Maddy summaryThe HELPER Act of 2023 creates a new FHA mortgage insurance program specifically for first responders and K-12 teachers. It allows eligible first-time homebuyers in these professions to secure mortgages with 100% financing (no down payment required) for purchasing or repairing a primary residence. To qualify, applicants must be employed as law enforcement, firefighters, paramedics, or K-12 teachers, have completed housing counseling, and meet specific employment history requirements (e.g., 4 years in the role or disability-related release). The program authorizes $660,000 for fiscal year 2024 and $160,000 annually through 2030, with authority expiring after 5 years.
Rep. Mikie Sherrill
Sponsored bills
Maddy summaryHRES 376 is a non-binding resolution expressing the House of Representatives' view that the U.S. Postal Service (USPS) must maintain door-to-door delivery for all residential and business customers. It cites concerns that ending this service would disproportionately affect elderly and disabled individuals who rely on secure, convenient mail access for essential items like medications. The resolution notes that voluntary shifts to centralized pickup in 2013 affected only 0.8% of businesses, highlighting dependence on in-person delivery for security and revenue. It urges USPS to avoid reducing door delivery or requiring customers to pay for it.
End Judge Shopping Act of 2023 This bill requires a civil action that seeks a widely enforceable order to be brought in a division of a judicial district with two or more active judges.
Maddy summaryHR 3113, the Expanding Access to School Meals Act of 2023, would eliminate reduced-price breakfast and lunch programs in schools, requiring all meals to be either free or full price. It would expand eligibility for free school meals by raising the income threshold from 130% to 200% of the federal poverty level and creating direct certification for children receiving Medicaid benefits. The bill also allows schools to seek retroactive reimbursement for meals served to eligible students and increases the community eligibility program multiplier to 2.5. These changes would affect school meal programs nationwide, particularly benefiting low-income children who qualify for free meals under the revised standards.
Maddy summaryThe Words Matter Act of 2023 replaces the outdated term "mental retardation" with "intellectual disability" across numerous federal laws and regulations. It amends over 20 provisions in the U.S. Code, Social Security Act, and other statutes - including healthcare, disability programs, and legal definitions - to update terminology used in areas like nursing home care, criminal justice, and federal grants. The bill explicitly states this is a purely linguistic change, not a policy shift, and does not alter eligibility, benefits, or program requirements for individuals with intellectual disabilities. It affects all federal programs and legal references that previously used the terms "mental retardation," "mentally retarded," or "developmentally disabled."
Maddy summaryHR 3106, the Preventing Deepfakes of Intimate Images Act, creates a legal right for individuals whose realistic digital manipulations of intimate images (such as uncovered genitals, bodily fluids, or sexually explicit conduct) are disclosed without consent. It allows victims to sue for civil damages, including up to $150,000 in liquidated damages, actual harm, or punitive penalties, and seek court orders to stop further disclosure. The bill specifically protects identifiable individuals (not just public figures) and covers images created or altered using digital manipulation, excluding cases involving law enforcement, public interest, or good-faith disclosures. Criminal penalties up to 10 years may apply for malicious disclosure with intent to harass or cause harm. This directly affects anyone whose intimate images are deepfaked without permission, providing new legal recourse against perpetrators.
Maddy summaryThis bill creates federal grants for school districts to provide emergency opioid overdose treatment (like naloxone) in public and private elementary and secondary schools. It requires schools to have trained staff (such as nurses or designated personnel), maintain accessible supplies of the medication, and confirm their state has liability protections for staff using it during an emergency. The law directly affects K-12 schools by mandating specific emergency protocols for opioid overdoses. It does not change state laws but requires schools to verify existing state protections before receiving funds.
Maddy summaryThe SAFE Banking Act of 2023 would protect banks and financial institutions that provide services to state-legal marijuana businesses and hemp-related businesses by preventing federal regulators from taking adverse actions against them solely for serving these businesses. It clarifies that income from state-legal marijuana businesses can be considered for mortgage applications, and requires regulators to update guidance on suspicious activity reports related to these businesses. The bill does not require financial institutions to serve these businesses, but ensures they won't face penalties for doing so. It extends similar protections to hemp-related businesses, which have faced banking challenges despite being federally legal under the 2018 Farm Bill.
Maddy summaryThe Postal Police Reform Act of 2023 updates federal law to explicitly include "Postal Service police officers" alongside Postal Inspectors as authorized personnel for enforcing regulations on U.S. Postal Service property. It clarifies that the Postmaster General can establish and post rules for protecting postal property, with violations punishable by fines or up to 30 days in jail. This change directly affects USPS police officers (by formalizing their role), the Postmaster General (by expanding regulatory authority), and anyone on postal property who must follow posted rules. The bill makes existing enforcement procedures more explicit without altering penalties or creating new requirements.
Maddy summaryHR 3011 establishes a 15-member task force within the Department of Defense to review and assess mental health services for active-duty military members, reservists, and their families. The task force, requiring half DOD personnel (including service surgeons and family members) and half external experts (like VA and SAMHSA staff), must submit a report within 12 months detailing improvements needed in areas like access to care, telehealth, reducing stigma, and transitioning care to veterans' services. The report will include specific recommendations for legislative or administrative changes, followed by annual progress reports to Congress over five years on implementing those recommendations. This bill creates a review mechanism but does not directly change existing mental health programs or funding.