setting practices. Enforcement will be handled by the Federal Trade Commission, the Attorney General, and state attorneys general under existing antitrust laws, with private lawsuits allowed for affected renters seeking triple damages.
This bill disallows tax deductions for interest and depreciation on rental properties owned by individuals or entities holding 50 or more single-family homes (defined as properties with four or fewer units). It directly affects large-scale landlords, including corporations or investors who own extensive rental portfolios, by removing these deductions from taxable income. Exceptions apply if the property is sold to an individual for their primary residence or to a qualified nonprofit organization focused on affordable housing (like community land trusts or housing nonprofits). The law aims to limit tax benefits for investors who own many rental homes, while preserving deductions for sales that support housing affordability. It takes effect for taxable years after enactment.
The Whole-Home Repairs Act of 2025 establishes a federal pilot program to fund repairs that improve accessibility, safety, and energy efficiency in homes owned by low-income individuals or rented as affordable housing. It directly affects eligible homeowners (with income at or below 80% of area median income who occupy their primary residence) and eligible landlords (small-scale owners of affordable rental properties with specific income and ownership criteria). The program provides grants to homeowners and forgivable loans to landlords for repairs covering accessibility modifications, habitability fixes, and energy efficiency upgrades, with landlords required to maintain affordability for three years and cap rent increases. Administered by local or state entities using up to $25 million in existing HUD funds, the pilot runs until 2030 and mandates coordination with other housing programs to avoid duplication.
The Choice in Affordable Housing Act of 2025 aims to increase landlord participation in the Housing Choice Voucher program, which helps low-income families, seniors, and people with disabilities afford housing in the private market. The bill creates new incentives including one-time payments to landlords (up to 200% of monthly rent) for renting to voucher holders in low-poverty areas (census tracts with poverty rates below 20%), security deposit assistance for tenants, and bonus payments to public housing agencies that employ dedicated landlord liaisons. It establishes a $100 million annual fund for these initiatives and requires annual reports on the program's effectiveness in expanding housing options in high-opportunity neighborhoods. These changes directly affect landlords, voucher recipients, and public housing agencies administering the program.
