Maddy summaryS 526, the Pharmacy Benefit Manager Transparency Act of 2025, requires pharmacy benefit managers (PBMs) - the middlemen managing drug coverage for health plans - to disclose financial details and stop unfair practices. It prohibits PBMs from keeping price differences between what they charge health plans and pay pharmacies, arbitrarily clawing back payments, or inflating fees to offset government-mandated changes. PBMs must annually report to the FTC and HHS on rebate sharing, fee structures, formulary changes, and reimbursement differences, including whether drug tier shifts were influenced by manufacturers. This directly affects PBMs, pharmacies, health plans, and patients by increasing transparency in drug pricing and reimbursement.
Sponsored bills
Maddy summaryThis bill creates new Small Business Administration (SBA) loan programs specifically for nonprofit child care centers that meet strict criteria, such as being tax-exempt 501(c)(3) organizations providing care for children from birth to school age. It makes these eligible centers qualify for standard SBA loans under sections 7(a) and 504, but requires loan guarantees for amounts over $500,000 and prohibits direct SBA lending (requiring partnerships with banks or financial institutions). The bill also mandates annual SBA reports to Congress tracking the number and value of these loans, while prohibiting loan denials based on religious associations and banning the use of funds for religious activities. This directly affects nonprofit child care centers seeking financing for facility improvements, staffing, or program expansion.
Maddy summaryS.68, the Complete COVID Collections Act, extends the deadline for prosecuting fraud related to pandemic relief programs to 10 years and streamlines collection processes for small business loans. It requires the Small Business Administration to refer claims under $100,000 to the Treasury for collection, mandates monthly reports to Congress on collection efforts, and demands monthly DOJ reports detailing fraud prosecutions and recovered funds. The bill directly affects businesses that received CARES Act loans, restaurant grants, or venue operator funds, as well as the SBA, Treasury, and DOJ. Key provisions include standardizing fraud enforcement timelines across all covered programs and requiring public transparency on recovered funds through the Pandemic Response Accountability Committee.
Maddy summaryThis bill amends the Higher Education Act of 1965 to exempt certain family-owned assets from financial need calculations for college students. Specifically, it removes the net value of a family farm (where the family resides) or a small business (with 100 or fewer full-time equivalent employees) owned and controlled by the family from being counted as assets when determining federal financial aid eligibility. The change applies to need analysis for award years starting after the bill's enactment date. This policy directly affects students from qualifying family farms or small businesses when applying for federal student aid under Title IV programs.
Maddy summaryThis bill prohibits the U.S. government from exporting petroleum drawn from the Strategic Petroleum Reserve (SPR) to specific countries and entities: China, North Korea, Russia, Iran, and any group controlled by those nations or the Chinese Communist Party. It amends the Energy Policy and Conservation Act to add this export restriction, requiring the Secretary of Energy to enforce the ban. The Secretary may grant a waiver for exports deemed necessary for U.S. national security, but must issue a formal rule within 60 days of the bill’s enactment. The law directly affects SPR oil sales to the listed countries and entities, altering how the U.S. manages its emergency oil reserves.
Maddy summaryThe Fair Access to Banking Act (S 401) prohibits large financial institutions ($10 billion+ in assets) and payment networks from denying services to lawful businesses based on political or reputational factors, such as the type of legal business they operate. It requires banks to justify denials using objective, risk-based standards instead of category-based decisions, and mandates written explanations for denials. The law enables lawsuits against violators with treble damages and civil penalties up to 10% of service value (capped at $10,000 per violation). It directly affects major banks, payment processors, and credit unions that serve large-scale customers, ensuring fair access for businesses operating within federal law.
Maddy summaryThe SHOW UP Act of 2025 requires federal agencies to return to telework policies in effect on December 31, 2019, within 30 days of enactment. Agencies cannot expand telework beyond this baseline until they submit a detailed plan to Congress and receive certification from the Office of Personnel Management (OPM) Director, proving the expansion will improve mission performance, reduce costs, and provide adequate resources for teleworkers. This bill directly affects all federal executive agencies and their telework arrangements, mandating a study on pandemic-era telework impacts as part of the planning process. The legislation aims to standardize telework practices by requiring evidence-based changes rather than unilateral agency decisions.
Maddy summaryS 364, titled the "Hearing Protection Act" (though it regulates firearm silencers, not hearing protection), changes federal law to treat firearm silencers like firearms for tax and regulatory purposes. It imposes a 10% federal tax on silencers (similar to firearms), preempts state laws that tax or regulate silencers beyond federal rules, and requires the destruction of existing silencer registration records within one year. The bill clarifies definitions of "firearm silencer" in federal law and modifies licensing requirements for these devices. This directly affects silencer owners, manufacturers, and state governments that previously imposed additional restrictions or taxes.
Maddy summaryS 333, the Homeowner Energy Freedom Act, repeals three specific sections of the Inflation Reduction Act (IRA) that established energy efficiency programs for homeowners. These sections included a high-efficiency electric home rebate program and related funding mechanisms. The bill also rescinds unobligated funds from those repealed programs and makes a minor conforming change to another IRA section. This legislation directly affects homeowners who would have qualified for the repealed rebate programs, eliminating those specific federal energy efficiency incentives.
Maddy summaryThis bill requires U.S. Customs and Border Protection (CBP) to identify and conduct thorough vetting of Afghan evacuees who entered the U.S. between July 2021 and January 2022 under Operations Allies Refuge and Allies Welcome but lacked proper documentation. Within 30 days of enactment, CBP must verify each evacuee's identity using law enforcement and counterterrorism databases, prioritize those without initial ID, and establish ongoing vetting including in-person interviews. CBP must maintain this vetting throughout each evacuee's parole period and report results to Congress, including numbers of individuals found ineligible for entry. The bill directly affects Afghan evacuees paroled during that period who were not fully vetted upon arrival, aiming to address gaps identified in a 2022 DHS Inspector General report.