Maddy summaryThis bill establishes two new committees under the Financial Stability Oversight Council to address climate-related risks in the financial system. It requires annual reports assessing climate risks' impact on financial stability, updates supervisory guidance for banks with over $50 billion in assets to include climate risks, and mandates a Federal Insurance Office report on homeowners insurance data to evaluate climate impacts. The law directly affects major financial institutions, federal regulators (like the Fed and SEC), state insurance commissioners, and the insurance sector. Key mechanisms include creating a Climate Financial Risk Committee for coordination, an Advisory Committee with climate and financial experts (excluding oil/gas industry), and requiring updated risk management practices for large financial firms.
Sponsored bills
Maddy summaryThe FOCUS Act requires all federal law enforcement officers (including private contractors) engaged in immigration enforcement to wear body cameras during such activities. It mandates that footage be retained for one year (or three years if requested for evidence/exculpatory value in specific situations like use-of-force incidents or complaints). The bill establishes public access procedures for footage via standard government record requests and requires annual reports to Congress on compliance, including documented violations and disciplinary actions. It also sets strict accountability measures, including mandatory training, documentation of equipment failures, and potential termination for intentionally disabling cameras.
Maddy summarySRES 585 is a commemorative resolution honoring Ben Nighthorse Campbell, a former U.S. Senator from Colorado and the first Native American to chair the Senate Committee on Indian Affairs. It recognizes his military service, Olympic judo career, legislative work (including authoring the National Museum of the American Indian Act), and advocacy for tribal communities. The resolution has no policy impact - it formally expresses the Senate’s respect for his legacy, requests transmission to his family, and directs a moment of silence. It directly affects Campbell’s legacy and family, not any current policy or population. (Note: This is a procedural resolution, not a bill with legislative provisions.)
Maddy summaryS 3660, the Credit Card Fairness Act, limits late fees charged by large credit card issuers (those with 1 million+ open accounts) to a maximum of $8 per late payment. The bill requires that late fees be proportional to the actual costs incurred by issuers for late payments, not set arbitrarily. It allows the Consumer Financial Protection Bureau (CFPB) to adjust the $8 cap annually based on inflation (using the Consumer Price Index), but the fee must never exceed the issuer's documented costs. This bill directly affects major credit card companies and aims to prevent excessive late fees, codifying the CFPB's existing rule into law.
Maddy summaryThe Power for the People Act of 2026 requires data center owners and operators to pay for the grid upgrades they necessitate, rather than passing these costs to residential and business ratepayers. The bill establishes data center-specific load queues that prioritize facilities implementing low-carbon energy solutions, labor standards, and grid-friendly practices, while delaying or denying interconnection for those that don't meet these requirements. It also mandates that states create data center-specific rate classes to ensure these facilities pay for the full cost of grid upgrades, including transmission and distribution costs. The legislation includes provisions for transparency in forecasting data center energy demands and encourages the use of battery storage and renewable energy to reduce grid strain. The bill aims to protect grid reliability, ensure electricity affordability, and minimize environmental impacts of data center development.
Maddy summaryThe "No Political Enemies Act" (S 3646) prohibits federal officials from taking enforcement actions against individuals or groups that are substantially motivated by their constitutionally protected speech, such as criticism of government policies. It creates legal defenses for those targeted, requiring courts to dismiss enforcement actions if proven to be politically motivated, and establishes new remedies including the ability to seek injunctions and sue for damages. The bill also requires the Justice Department to report quarterly to Congress on sensitive investigations and prohibits using government funds for politically motivated enforcement actions. This legislation directly affects federal enforcement agencies, officials, and anyone engaging in protected speech who might face government action.
Maddy summarySJRES 84 is a joint resolution seeking to block a rule issued by the Centers for Medicare & Medicaid Services (CMS) under the Affordable Care Act. The rule, published in the Federal Register on June 25, 2025, aimed to improve affordability and integrity in health insurance marketplaces. If approved, this resolution would invalidate the rule under a federal disapproval process, preventing its implementation. This directly affects how health insurance plans are structured and priced for consumers using ACA marketplaces.
Maddy summarySRES 570 designates November 2025 as National Lung Cancer Awareness Month, with the first week of November as National Women's Lung Cancer Awareness Week and the second Saturday of November as National Lung Cancer Screening Day. The resolution expresses congressional support for increasing public awareness about lung cancer prevention, early detection, and treatment options. It encourages educational activities to promote understanding of lung cancer screening and research, particularly for high-risk groups including minorities and non-smokers. This is a symbolic resolution with no new funding or policy requirements.
Maddy summaryThis bill removes fees for unaccompanied children in multiple immigration processes. It directly affects minors defined as "unaccompanied alien children" under the Homeland Security Act (those without parents or guardians in the U.S.), by exempting them from fees for asylum applications, employment authorization, immigration court filings, and other related services. Key provisions include repealing the special immigrant juvenile fee and adding explicit exemptions to 10 different fee sections in immigration law. The bill also requires the government to refund fees paid under repealed or amended provisions within 180 days. It further limits information sharing between health and immigration agencies to protect these children’s privacy.
Maddy summaryThis resolution commemorates the fifth anniversary of the January 6, 2021, Capitol attack and honors the U.S. Capitol Police, Metropolitan Police Department, and Capitol staff (including custodial, janitorial, and maintenance personnel) who protected the building during the assault. It recognizes their bravery in defending Congress during the attack, which injured over 100 officers and contributed to five officer deaths, and acknowledges their ongoing essential work in maintaining Capitol operations. The resolution expresses Senate gratitude for their service and reaffirms commitment to protecting democratic processes. As a commemorative resolution, it does not create new laws or funding.