Sen. Ashley Moody

Credit Union Board Modernization Act This bill revises the required frequency of meetings held by a credit union's board of directors. Specifically, new credit unions and credit unions with a low soundness rating must meet monthly. All other credit unions must hold at least six meetings annually, with at least one meeting held during each fiscal quarter. Currently, all credit union boards must meet at least once a month.

Maddy summaryThis joint resolution proposes a constitutional amendment to permanently set the number of justices on the Supreme Court at nine. It would require the Supreme Court to always consist of exactly nine justices, directly affecting the Court's composition. The amendment would become part of the Constitution only if ratified by three-fourths of state legislatures within seven years. This is a procedural change to the Constitution's structure, not a policy affecting other areas.

Maddy summaryThis bill would impose sanctions on foreign entities and individuals that provide financial, material, or technological support to Cuba's defense, security, or intelligence sectors. It also targets individuals responsible for serious human rights abuses in Cuba, including members of the Communist Party, government officials, and security forces. The bill requires the President to provide unrestricted internet service to Cubans that isn't censored by the Cuban government. Sanctions would terminate only if Cuba implements specific democratic reforms, including legalizing political activity, releasing political prisoners, and holding free elections with international oversight.

Maddy summaryThe Fair Access to Banking Act (S 401) prohibits large financial institutions ($10 billion+ in assets) and payment networks from denying services to lawful businesses based on political or reputational factors, such as the type of legal business they operate. It requires banks to justify denials using objective, risk-based standards instead of category-based decisions, and mandates written explanations for denials. The law enables lawsuits against violators with treble damages and civil penalties up to 10% of service value (capped at $10,000 per violation). It directly affects major banks, payment processors, and credit unions that serve large-scale customers, ensuring fair access for businesses operating within federal law.

Maddy summaryThis bill establishes tax credits for individuals and corporations who contribute to scholarship granting organizations that provide educational scholarships for eligible students. The individual tax credit is limited to 10% of adjusted gross income or $5,000, while corporate credits are capped at 5% of taxable income. The bill defines "eligible students" as those from households with income not exceeding 300% of the area median gross income, and specifies that scholarships can cover tuition, materials, tutoring, and educational therapies. The bill includes a $10 billion annual cap on tax credits, with a first-come, first-served allocation system, and requires scholarship organizations to meet specific financial and operational standards.

Maddy summaryThe Personalized Care Act of 2025 expands Health Savings Account (HSA) eligibility to include more types of health coverage, such as health care sharing ministries and certain government programs (like Medicaid, Medicare, and TRICARE). It significantly increases annual HSA contribution limits - from $2,250/$4,500 to $10,800/$29,500 for individuals/families - and allows HSA funds to pay for health plan premiums and medical care service arrangements (like fixed-fee physician contracts). The bill also explicitly treats health care sharing ministry fees as qualified medical expenses, removing barriers for members of these alternative coverage groups. These changes apply to taxable years beginning after December 31, 2025.

Maddy summaryThis bill requires enhanced background checks and home visits for sponsors caring for unaccompanied migrant children. It mandates fingerprint checks, sex offender registry reviews, criminal history checks, and child abuse registry checks for all adult household members before a child can be placed with them. The bill also prohibits placing children with unlawful immigrants (except biological parents or guardians), requires pre-release home visits, and mandates at least five unannounced post-release home visits in the first year. Additionally, it requires monthly reports to Congress on child placements, background checks, and missing children cases, with retroactive vetting for all children placed since 2021.

Maddy summaryThis bill prohibits federal funds from being used for abortions or health plans covering abortion. It amends the Affordable Care Act to block premium tax credits and cost-sharing reductions for health plans that include abortion coverage (except for rape/incest cases or life-threatening conditions), and requires clear disclosure of abortion coverage and related surcharges in plan materials. The law explicitly exempts abortions performed due to rape, incest, or to preserve a mother's life, and allows separate abortion coverage using non-federal funds. It applies to all federal health programs and ACA marketplace plans, effective for plan years beginning after 2025.

Maddy summaryS 6, the Born-Alive Abortion Survivors Protection Act, requires healthcare providers at facilities performing abortions to provide the same medical care to infants born alive during or after an abortion as they would to any newborn, including immediate hospital admission. The bill mandates that any provider or facility employee who witnesses a failure to provide this care must report it to law enforcement, with violations punishable by fines up to $5,000 or up to 5 years in prison. It also allows women who undergo abortions to pursue civil lawsuits for damages if providers fail to comply, including three times the abortion cost plus punitive damages. The bill defines "abortion" as procedures intended to kill the unborn child or terminate pregnancy without preserving the child's life after viability.

Maddy summaryS 167, the "Protect and Serve Act of 2025," creates new federal criminal penalties for individuals who assault law enforcement officers causing serious injury or attempt to do so under specific circumstances. It directly affects law enforcement officers (including federal, state, and local officers) and those who commit violent acts against them. Key provisions include enhanced penalties (up to life in prison if death or kidnapping occurs) when the crime involves crossing state lines, using interstate commerce, weapons that traveled across state lines, or interfering with the officer's duties. Federal prosecution requires certification from the Attorney General or designee, ensuring states are notified or have declined jurisdiction before federal action. The bill aims to strengthen federal authority to prosecute such offenses when they impact interstate commerce or involve federal officers.