Maddy summaryHR 3694, the VALID Act of 2025, requires lenders to include specific information about VA loans in mortgage disclosures. It amends the National Housing Act to mandate that disclosures state the loan-to-value ratio and clarify that VA loans are available under Chapter 37 of Title 38 (veterans' benefits law), assuming prevailing interest rates. The bill also requires the Federal Housing Finance Agency to add a military service question to the Uniform Residential Loan Application form, placing it above the signature line within six months of enactment. This directly affects veterans and active-duty service members applying for VA-guaranteed mortgages, as well as the lenders processing those applications.
Rep. Andrea Salinas
Sponsored bills
Maddy summaryThis non-binding resolution (HRES 456) expresses congressional support for designating May 2025 as "Progressive Supranuclear Palsy Awareness Month." It directly affects individuals living with progressive supranuclear palsy (PSP), a rare neurodegenerative brain disorder impacting movement, cognition, and daily functioning, along with their families and caregivers. The resolution aims to raise public awareness, encourage research funding, and support organizations working to improve care and find treatments for PSP. It does not create new laws or funding but formally recognizes the need for greater attention to this condition.
Maddy summaryHR 3655, the STAR Plus Scholarship Act, creates a federal scholarship program to address shortages in mental health and substance use disorder treatment workforces. It provides tuition and educational expense coverage to students enrolled in approved programs leading to careers as psychiatrists, social workers, addiction counselors, or other mental health professionals. In exchange, recipients must work full-time in designated mental health professional shortage areas or counties with high overdose death rates for one year per scholarship year. The program authorizes $75 million annually (2026-2030) and prioritizes applicants from underrepresented groups or those likely to continue serving in shortage areas after their obligation ends.
Maddy summaryThis bill reorganizes collective bargaining rules for Veterans Health Administration (VHA) employees by removing existing subsections (b), (c), and (d) from Section 7422 of Title 38 and redesignating the current subsection (e) as (b). It directly affects VA health care employees by altering the structure of their collective bargaining framework. The bill explicitly states it does not change the Secretary of Veterans Affairs' existing authorities over incentive pay or expedited hiring under Section 706 of Title 38. The change is purely procedural, focusing on the internal organization of bargaining rules without introducing new employee benefits or obligations.
Maddy summaryHRES 444 is a symbolic House resolution calling on all Americans to observe Memorial Day 2025 by honoring military personnel who died in service. It does not create new laws or affect specific groups, as it is a non-binding expression of national remembrance. The resolution states that Americans should commemorate the sacrifices of over one million service members who died pursuing freedom and peace, framing Memorial Day as a day to express respect for their ultimate sacrifice. This is a routine ceremonial resolution with no policy changes or concrete mechanisms beyond urging public observance.
Maddy summaryHRES 441 is a symbolic House resolution expressing support for designating May 2025 as "Mental Health Awareness Month." It does not create new laws, allocate funding, or change existing policies - it solely aims to raise public awareness about mental health challenges. The resolution cites statistics on rising mental health issues (including youth depression, suicide rates, and disparities in care access) to underscore the need for greater attention. It encourages the public, schools, and organizations to use the month to promote mental well-being and reduce stigma, but contains no concrete policy changes or mandates.
Maddy summaryThis bill prohibits the U.S. military from discriminating against service members or applicants based on gender identity. It bans policies that would deny service, involuntarily separate members, deny medically necessary healthcare, or require service in a gender different from one's identity. The law defines "gender identity" broadly to include a person's internal sense of gender, appearance, and mannerisms, regardless of sex assigned at birth. It directly affects transgender and gender-diverse individuals currently serving or seeking to serve in the Armed Forces.
Maddy summaryThis bill amends federal education law to require K-12 schools to include Asian American, Native Hawaiian, and Pacific Islander (AANHPI) history in American history and civics education. It directs the Department of Education to update curriculum standards, teacher training programs, and national assessments to ensure AANHPI contributions and experiences are integrated into existing history lessons. The policy affects all public schools receiving federal education funding by mandating specific inclusion of AANHPI history alongside traditional American history content. This change aims to address historical gaps in curricula that have excluded these communities' diverse roles and experiences.
This bill prohibits the President from selling, transferring, or exporting certain defense articles or services to Israel, except in specified circumstances. Defense articles covered by the prohibition include BLU-109 bunker busting bombs, Joint Direct Attack Munition (JDAM) assemblies, and 155mm artillery ammunition. Defense services directly related to such articles are also covered. The President may sell, transfer, or export such defense articles or services to Israel if (1) a law is enacted specifying the purposes for which such articles or services may be used, and (2) Israel provides written assurances that the defense articles or services will be used for those specific statutory purposes and in a manner consistent with certain other laws, including international human rights laws.
Maddy summaryThis bill prohibits the President, Vice President, Members of Congress, and their immediate family members from engaging in specific digital asset activities. It bans them from owning digital assets where they could unilaterally alter them, serving as officers for crypto issuers, receiving compensation for crypto sales/marketing, or trading with non-public information while in office. The law also prevents these individuals from using trusts, companies, or other entities to secretly participate in digital asset markets, requiring full disclosure of indirect ownership. Violations could trigger criminal penalties under existing federal law, mirroring restrictions on other financial conflicts of interest.