Rep. Janelle S. Bynum

Maddy summaryThis bill, the PrEP Access and Coverage Act of 2026, requires most health insurance plans to cover HIV prevention medication without charging patients any out-of-pocket costs. It directly affects people with private insurance, government health programs like Medicare and Medicaid, military health care, and the Indian Health Service. The law mandates that insurance companies cannot require pre-approval for these medications, cannot charge deductibles or copayments for them, and cannot deny or charge higher premiums for life, disability, or long-term care insurance based on someone taking HIV prevention medication. The bill also creates a new public education campaign to increase awareness about HIV prevention options and provides federal funding to states and community organizations to expand access to these services.

Maddy summaryHRES 1106 is a non-binding House resolution honoring the life and legacy of Rev. Jesse Louis Jackson, Sr., a prominent civil rights leader and activist. The resolution recognizes his lifelong work in advancing equality through organizations like Operation PUSH, his leadership in the anti-apartheid movement, and his historic presidential campaigns in 1984 and 1988. It expresses condolences to his family and calls on all Americans to continue his legacy of promoting civil rights and unity. As a commemorative resolution, it does not create new laws or affect any policies.

Maddy summaryThe DISCLOSE Act of 2026 aims to increase transparency in election spending and prevent foreign influence. It expands the ban on foreign money to cover federal, state, and local elections, including ballot initiatives and judicial nominations, and criminalizes using corporations to conceal these funds. The bill mandates that organizations spending over $10,000 on campaign-related activities, such as independent expenditures or judicial nomination advocacy, disclose their beneficial owners and top donors. Additionally, it establishes new "Stand By Every Ad" disclaimers for political communications, requiring the highest-ranking official to approve the message and, for certain ads, list their top funders. These provisions directly affect non-candidate organizations, individuals involved in political and judicial nomination spending, and foreign nationals.

Maddy summaryThis resolution (HRES 1088) is a non-binding House of Representatives measure recognizing the importance of Black history museums and cultural institutions. It formally acknowledges their role in preserving Black American history and contributions, particularly in relation to the 2026 100th anniversary of Black History Month and the U.S. 250th anniversary. The resolution urges the House to affirm that Black history is foundational to American history and calls for federal agencies to support these institutions through funding and partnerships. It also encourages the public to visit these museums, support them financially, and engage with their educational resources. The resolution does not create new laws or allocate funding, but serves as a symbolic endorsement of these institutions' cultural and historical significance.

Maddy summaryHR 7736, the RELIEF Act, requires U.S. Customs and Border Protection to refund tariffs collected under the International Emergency Economic Powers Act (IEEPA) on imports entered on or after January 1, 2025. It directly affects importers of record by mandating automatic refunds within 90 days of the bill's enactment, without requiring them to submit applications or protests. The bill directs Customs to use existing data to calculate and disburse refunds for all affected tariff collections, including entries involving goods withdrawn from warehouse for consumption. This policy change eliminates the need for importers to seek refunds through separate processes, streamlining the recovery of overpaid duties.

Maddy summaryHRES 1080 is a symbolic resolution recognizing and celebrating Black History Month 2026, focusing on its theme "A Century of Black History Commemorations." It highlights historical figures and events central to Black history, including Carter G. Woodson’s founding of Negro History Week (the precursor to Black History Month), Juneteenth, and key moments like the 1865 Charleston commemoration. The resolution emphasizes how Black history commemorations counter historical erasure and affirm Black contributions to U.S. history, referencing figures like Mary McLeod Bethune and W.E.B. Du Bois. As a ceremonial resolution, it has no binding effect but aims to raise awareness of Black achievements through official recognition.

Maddy summaryThis bill establishes a new "Assistant Director and Student Loan Borrower Advocate" position at the Consumer Financial Protection Bureau (CFPB) to better serve student loan borrowers. The position would coordinate with the Department of Education to accept and attempt to resolve complaints about both federal and private student loans, and would issue annual reports on the student loan marketplace. It requires the CFPB and Department of Education to share complaint data and develop a process for handling complaints related to both federal and private loans. The bill directly affects student borrowers, the CFPB, and the Department of Education, with the goal of improving consumer protections in the student loan marketplace.

Maddy summaryThis bill increases the annual stipend for books, supplies, and educational materials under the Post-9/11 GI Bill from $1,000 to $1,400, effective immediately. It also establishes a new automatic annual adjustment starting in fiscal year 2026, tying stipend increases to inflation using the Consumer Price Index (CPI). Specifically, the stipend will rise each year by the percentage difference between the current CPI and the previous year’s CPI. This directly affects veterans using the Post-9/11 Educational Assistance Program for their education expenses.

Maddy summaryThe MORE Opportunities for Homeownership Act (HR 7647) amends the Federal Home Loan Bank Act to expand eligibility for community financial institutions. Specifically, it adds the Federal Credit Union Act to the list of qualifying acts alongside the Federal Deposit Insurance Act, allowing credit unions to access Federal Home Loan Bank programs. This change directly affects credit unions by enabling them to secure funding for mortgage lending through these programs. The key mechanism is updating the legal definition of eligible institutions, aiming to increase homeownership opportunities in underserved communities.

Maddy summaryHR 7615, the RELIEF Act, requires the U.S. Customs and Border Protection Commissioner to refund all tariffs collected under emergency economic powers laws (specifically the International Emergency Economic Powers Act) for imports entered on or after January 1, 2025. It mandates these refunds be processed automatically within 90 days of the bill's enactment, without importers needing to file applications or protests. The refund applies to all importers of record for goods subject to these tariffs, covering entries including withdrawals from warehouses for consumption. This directly affects businesses importing goods subject to those specific tariffs by returning funds collected under the emergency authority.