Maddy summaryThe Homebuyers Privacy Protection Act (S 3502) limits how consumer credit reports can be shared during mortgage applications. It prevents credit reporting agencies from sending these reports to third parties solely based on a mortgage-related request, unless the third party has the homebuyer's explicit authorization or is directly involved in the loan (like the mortgage lender, loan servicer, or their bank holding the homebuyer's account). This directly affects homebuyers applying for residential mortgages by restricting unauthorized sharing of their credit data. The bill amends the Fair Credit Reporting Act to add these privacy protections without creating new government programs or altering existing mortgage processes.
Sponsored bills
Maddy summaryThis bill (SJRES 122) seeks to block an Environmental Protection Agency (EPA) rule that established procedures for calculating emissions charges on petroleum and natural gas operations, including how companies can net emissions or claim exemptions. It directly affects oil and gas companies that would have been subject to the EPA's new compliance framework. If passed, the resolution would nullify the EPA rule under a specific legal process (chapter 8 of title 5, U.S. Code), preventing it from taking effect. The rule, published November 18, 2024, aimed to streamline how the industry reports and manages emissions-related charges. The resolution does not change the underlying emissions requirements but stops this specific procedural rule from being implemented.
Maddy summaryThis bill requires states administering Medicaid to verify the living status of beneficiaries quarterly starting January 1, 2026, by checking the federal Death Master File. It directly affects Medicaid recipients and state Medicaid programs, mandating that states disenroll individuals confirmed deceased and stop payments for future services (though not retroactive to services already provided). States must also correct errors if someone was mistakenly marked as deceased, reinstating coverage retroactively. The law amends the Social Security Act to establish this verification process for all 50 states and D.C., without restricting states from using other data sources for verification.
Maddy summaryThis bill requires the U.S. Military Academy (West Point) to add "Duty, Honor, Country" to its official mission statement within 30 days of enactment. It directly affects the Academy's leadership and mission documentation, mandating this specific phrase be included. The key provision is a modification of the Academy's mission statement, with no additional policy changes or funding impacts described. The bill is procedural, focusing solely on codifying the existing ethos into the formal mission statement.
Maddy summaryThis bill imposes a $100 per kilogram tariff on all garlic imports from China, including fresh, frozen, dried, preserved, and garlic oil products. The tariff applies to specific garlic classifications listed under U.S. tariff codes (HTS), effectively raising import costs to discourage Chinese garlic. Revenue from this tariff will fund a dedicated trust account, with annual transfers to support domestic garlic growers through the Specialty Crops Block Grant Program. The measure directly affects Chinese garlic exporters and aims to bolster U.S. garlic producers by making imports significantly more expensive while channeling tariff revenue toward domestic farming support.
Maddy summaryThe Chinese Military and Surveillance Company Sanctions Act of 2024 imposes U.S. sanctions on Chinese companies operating in China's defense sector, military-civil fusion operations, or surveillance technology sector. It prohibits U.S. persons from engaging in transactions involving these entities and restricts foreign financial institutions that facilitate significant transactions with them. The bill requires annual reporting to Congress on entities meeting sanction criteria, using existing government lists including the Defense Department's list of Chinese military companies and the Federal Government's Consolidated Screening List. These sanctions will remain in effect for seven years unless extended, with limited exceptions for intelligence activities and humanitarian aid. The law aims to cut off financial support for Chinese military and surveillance companies by expanding beyond previous restrictions on publicly traded securities.
Maddy summaryThis bill prohibits the Department of Homeland Security (DHS) from using funds to purchase batteries produced by specific Chinese-owned battery manufacturers, beginning October 1, 2027. It directly affects DHS procurement of batteries from entities like CATL, BYD, and other companies linked to Chinese military or forced labor concerns under existing laws. The key mechanism bans purchases of batteries assembled or manufactured by these entities, including those using a majority of their components. The policy aims to reduce U.S. reliance on foreign battery suppliers deemed a national security risk, focusing on concrete procurement restrictions rather than broader economic impacts.
Maddy summaryThe Improving Federal Building Security Act of 2024 requires Facility Security Committees at federal buildings to respond within 90 days to security recommendations from the Federal Protective Service, including justification and financial analysis if a recommendation is rejected. The Secretary of Homeland Security must monitor compliance and submit annual reports to Congress detailing acceptance rates, financial impacts, and risk mitigation efforts for rejected recommendations. The law applies to General Services Administration facilities and other federal buildings that pay for security services through the Federal Protective Service. The bill expires after five years, with a follow-up report from the Government Accountability Office required to assess its effectiveness.
Maddy summaryThe Disaster Contract Improvement Act establishes an advisory working group to improve collaboration on debris removal during disaster recovery. The group will include FEMA, Army Corps of Engineers, Natural Resources Conservation Service, state and local government representatives, and debris removal industry experts. Within one year of enactment, the FEMA Administrator must develop new guidance requiring states and localities to take primary oversight of debris removal contracts, streamline reimbursement processes, and reduce duplication across government levels. The bill also mandates a GAO study examining advance contracts for debris removal, reimbursement rates, and fraud prevention in the debris removal program.
Maddy summaryThis bill requires the Environmental Protection Agency (EPA) to give priority consideration to designating Pensacola and Perdido Bays in Florida as an "estuary of national significance" under the Federal Water Pollution Control Act. It amends the law to add these bays to the list of eligible estuaries for this designation, which would provide access to federal funding and technical support for conservation efforts. The bill also sets specific funding thresholds for the EPA to implement this designation, requiring at least $850,000 more in 2025 funding than in 2023 for related programs. This directly affects the EPA’s process for estuary designations and Florida’s coastal management efforts.