Sen. Richard J. Durbin

Maddy summaryS 3623, the Credit Card Competition Act of 2026, requires major credit card issuers (with over $100 billion in assets) to allow credit cards to process transactions through at least two payment networks, preventing exclusive agreements that limit consumer and merchant choice. It prohibits restrictions on how merchants route transactions between networks and bans requirements for security technologies exclusive to one network. The bill creates a public list of payment networks deemed a national security risk, updated every two years. This applies to most credit card processing but excludes credit cards issued under a "3-party payment system" model. The regulations take effect 180 days after final rulemaking.

Maddy summaryThe DEFIANCE Act of 2025 creates civil legal remedies for individuals harmed by non-consensual digital forgeries depicting them in sexually intimate situations without their consent. It defines "intimate digital forgery" as fabricated images or videos that appear authentic to a reasonable person, even with disclaimers, and allows victims to sue those who create, possess, or disclose such content. Key provisions include fixed damages of $150,000 (or $250,000 for severe cases like sexual assault-related forgeries), court-ordered privacy protections (like pseudonyms and redacted filings), and a 10-year statute of limitations. The law applies to interstate or online disclosures and explicitly preserves existing state laws, ensuring it does not override stronger state protections.

Maddy summaryS. RES. 579 is a non-binding Senate resolution affirming Social Security's critical role as a primary income source for seniors, people with disabilities, and survivors. It calls for bipartisan legislative action to avoid automatic benefit cuts and ensure the program's long-term solvency, without creating new legal requirements. The resolution emphasizes preserving Social Security's promise to current beneficiaries and future generations, as stated in the Senate's formal expression of "sense."

Maddy summaryThis bill removes fees for unaccompanied children in multiple immigration processes. It directly affects minors defined as "unaccompanied alien children" under the Homeland Security Act (those without parents or guardians in the U.S.), by exempting them from fees for asylum applications, employment authorization, immigration court filings, and other related services. Key provisions include repealing the special immigrant juvenile fee and adding explicit exemptions to 10 different fee sections in immigration law. The bill also requires the government to refund fees paid under repealed or amended provisions within 180 days. It further limits information sharing between health and immigration agencies to protect these children’s privacy.

Maddy summaryThis resolution commemorates the fifth anniversary of the January 6, 2021, Capitol attack and honors the U.S. Capitol Police, Metropolitan Police Department, and Capitol staff (including custodial, janitorial, and maintenance personnel) who protected the building during the assault. It recognizes their bravery in defending Congress during the attack, which injured over 100 officers and contributed to five officer deaths, and acknowledges their ongoing essential work in maintaining Capitol operations. The resolution expresses Senate gratitude for their service and reaffirms commitment to protecting democratic processes. As a commemorative resolution, it does not create new laws or funding.

Maddy summaryThis bill prohibits the use of federal funds to compensate individuals prosecuted for the January 6 Capitol attack, including those later pardoned. It bans using funds from the Judgment Fund, victim compensation programs, or creating new compensation funds for these individuals. Additionally, it prevents refunds of court-ordered restitution, fines, or special assessments paid by convicted rioters, directing any such funds to the Architect of the Capitol instead. The law directly affects people convicted (or pardoned) for involvement in the January 6 attack.

Maddy summaryS 3581, the "No Settlements for January 6 Law Enforcement Assaulters Act," prohibits using federal funds (including the Judgment Fund) to settle claims by individuals convicted of assaulting law enforcement during the January 6, 2021, Capitol breach. It directly affects those convicted under federal or D.C. law for assaulting officers during the Capitol events, banning settlements for claims related to harm suffered during the events or prosecution for those acts. The bill's key mechanism blocks all federal financial obligations for such settlements, regardless of the claim's basis. This is a substantive policy change affecting legal settlements for specific convicted individuals, not a procedural measure.

Maddy summarySJRES 82 is a joint resolution seeking to block a rule issued by the Department of Health and Human Services (HHS) regarding how the agency should follow the text of the Administrative Procedure Act (APA), a federal law governing how agencies create regulations. The rule, published in March 2025, was identified by the Government Accountability Office as a "rule" subject to the Congressional Review Act. If enacted, this resolution would void the HHS policy, preventing it from taking effect and requiring HHS to disregard this specific internal guideline. The bill directly affects HHS's rulemaking procedures by invalidating the policy statement on APA adherence.

Maddy summaryThis resolution (SRES 568) recognizes 28 Illinois schools selected as National Blue Ribbon Schools for 2025 before the program's discontinuation. It celebrates the program's 43-year history since 1982, which honored over 9,000 schools nationwide for academic excellence and closing achievement gaps. The resolution specifically commends the educators and communities of these schools and calls on the Secretary of Education to reinstate the program. As a ceremonial resolution, it does not enact new policy but formally acknowledges the schools' achievements and the program's legacy.

Maddy summaryThe Data Care Act of 2025 requires online service providers (like social media platforms or apps that collect user data) to securely handle "individual identifying data," especially sensitive information like health details, biometrics, financial data, or precise location. It imposes three key duties: (1) reasonably securing data from breaches, (2) not misusing data to harm users or benefit themselves, and (3) restricting data sharing to third parties only with strict confidentiality contracts. The Federal Trade Commission and state attorneys general can enforce these rules through penalties for violations, with civil fines calculated based on the number of affected users or days of noncompliance. The law directly affects major digital platforms collecting user data and takes effect 180 days after enactment.