Maddy summaryS 2352, the PROTECTED Act, modifies the Equal Credit Opportunity Act to change how financial institutions collect data for small business loans. It requires institutions to inform applicants they aren't obligated to provide certain financial details (like revenue), that their response won't affect credit decisions, and that the data is collected for federal reporting. The bill prohibits institutions from compiling data through visual observation or other indirect methods and bars using applicant response rates to assess compliance. It directly affects financial institutions originating at least 2,500 small business loans annually (with $1 billion+ in assets) and small businesses with under $1 million in annual revenue. The law includes a 2-year safe harbor period before enforcement begins.
Sponsored bills
Maddy summaryThis bill amends the Anti-Terrorism Act of 1987 to prohibit U.S. operations by the Muslim Brotherhood and its branches, defining it as a terrorist organization. It imposes mandatory visa ineligibility and visa revocation for foreign individuals identified as Muslim Brotherhood members, including those affiliated with groups like Hamas. The bill requires the Secretary of State to annually report to Congress identifying global Muslim Brotherhood branches and determine if they meet criteria for foreign terrorist organization designation under existing law. If designated, the President must impose sanctions, including foreign terrorist organization status and asset-blocking under Executive Order 13224, with sanctions remaining in place for at least four years for any identified branch.
Maddy summaryThis bill clarifies that existing vehicle safety standards (Standard 108) already permit "pulsating light systems" - brake lights that briefly flash rapidly (up to 4 times for ≤1.2 seconds) before switching to steady illumination - on vehicles covered by the standard. It requires the Transportation Secretary to update Standard 108 within 180 days to formally include performance-based rules for these systems. The change directly affects vehicle manufacturers and safety regulators by explicitly allowing and standardizing this specific braking light technology. The bill does not alter current safety requirements but updates regulations to reflect permitted technology.
Farmers First Act of 2025 This bill extends through FY2030 and revises the Farm and Ranch Stress Assistance Network (FRSAN). This Department of Agriculture program provides competitive grants to states, Indian tribes, and qualified nonprofit organizations to provide stress assistance programs (i.e., professional agricultural behavioral health counseling, helplines, and resources) to individuals engaged in farming, ranching, and agriculture-related occupations. The bill specifies that the grant funding for farm telephone helplines and websites may also be used for crisis lines. Further, FRSAN grant recipients may establish referral relationships with providers, including Certified Community Behavioral Health Clinics, health centers, rural health clinics, and critical access hospitals.
Maddy summaryThis bill authorizes the minting of commemorative coins for the 2028 Los Angeles Olympic and Paralympic Games and the 2034 Salt Lake City Olympic and Paralympic Winter Games. It specifies four coin types ($5 gold, $1 silver, half-dollar, and proof silver $1) with defined quantities and designs reflecting U.S. athletic participation. A surcharge on each coin sale (e.g., $35 for $5 coins) funds the respective Olympic committees' legacy programs, including youth sports initiatives. The coins are legal tender but intended solely for commemoration, with surcharges directed to the organizing committees after covering minting costs.
Maddy summaryS 2225, the Prevent Interruptions in Physical Therapy Act of 2025, allows physical therapists to use temporary replacement therapists (locum tenens) under Medicare for outpatient physical therapy services. The bill amends Medicare rules to apply the same provisions currently used for physicians' services to physical therapy services, meaning therapists can now fill in gaps during staff shortages without disrupting patient care. This directly affects physical therapists providing Medicare-covered outpatient therapy and Medicare beneficiaries receiving those services. The change takes effect after the bill is enacted, ensuring continuity of care when therapists are unavailable.
Maddy summarySRES 313 is a Senate resolution honoring the Yell County Wildlife Federation for its decades of conservation work in Arkansas. The resolution recognizes the organization's founding in 1946, its role as Arkansas' oldest conservation group, and specific efforts including land purchases in wildlife areas, elk reintroduction, youth education programs, and over 18,000 volunteer hours in the Ozark National Forest. This ceremonial resolution does not create new laws or affect policy; it solely expresses the Senate's appreciation for the Federation's service to Arkansas communities and natural resources.
Maddy summarySRES 269 is a Senate resolution recognizing the 250th anniversary of the United States Army, established on June 14, 1775. It expresses the Senate's appreciation for Army soldiers' dedication over 250 years, honors their valor and service, and calls for the American public to observe the anniversary through ceremonies and activities. This procedural resolution does not create new laws or affect any policies - it solely commemorates the Army's historical significance.
Maddy summaryThe TRAPS Act establishes a federal Task Force on Payment Scams, chaired by the Treasury Secretary, to coordinate efforts across agencies and industry to combat electronic payment scams. The Task Force includes representatives from the FTC, FCC, DOJ, financial regulators, consumer groups, and industry experts to evaluate scam trends, develop prevention strategies, and improve consumer education. It must submit an initial report to Congress within one year and provide annual updates, with the Task Force terminating three years after the first report. This bill directly affects how federal agencies and industry collaborate to address scams targeting consumers through digital payment platforms.
Maddy summaryThis bill (S 1949) creates new penalties for manufacturing or distributing candy-flavored drugs marketed to minors. It specifically targets producers who combine schedule I or II controlled substances with candy/beverage products, market them to appear like candy, or modify them with candy-like flavors/coloring, knowing they’ll be sold to people under 18. First offenses carry up to 10 additional years in prison, while repeat offenses carry up to 20 additional years. Exceptions apply for FDA-approved medications sold as prescribed and products altered under a doctor’s direction for legitimate medical use.