Housing

in committee · United States · Senate Aug 6, 2026

S 5298: Delivering Americans Affordable Homes Act

The Delivering Americans Affordable Homes Act directs the U.S. Postal Service to establish a new Housing Liaison Office tasked with identifying and leasing its unused land parcels for residential development. These leases must be executed through Joint Development Partnerships that include a public entity, such as a state or local government, alongside private or non-profit developers capable of constructing housing. The legislation mandates that each lease last at least 60 years and ensures that no less than 20 percent of the new units remain affordable to households earning 80 percent or less of the area median income for a minimum of 50 years. To protect its financial interests, the Postal Service is required to receive rental revenue over the life of the lease that equals at least the appraised fair value of the property rights, while also retaining the authority to refuse deals that would disrupt mail delivery or cost more than they generate.

Topics ✓ HousingSupports HousingThe bill explicitly directs the USPS to lease land for residential development via partnerships to create affordable homes, directly advancing housing supply.98% confidence

Sub-Topics Affordable Housing Homeownership Property Development

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in committee · United States · House Aug 10, 2026

HR 10075: First-Time Homebuyer Affordability Act

The First-Time Homebuyer Affordability Act amends the Internal Revenue Code to exempt qualified mortgage bonds from the federal government's annual volume cap on tax-exempt securities. By removing this limit, the bill allows for a greater issuance of these specific bonds, which are typically used to finance home loans for first-time buyers. This change directly affects financial markets and lenders by enabling them to issue more tax-advantaged debt without being constrained by existing statutory limits. The provision applies to all obligations issued after the date of the Act's enactment.

Topics ✓ HousingSupports HousingThe bill explicitly aims to increase affordable housing by removing caps on tax-exempt bonds used to finance first-time homebuyer loans.95% confidence

Sub-Topics Affordable Housing Homeownership Housing Finance

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in committee · United States · House Jun 30, 2026

HR 9535: Securing Agriculture's Workforce Act of 2026

The Securing Agriculture's Workforce Act of 2026 modernizes the H-2A visa program by transferring administrative authority to the Department of Homeland Security and introducing a unified online platform to streamline applications for employers and workers. Key provisions include establishing new housing standards with mandatory inspections, creating a system for staggered worker entry and exit, and allowing workers to transfer between employers without losing their status. The bill also defines specific job classifications for wage calculations, expands the scope of covered agricultural activities, and provides legal protections for employers who document the employment of workers seeking visa status. Additionally, it requires agencies to develop a heat illness prevention plan and allows for contract termination due to natural disasters.

Topics ✓ HousingSupports HousingBill establishes new mandatory housing inspection standards for H-2A workers, directly strengthening housing protections and safety.75% confidence ✓ Labor & EmploymentSupports Labor & EmploymentBill improves workplace safety via housing standards and inspections, and protects worker rights by allowing employer transfers without status loss.85% confidence

Sub-Topics Professional Licensing

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in committee · United States · Senate Apr 30, 2026

S 4477: Davis-Bacon Repeal Act

The Davis-Bacon Repeal Act would eliminate federal wage requirements that currently mandate contractors on government-funded construction projects pay workers at least the prevailing local wage rate. By repealing the relevant section of the U.S. Code, the bill removes the legal basis for these minimum wage standards on future contracts. The law includes a transition period that protects existing contracts and those with outstanding bids for 30 days after enactment, ensuring no immediate disruption to ongoing projects. This change would directly affect construction firms and workers involved in federally funded building work by removing the obligation to adhere to specific local wage floors.

Topics ✗ HousingOpposes HousingRepealing prevailing wage requirements reduces labor costs for contractors, which can lower housing development costs but weakens worker protections and may reduce quality of construction, indirectly affecting housing stability.75% confidence ✗ Labor & EmploymentOpposes Labor & EmploymentBill repeals prevailing wage requirements, reducing worker wage protections on government-funded projects.95% confidence

Sub-Topics Labor Standards Minimum Wage

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in committee · United States · House Mar 26, 2026

HR 8116: SHARE Act

The SHARE Act introduces a new tax provision that excludes certain income from shared appreciation mortgages from gross income for qualifying borrowers. This bill directly affects low-to-moderate income homeowners who use these alternative financing products, which allow lenders to receive a share of the property's future value increase instead of requiring monthly interest payments. The key mechanism requires borrowers to meet income limits of 140 percent of the area median income and use the home as their primary residence, while the mortgage must be a second lien subordinate to a qualified first mortgage and cannot exceed 49 percent of the purchase price. The tax exclusion applies only to amounts received after December 31, 2025, and does not change the fundamental structure of these loans but rather provides specific tax treatment for their repayment and disposition.

Topics ✓ Budget & TaxesSupports Budget & TaxesBill provides tax relief for low-to-moderate income homeowners by excluding shared appreciation mortgage income from gross income, aligning with fiscal support for vulnerable populations.85% confidence ✓ HousingSupports HousingBill provides tax exclusion for shared appreciation mortgages, making alternative financing more accessible for low-to-moderate income homeowners, thus supporting affordable housing access.85% confidence

Sub-Topics Affordable Housing Homeownership Mortgages

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in committee · United States · House Oct 28, 2025

HR 689: FREE Act

The FREE Act (HR 689) requires federal agencies to replace slow, discretionary permitting processes with a streamlined "permitting by rule" system for certain permits. Under this system, applicants would certify compliance with written standards (instead of lengthy agency reviews) and receive a permit automatically after 180 days if the agency doesn’t act. Agencies must first report on their current permitting processes and identify which permits can transition to this model, with deadlines for submissions and implementation. This directly affects federal agencies issuing permits (e.g., environmental or construction permits) and applicants seeking them, aiming to reduce delays and costs while allowing agencies to audit and enforce compliance after permits are granted.

Topics ✓ EnergySupports EnergyStreamlines permitting for infrastructure projects, reducing delays for renewable energy development and clean energy infrastructure deployment.85% confidence ✗ EnvironmentOpposes EnvironmentBill streamlines permitting with automatic approval after 180 days, reducing environmental review time and weakening protections by bypassing thorough assessments for projects affecting natural resources.80% confidence ✓ HousingSupports HousingBill streamlines permitting processes for housing development, reducing bureaucratic delays and accelerating housing construction.85% confidence

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passed · United States · House Dec 16, 2025

HR 2876: University of Utah Research Park Act

University of Utah Research Park Act This bill confirms the use by the University of Utah of approximately 593 acres of specified nonfederal land in Salt Lake City, Utah, as a university research park and for related university purposes (including development of student housing and a transit hub) as a valid public purpose.

Topics ✓ HousingSupports HousingBill explicitly authorizes development of student housing as part of a university research park, directly advancing housing development.95% confidence ✓ TransportationSupports TransportationBill explicitly authorizes development of a transit hub (public transportation infrastructure) as part of the research park's purpose, directly advancing transportation infrastructure.90% confidence

Sub-Topics Property Development

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in committee · United States · Senate Jan 29, 2025

S 303: Defund the CFPB Act

S 303, the "Defund the CFPB Act," would eliminate all federal funding for the Consumer Financial Protection Bureau (CFPB) by amending the 2010 law that created it. The bill specifically changes the funding provision to state the CFPB's budget must be "not more than $0," effectively cutting all financial support. This would directly prevent the CFPB from operating its consumer protection programs, which regulate financial products like mortgages, credit cards, and loans. As a result, consumers relying on the CFPB's enforcement and education efforts would no longer have this federal oversight mechanism.

Topics ✗ Budget & TaxesOpposes Budget & TaxesDefunds CFPB, eliminating all federal funding for consumer financial protection programs, directly reducing government spending on essential services.95% confidence ✗ HousingOpposes HousingDefunding CFPB eliminates oversight of mortgage lending regulations, weakening consumer protections critical to housing affordability and tenant rights.90% confidence

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in committee · United States · House Jan 14, 2026

HR 7051: American Dream Act

HR 7051, the American Dream Act, allows individuals aged 65 or older to exclude taxable gains from selling their home to a first-time homebuyer under specific conditions. The bill applies when the home sells for $500,000 or less, the buyer is a first-time homebuyer purchasing it as their primary residence, and the buyer provides a sworn statement confirming these details. The exclusion is only available for sales occurring after December 31, 2026, and expires after December 31, 2031. This policy directly affects seniors aged 65+ selling their primary residence and first-time homebuyers purchasing it as their main home.

Topics ✓ HousingSupports HousingTax exclusion for sellers enables lower-priced home sales to first-time buyers, reducing purchase costs and promoting affordable housing access under specific affordability conditions.95% confidence

Sub-Topics Homeownership Tags Seniors

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in committee · United States · Senate Feb 11, 2026

S 1453: University of Utah Research Park Act

University of Utah Research Park Act This bill confirms the use by the University of Utah of approximately 593 acres of specified nonfederal land in Salt Lake City, Utah, as a university research park and for related university purposes (including development of student housing and a transit hub) as a valid public purpose.

Topics ✓ HousingSupports HousingBill explicitly authorizes student housing development as part of university research park, advancing housing development.80% confidence ✓ TransportationSupports TransportationBill explicitly authorizes development of a transit hub at University of Utah Research Park, directly advancing public transit infrastructure as a core component of the project.95% confidence

Sub-Topics Property Development

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