Maddy summaryThe Secure Payments Act of 2024 requires the Federal Reserve to study the impacts of its proposed "Reg II" rule on debit card transaction fees. The study must examine effects on consumers (including access to low-cost bank accounts), merchants' costs, fraud mitigation, and small banks' finances. The Federal Reserve must complete this analysis and submit a report to Congress before finalizing the Reg II rule, ensuring the report informs the final decision. This bill directly affects consumers, merchants, and small financial institutions by delaying the rule's finalization until the study is complete.
Sponsored bills
Maddy summaryS 4558, the Tribal Border Crossing Parity Act, removes a blood quantum requirement for Indigenous people crossing U.S. borders. It amends immigration law to replace the "50% blood" standard with membership eligibility in federally recognized U.S. tribes or Canadian First Nations under the Indian Act. This change directly affects members or eligible members of these tribes/First Nations, allowing them to cross borders without proving specific blood quantum. The bill updates the legal definition to align with tribal sovereignty and membership status, not ancestry metrics.
Maddy summaryThis joint resolution (SJRES 97) seeks to block a Department of Labor rule finalized in April 2024 that redefined overtime exemptions for certain white-collar workers. The rule would have changed how employers classify executive, administrative, professional, outside sales, and computer employees for overtime pay purposes. By invoking Chapter 8 of Title 5, U.S. Code, this resolution aims to nullify the rule, preventing it from taking effect. It directly affects employers and workers covered by the rule, but the resolution itself does not change existing labor standards - it only prevents the rule from being implemented.
Maddy summarySenate Joint Resolution 96 seeks to block a Department of Education rule that prohibits sex-based discrimination in federally funded schools (e.g., colleges, K-12 programs receiving federal aid). If approved, it would invalidate the rule published April 29, 2024 (89 Fed. Reg. 33474), preventing it from taking effect under a congressional disapproval process. This would maintain existing nondiscrimination standards for education programs instead of implementing the new rule. The resolution directly affects all schools and programs receiving federal education funding.
Maddy summaryThis bill (S 4521) changes how the Consumer Financial Protection Bureau (CFPB) is funded by requiring it to seek annual appropriations through Congress, rather than receiving automatic funding from the Federal Reserve's budget. It also modifies civil penalty handling: if the CFPB collects fines and pays victims, any leftover funds must be transferred to the U.S. Treasury's general fund. These changes directly affect the CFPB's budget process and financial management, shifting oversight to Congress. The provisions take effect October 1, 2025.
Maddy summaryThis bill prohibits federal and state entities from penalizing health care organizations or providers who decline to participate in abortion services, referrals, coverage, or facilitation. It creates a private right of action, allowing affected individuals or entities to sue for violations in federal court and seek remedies like injunctions or damages. The law covers hospitals, insurers, pharmacies, clinics, and other health care entities, ensuring they can maintain conscience-based objections without losing federal funding or facing retaliation. Enforcement would be handled by the Office for Civil Rights, which must investigate complaints and refer cases to the Justice Department when needed.
Maddy summaryThis bill (S 4431) directs the Secretary of the Interior to reinstate a previously approved mining plan modification for the Bull Mountains Mine No. 1 in Montana. It specifically requires the reinstatement of Amendment 3 to the mine's plan within 30 days of the bill's enactment, without any changes. The modification will remain in effect until the Montana Department of Environmental Quality determines that mining under the plan is complete. This bill directly affects the Bull Mountains Mine operations and Montana's regulatory oversight.
Maddy summaryS 3322, the Ranching Without Red Tape Act of 2023, simplifies processes for ranchers holding federal grazing permits on U.S. Forest Service (USFS) and Bureau of Land Management (BLM) lands. It allows permittees to make minor improvements like repairing fences, wells, or water pipelines without lengthy approvals by requiring only 30 days' notice to local managers, with automatic approval if no response is received within that timeframe. The bill also directs the Secretaries of Agriculture (for USFS) and Interior (for BLM) to expedite such projects they approve, using existing administrative tools. This directly affects ranchers managing livestock on federal grazing lands by reducing bureaucratic delays for routine maintenance.
Maddy summaryThis resolution (SRES 727) designates June 2024 as "Great Outdoors Month" through a symbolic Senate designation. It does not create new laws or policies but recognizes the economic and health benefits of outdoor recreation, citing data showing the sector contributed $1.1 trillion to the economy and supported 5 million jobs in 2022. The resolution encourages all U.S. residents to responsibly participate in outdoor activities during June 2024 and year-round. It is a non-binding gesture acknowledging outdoor recreation's role in economic growth, community well-being, and national heritage.
Maddy summaryThis bill delays a Medicare policy that would have restricted oral medications for managing phosphate levels in end-stage renal disease (ESRD) patients. It extends the implementation deadline from January 1, 2025, to January 1, 2027, for the policy affecting drugs used to control serum phosphate. The bill also requires the Health Secretary to study Medicare coverage gaps, costs, patient adherence (measured via phosphate levels), and adverse events related to these medications. The study will examine data from 2022-2024 and propose strategies to improve adherence and reduce costs for ESRD patients enrolled in Medicare Part D or Medicare Advantage plans.