Healthcare (Insurance)

SB 450 allows specific member-owned agricultural cooperatives (defined as pre-1922 organizations with 501(c)(5) status) to provide health benefit coverage exclusively for their members and families. The bill requires these organizations to offer coverage in all state counties, file insurance commissioner attestations, and provide annual actuarial reviews to ensure financial stability. It mandates clear written notice that this coverage is not health insurance and cannot satisfy federal insurance requirements, while prohibiting exclusions for preexisting conditions beyond six months or denying coverage based on provider type. Organizations must also reinsure risks with state-authorized companies and establish complaint resolution processes similar to standard health insurance.

AB 674 prohibits health insurance plans and the Medical Assistance program from covering organ transplants or related care if the organ was transplanted in or originated from a country designated by the department as participating in forced organ harvesting. The bill applies to disability insurance, self-insured health plans, and Medical Assistance. It defines "forced organ harvesting" as removal via coercion, deception, or abuse of power, and requires the department to designate affected countries. Life-saving post-transplant care remains covered even if the transplant itself is prohibited under the bill.

SB 672 prohibits health insurance plans (including Medical Assistance) from covering organ transplants or related care if the organ was transplanted in, originates from, or was procured in a country designated by the department as participating in forced organ harvesting. The bill defines forced organ harvesting as the removal of organs through coercion, deception, or abuse of power. It exempts life-saving post-transplant care for individuals who already received a prohibited transplant. The department will designate qualifying countries, and the law applies to all disability insurance, self-insured health plans, and Medical Assistance programs. (SB 672, Section 1)