Rep. Rick Larsen

Maddy summaryThe HELPER Act of 2023 creates a new FHA mortgage insurance program specifically for first responders and K-12 teachers. It allows eligible first-time homebuyers in these professions to secure mortgages with 100% financing (no down payment required) for purchasing or repairing a primary residence. To qualify, applicants must be employed as law enforcement, firefighters, paramedics, or K-12 teachers, have completed housing counseling, and meet specific employment history requirements (e.g., 4 years in the role or disability-related release). The program authorizes $660,000 for fiscal year 2024 and $160,000 annually through 2030, with authority expiring after 5 years.

Maddy summaryThis bill removes a restriction that previously barred people in jail or prison while awaiting trial from receiving Medicaid health benefits. It directly affects individuals in custody pending legal proceedings by allowing states to provide Medicaid coverage for their medical care during this time. The bill also allocates $50 million in planning grants to help states develop systems to enroll these individuals, recruit healthcare providers who can serve them, and establish electronic billing for services provided in correctional facilities or through outpatient care. Key provisions require states to assess healthcare needs, eliminate policy barriers, and create plans to increase provider participation in Medicaid for this population.

Maddy summaryThe SAFE Banking Act of 2023 would protect banks and financial institutions that provide services to state-legal marijuana businesses and hemp-related businesses by preventing federal regulators from taking adverse actions against them solely for serving these businesses. It clarifies that income from state-legal marijuana businesses can be considered for mortgage applications, and requires regulators to update guidance on suspicious activity reports related to these businesses. The bill does not require financial institutions to serve these businesses, but ensures they won't face penalties for doing so. It extends similar protections to hemp-related businesses, which have faced banking challenges despite being federally legal under the 2018 Farm Bill.

Maddy summaryThis bill protects living organ donors from insurance discrimination by prohibiting life, disability, and long-term care insurers from denying coverage, raising premiums, or altering policy terms solely because someone donated an organ while alive. It also updates the Family and Medical Leave Act to include recovery from organ donation surgery as a qualifying health condition, allowing donors to take protected leave for this purpose. Additionally, the bill requires the Health and Human Services Secretary to update public educational materials about living donation benefits, risks, and insurance protections within six months of enactment. These changes directly affect living organ donors, insurers, employers, and healthcare systems by ensuring fair access to insurance and workplace leave.

Maddy summaryThe Child Care for Working Families Act establishes a federal entitlement program providing subsidized child care for working families with children under age 6 who are not yet in kindergarten. It creates a sliding fee scale where families at or below 85% of State median income pay no copayment, while higher-income families pay up to 7% of their income based on income thresholds. The bill requires states to develop quality rating systems for child care providers and ensures providers receive sufficient funding to meet quality standards, including wages equivalent to elementary educators. It prioritizes access for underserved populations including children with disabilities, infants and toddlers, children experiencing homelessness, and families in low-income communities. The program is funded with $20 billion for fiscal year 2024 and subsequent years through 2029.

Performing Artist Tax Parity Act of 2023 This bill modifies the above-the-line tax deduction for the expenses of performing artists (including commissions paid to managers or agents) to provide for a phaseout of such deduction for taxpayers whose adjusted gross income exceeds $100,000 ($200,000 for joint return filers). The $100,000 phaseout threshold is adjusted for inflation annually for taxable years beginning after 2023.

Maddy summaryThis bill prohibits the use of federal funds to develop or deploy autonomous weapons systems that lack meaningful human control for nuclear weapon launches or target selection. It directly affects federal agencies, particularly the Department of Defense, by banning spending on such systems for nuclear purposes. The key provision requires human oversight over target selection and launch decisions, aligning with existing U.S. policy and international law requiring human control in nuclear command. The bill does not ban autonomous systems generally but specifically restricts their use in nuclear contexts where human judgment is mandated.

Maddy summaryThe Young Americans Financial Literacy Act would create federal grants to fund centers of excellence that develop and deliver research-based financial education programs for young people aged 8-24. These programs would teach essential money management skills like budgeting, saving, debt management, and financial decision-making, with a focus on accessibility through digital and traditional methods. The bill authorizes $27.5 million to $55 million annually (through 2025) for these centers, prioritizing programs serving at-risk youth, families, and communities facing financial challenges. Centers must use evidence-based approaches, address unique needs (e.g., student loans, predatory lending), and report annually to Congress on their outcomes.

Maddy summaryThe Military Family Nutrition Act of 2023 amends the Food and Nutrition Act to exclude a military member's basic housing allowance (BAH) from income calculations when determining eligibility for nutrition assistance programs like SNAP. This change directly affects military families who receive BAH as part of their housing benefit but currently have that allowance counted as income, potentially disqualifying them from food assistance. The key provision adds a specific exclusion for BAH paid to or on behalf of uniformed service members under Title 37, U.S. Code. As a result, military families will have their housing costs subtracted from their income for program eligibility, making it easier for them to qualify for nutrition support.

Maddy summaryThe Armenian Genocide Education Act (HR 2803) establishes a Library of Congress program to support U.S. schools in teaching about the Armenian Genocide of 1915-1923. The program will develop educational resources, provide teacher training, and maintain an online resource center to help schools incorporate accurate historical information into curricula. It prioritizes schools without existing Armenian Genocide education programs, with $2 million authorized annually for five years. The Librarian of Congress will report yearly on the program’s activities to Congress.