SB 5686 expands and funds the existing foreclosure mediation program, directly affecting homeowners facing foreclosure and unit owners (like those in condominiums or HOAs) facing delinquency for past-due assessments. It broadens the definition of residential real property to include properties with up to four units, bringing more individuals under the program's scope. The bill outlines housing counselors' duties to assist both borrowers and unit owners in good faith to reach resolutions with lenders or associations. It also clarifies that referrals to mediation can occur up to 90 days before a trustee's sale, or 25 days before an amended sale date.
SB 5662 allows municipal utilities to waive connection charges for properties developed by certain non-profit organizations, public authorities, or local agencies that provide emergency shelter, transitional housing, permanent supportive housing, or affordable housing. Generally, these waivers must be funded by general funds, grants, or other identified revenue streams. However, in large counties east of the Cascade mountains, waivers can be granted without explicit funding if the developer records a covenant. This covenant restricts the property's use to the specified affordable housing purposes and requires repayment of the waived charges if the property's use changes or no longer meets eligibility requirements.
House Bill 1774 allows the Washington State Department of Transportation (WSDOT) to consider social, environmental, or economic benefits when determining lease terms for unused highway land. This applies when WSDOT leases property to public agencies, tribes, historical societies, or community-based nonprofit organizations for specific "community purposes." These purposes include providing housing, shelter programs, parks, public recreation, salmon habitat restoration, or public transportation uses. The bill outlines factors for WSDOT to evaluate such lease agreements and requires lessees to maintain the property and use it solely for the designated community purpose. WSDOT must also provide annual reports to the legislature on these active lease agreements.
HB 1491, "Promoting transit-oriented housing development," aims to increase housing options and density near public transportation throughout Washington state. The bill directs cities planning under the Growth Management Act to align their land use policies with transit infrastructure development. It does this by amending various state laws and introducing new definitions for housing types, such as "cottage housing" and "courtyard apartments," and clarifying "affordable housing." This legislation seeks to maximize state investments in mass transit by fostering the creation of vibrant, walkable, and accessible communities that include diverse housing options.
House Bill 1516 directs the Office of the Insurance Commissioner to conduct a study on insurance coverage options for permanently affordable homeownership units. The study's purpose is to explore ways to reduce costs related to condominium construction defect liability for homes sponsored by nonprofit organizations or government entities. It requires consultation with various stakeholders, including insurers, sponsoring organizations, and the construction industry. The Insurance Commissioner will submit a report to the legislature by December 31, 2026, including an analysis of risk pools and recommendations for new insurance mechanisms to lower these costs.
HB 1217 aims to improve housing stability for tenants in Washington state, applying to those under the residential landlord-tenant act and the manufactured/mobile home landlord-tenant act. It limits combined rent and fee increases to no more than seven percent within any 12-month period after the initial year of a tenancy, though some exemptions may apply. The bill also requires landlords to provide notice for increases, places limits on various fees and deposits, and allows tenants to terminate their lease if an increase is unlawful. Additionally, it establishes a landlord resource center and authorizes the Attorney General to enforce its provisions, providing specific remedies for tenants in cases of violation.
House Bill 1177 concerns the child welfare housing assistance program, which aims to reduce the need for foster care placement and shorten the time children spend in out-of-home care. The program provides housing vouchers, rental assistance, navigation, and support services to eligible families. These families include parents whose children are dependent and whose lack of appropriate housing is a barrier to reunification, or whose housing instability puts their child at risk of foster care. The department administers the program, often contracting with outside entities, in counties both east and west of the Cascade mountain range.
House Bill 1494 modifies existing property tax exemptions for new and rehabilitated multiple-unit dwellings in urban centers. The bill clarifies definitions related to "affordable housing" and the population requirements for cities to qualify for these exemptions. A key provision expands the definition of "rehabilitation improvements" to include modifications to occupied buildings that increase the number of multi-family housing units. These changes do not extend the duration of the exemptions or expand them to include conversions of market-rate buildings to affordable housing. The bill primarily affects property owners, developers, and residents involved with multi-unit housing projects in designated urban areas.
HB 1183 reforms building codes and development regulations for cities and counties in Washington to encourage affordable and sustainable building practices. The bill mandates that cities allow for increased housing density, reduced parking requirements, and streamlined permitting when adding residential units within existing commercial or mixed-use buildings. It also provides flexibility in setback and roof height rules for existing buildings undergoing residential retrofits and for new construction or retrofits meeting "passive house" energy efficiency standards. These changes aim to reduce regulatory barriers for converting existing structures into homes and promote energy-efficient construction.
This bill modifies Washington's covenant homeownership program, which provides down payment and closing cost assistance to eligible first-time homebuyers from historically marginalized communities. It raises the household income eligibility threshold for participants from 100% to 140% of the area median income. The bill also introduces a provision allowing for full loan forgiveness after five years for participants whose household income is at or below 80% of the area median income at the time of the loan. Additionally, it adjusts the membership of the program's oversight committee.