Sen. Kirsten E. Gillibrand

Maddy summaryThis bill, titled the Working Americans' Tax Cut Act, proposes two main tax changes: it creates an alternative maximum tax rate of 25.5% for low- and middle-income individuals earning less than 175% of a cost-of-living exemption, and it imposes a progressive surcharge on high-income individuals earning over $1 million. The low-income provision calculates taxes based on income above a living expense threshold that adjusts annually with inflation, while the high-income surcharge applies rates of 5%, 10%, and 12% to income brackets above $1 million, $2 million, and $5 million respectively. Both provisions use modified adjusted gross income as the base for calculations and apply to taxable years beginning after December 31, 2025. The bill would directly affect individual taxpayers by altering how their income is taxed under the Internal Revenue Code.

Maddy summaryThis bill, titled the Tariff Refunds for Working Families Act, would create a new tax credit for eligible individuals in 2026, providing $600 per adult and $600 per qualifying child. The credit is limited to taxpayers with adjusted gross income below $180,000 for joint filers, $120,000 for heads of household, and $90,000 for other filers. The legislation states that the revenue for these rebates would come from tariffs described as unlawful, including those imposed under the International Emergency Economic Powers Act. Payments would be issued rapidly after enactment, with no interest allowed on the refunds, and the bill includes provisions for coordinating payments with U.S. territories.

Maddy summaryThis bill establishes a new interdivisional taskforce within the Securities and Exchange Commission to address the needs and challenges faced by senior investors, defined as individuals over the age of 65. The taskforce will be led by a director appointed by the SEC Chairman and will include staff from enforcement, compliance, and investor education divisions to identify problems senior investors face, such as financial exploitation and cognitive decline. The group will produce biennial reports to Congress analyzing trends, regulatory gaps, and recommendations for policy improvements while coordinating with state regulators and other federal agencies. Additionally, the bill requires the Government Accountability Office to conduct a study within two years of enactment to assess the economic costs and frequency of financial exploitation of senior citizens. The taskforce will operate for ten years using existing funds without additional compensation for its members.

Maddy summaryThis bill, known as the Raising Awareness for Youth Suicide Prevention Act, requires schools that receive federal education funding to include mental health and suicide prevention resources on student identification cards. The law mandates that these cards display contact information for the 988 Suicide & Crisis Lifeline, the Crisis Text Line, and any state or local suicide prevention hotlines available in the area. Schools that do not issue physical ID cards must instead post this information prominently on their websites and include it on digital platforms students regularly use. The bill also directs the federal education secretary to run outreach campaigns to help students, parents, and school staff learn about these mental health resources.

Living Donor Protection Act of 2025 This bill prohibits life insurance, disability insurance, and long-term insurance carriers from denying or otherwise restricting coverage for living organ donors. Specifically, carriers may not deny, cancel, vary premiums, or otherwise impose conditions on policies based on an individual's status as a living organ donor. The bill also expressly specifies that recovery from organ-donation surgery constitutes a serious health condition that entitles eligible employees to job-protected medical leave. In addition, the Department of Health and Human Services must update educational materials on living organ donation to include information about the benefits and risks of living organ donation and the impact of donation on insurance access, particularly with respect to the bill's changes.

Maddy summaryThis bill, titled the Small Business Liberation 2.0 Act, exempts small businesses from import duties imposed under Section 122 of the Trade Act of 1974 and requires refunds of any such duties already paid by small businesses. It also prohibits companies from raising prices on affected goods by more than the cost of the duties themselves during a five-year period following duty implementation. The Federal Trade Commission would enforce these rules, with state attorneys general allowed to bring civil actions against violators, while small businesses remain exempt from the price gouging restrictions.

Maddy summaryThe Supplemental Security Income Restoration Act of 2026 updates eligibility rules and benefit amounts for the Supplemental Security Income (SSI) program, which provides financial assistance to low-income individuals with limited resources. The bill increases income and resource limits for SSI recipients, exempts certain retirement accounts and tribal welfare payments from counting toward eligibility limits, and extends the SSI program to U.S. territories including Puerto Rico, the U.S. Virgin Islands, Guam, and American Samoa. Additionally, the legislation repeals a marriage penalty that previously reduced benefits for married couples and clarifies how various state tax credits and in-kind support are treated when determining eligibility.

Maddy summaryThis bill, titled the End Prediction Market Corruption Act, would prohibit certain U.S. government officials from trading event contracts, which are financial agreements based on specific occurrences or outcomes. The law directly affects the President, Vice President, Members of Congress, and senior executive branch officials, banning them from buying, selling, or exchanging these contracts entirely or restricting senior officials from trading contracts related to matters they personally handle in their official capacity. To enforce these rules, the bill establishes civil penalties of up to $10,000 per violation plus any profits gained from prohibited trades, requires foreign trading platforms to report violations, and mandates annual financial disclosure reports from covered officials detailing any event contract transactions. Additionally, the bill directs the Commodity Futures Trading Commission to create rules preventing the misuse of nonpublic information for profit through event contract trading.

This joint resolution directs the President to remove U.S. Armed Forces from hostilities within or against Iran unless a declaration of war or authorization to use military force for such purpose has been enacted. The resolution specifies that it shall not be construed to prevent the United States from defending against an attack on the United States or its personnel or facilities in other nations.

Maddy summaryThis bill, the PrEP Access and Coverage Act of 2026, requires most health insurance plans to cover HIV prevention medication without charging patients any cost-sharing fees. It directly affects people enrolled in private insurance, Medicare, Medicaid, and other government health programs by mandating that these plans cover the medication, related lab tests, and follow-up care without requiring prior approval. The law also prohibits insurance companies from denying life, disability, or long-term care insurance to individuals taking HIV prevention medication and requires a public education campaign to increase awareness about the medication.