Overdraft Protection Act of 2021 This bill prohibits a financial institution from engaging in unfair or deceptive acts in connection with overdraft coverage. Each financial institution that offers overdraft coverage for accounts must disclose overdraft coverage fees. It must also disclose that the consumer's transaction may be declined if there are insufficient funds in the related account, and the consumer will not be charged a fee if such transaction is declined. A financial institution must provide certain other disclosures regarding its overdraft protection program, including prompt notification of the account's overdraft status. The bill limits the number of overdraft fees a consumer may be charged each month and year, and provides that such fees must be reasonable. The bill prohibits an overdraft coverage fee if the overdraft results solely from a debit hold amount that exceeds the actual dollar amount of the transaction. The bill also prohibits a financial institution from charging a non-sufficient fund fee for any automated teller machine or debit card transaction, or reporting negative information regarding consumer use of overdraft coverage to any consumer reporting agency when the overdraft amounts and coverage fees are paid under the terms of an overdraft coverage program.
Rep. Brenda L. Lawrence
Sponsored bills
Equal Access to Justice for Victims of Gun Violence Act of 2022 This bill removes limitations on the civil liability of gun manufacturers and the disclosure of gun trace data in civil actions. Specifically, the bill repeals the Protection of Lawful Commerce in Arms Act, which prohibits civil actions against a firearm or ammunition manufacturer, seller, importer, dealer, or trade association for damages resulting from the criminal or unlawful misuse of a firearm. Additionally, the bill states that firearms trace data maintained by the Bureau of Alcohol, Tobacco, Firearms and Explosives is not immune from legal process. Such data is subject to discovery; is admissible as evidence; and may be used, relied on, or disclosed in a civil action or administrative proceeding.
This resolution recognizes the mental health concerns faced by adolescents and the need for adequate mental health resources to address those concerns, particularly among minority populations.
Great Lakes Restoration Semipostal Stamp Act of 2022 This bill directs the U.S. Postal Service to issue a semipostal stamp (a stamp sold at a premium to raise funds for a cause of national public interest) to contribute to funding operations supported by the Great Lakes Restoration Initiative.
LGBTQI+ and Women's History Education Act of 2022 This bill directs the National Museum of American History of the Smithsonian Institution to carry out, among other things (1) the development and national dissemination of accurate, relevant, and accessible national resources for classrooms to administer LGBTQI+ and women's history education in an inclusive and intersectional approach; (2) the development, national dissemination, and implementation of principles of sound pedagogy for administering LGBTQI+ and women's history education; and (3) the development, operation, and expansion of a teacher fellowship program to cultivate and support leaders in LGBTQI+ and women's history education. In addition to the activities described in this bill, the museum shall develop and maintain on its website content designated for educators, students, and families to improve their awareness and understanding of LGBTQI+ and women's history education.
No Tax Breaks for Union Busting (NTBUB) Act This bill denies employers a tax deduction for any expenditures incurred for attempting to influence their employees with respect to labor organizations or labor organization activities, such as elections, labor disputes, and collective actions. The bill requires employers to report on their attempts to influence their employees with respect to labor organizations and their activities.
Tipped Worker Protection Act This bill increases the minimum wage for tipped employees over a phase-in period and provides a process for employers to pool and distribute tips.
Ensuring Women's Right to Reproductive Freedom Act This bill prohibits anyone acting under state law from interfering with a person's ability to access out-of-state abortion services. ( Abortion services includes the use of any drugs that are approved to terminate pregnancies and any health care services related to an abortion, whether or not provided at the same time or on the same day.) Specifically, the bill prohibits any person acting under state law from preventing, restricting, impeding, or retaliating against health care providers who provide legal abortion services to out-of-state residents, any person or entity who helps health care providers to provide such services, any person who travels to another state to obtain such services, any person or entity who helps another person travel to another state to obtain such services, or the movement in interstate commerce of drugs that are approved to terminate pregnancies. The Department of Justice may enforce this bill through civil actions; the bill also establishes a private right of action for violations.
This resolution condemns the terrorist attacks and violence carried out by ISIS-Mozambique in the Cabo Delgado Province and urges the government of Mozambique to take actions to counter violent extremism and protect its citizens.
Equality for Families with Disabilities Act This bill requires state child welfare systems, as a condition of participation in certain federal grant programs, to provide supportive family services and procedural safeguards for individuals with disabilities who are parents, legal guardians, relatives, other caregivers, foster or adoptive parents, or seeking to become foster or adoptive parents.