Rep. Chrissy Houlahan

Maddy summaryHR 507, the Veterans Member Business Loan Act, amends the Federal Credit Union Act to explicitly include loans made to veterans as qualifying "member business loans" under credit unions. This change directly affects veterans seeking business financing through federal credit unions, allowing them to access these loans under the same framework as other small business borrowers. The key mechanism is adding a new definition category ("made to a veteran") to the existing eligibility criteria for business loans, using the standard military definition of "veteran" from Title 38, U.S. Code. The bill does not create new funding or programs but expands existing credit union lending options to include veterans. This definition change takes effect six months after the bill's enactment.

Maddy summaryHR 429, the Rosie the Riveter Commemorative Coin Act, authorizes the U.S. Treasury to mint and sell three types of commemorative coins ($5 gold, $1 silver, and half-dollar) to honor women who worked on the U.S. home front during World War II. The coins will be sold at face value plus surcharges ($35 for gold, $10 for silver, $5 for half-dollar), with all surcharge revenue directed to the Rosie the Riveter Trust to support the Rosie the Riveter WWII Home Front National Historical Park and related educational programs. The coins must be issued between January 1, 2028, and December 31, 2028, in specified quantities (50,000 gold, 400,000 silver, 750,000 half-dollar), with all costs covered by the sales revenue to avoid net government expense.

Maddy summaryHR 433, the Department of Education Protection Act, prohibits the use of federal funds to reorganize the Department of Education. Specifically, it blocks any spending from current fiscal year appropriations on activities that would decentralize the department, reduce staffing, or alter its structure, responsibilities, or authority relative to its organization as of January 1, 2025. The bill directly affects the Department of Education by preventing structural changes to its existing offices and operations. This is a procedural measure focused solely on preserving the current departmental framework, not on changing education policy or funding.

Maddy summaryHR 413, the CHILD Act of 2025, increases the annual tax benefit limit for dependent care assistance programs from $5,000 to $10,000 (with $2,500 to $5,000 for single filers) for taxpayers using employer-sponsored dependent care accounts. It adds automatic annual cost-of-living adjustments to these limits based on inflation, rounding increases to the nearest $50. The bill also removes an outdated provision (previously referenced as subparagraph (D)) from the tax code. These changes directly affect working parents and caregivers who use dependent care benefits, applying to tax years beginning after December 31, 2024.

Maddy summaryThe TRUST in Congress Act requires current and new Members of Congress, along with their spouses and dependent children, to place certain investments - such as stocks, commodities, and derivatives - into a blind trust within 90 to 180 days of taking office. It excludes U.S. Treasury securities and widely held mutual funds from this requirement and exempts investments tied to a spouse’s or dependent child’s primary job. Members must certify the trust’s setup to the House Clerk or Senate Secretary within 15 days, with these records posted publicly online. The act also prohibits dissolving such trusts until 180 days after a member leaves office.

Maddy summaryThe Proxy Voting for New Parents Resolution (HRES 23) would allow U.S. House Members who have given birth or whose spouse has given birth to appoint another Member as a proxy to cast their vote or record their presence in the House and committees for up to 12 weeks after childbirth. To use this, the new parent must submit a signed letter to the Clerk detailing the birth or medical condition and naming the proxy; the proxy must vote exactly as instructed and announce the vote as "by proxy." The proxy vote does not count toward quorum, and the new parent can revoke the proxy at any time by submitting a new letter or casting their own vote. This resolution applies to all House Members, including Delegates and the Resident Commissioner, though they cannot cast votes for the House itself.

Maddy summaryHR 305, the One School, One Nurse Act of 2025, authorizes federal grants to help schools recruit, hire, and retain full-time registered nurses. It targets public elementary and secondary schools - especially those in high-need districts with current shortages - to ensure every school has at least one full-time nurse and maintains recommended nurse-to-student ratios. Grant funds can be used for recruitment, converting part-time to full-time roles, increasing salaries for retention, and meeting ratio standards. Schools receiving grants must report annually on nurse staffing, diversity, and progress in addressing student health needs.

Maddy summaryThis bill increases healthcare affordability for low- and middle-income people by expanding eligibility for premium tax credits under the Affordable Care Act. It removes the previous 400% of poverty level cap for subsidy eligibility and replaces it with a new sliding scale based on income tiers, ranging from 0% to 8.5% of household income for coverage costs. The scale adjusts linearly across income levels, with households earning 300-400% of poverty paying 6.0%-8.5% of income (up from the prior fixed 400% cap), while lower-income households pay progressively less. These changes apply to tax years beginning after December 31, 2025, directly affecting individuals purchasing health insurance through marketplace plans.

Maddy summaryThis bill raises the federal income tax deduction limit for state and local taxes (SALT) from $10,000 to $100,000 for most taxpayers, and increases the limit for married couples filing jointly to $200,000. It directly affects taxpayers who itemize deductions and live in high-tax states, particularly married couples who previously faced a "marriage penalty" under the $10,000 cap. The change applies to tax years beginning after December 31, 2024, effectively allowing these taxpayers to deduct more state and local taxes on their federal returns.

Maddy summaryHR 82, the Social Security Fairness Act of 2023, repeals two provisions that reduce Social Security benefits for certain government workers. It eliminates the Government Pension Offset (GPO), which cuts spousal or survivor benefits for people with pensions from jobs not covered by Social Security (like federal or state government roles), and the Windfall Elimination Provision (WEP), which lowers retirement benefits for those with similar pensions. The law takes effect for benefits paid after December 2023, requiring the Social Security Administration to adjust benefit calculations to remove these reductions. This change directly affects public-sector employees who previously had their Social Security benefits reduced due to their government pensions.