Rep. Janice D. Schakowsky

Return to Prudent Banking Act of 2023 This bill generally separates the activities of commercial banks and investment banks. Specifically, the bill prohibits an insured depository institution from affiliating with any person or firm engaged principally in, among other things, issuing or selling stocks, bonds, notes, or other securities. Officers, directors and employees of securities firms are prohibited from simultaneously serving as an officer, director, or employee of a depository institution, except in specified circumstances. No entity issuing or selling stocks, bonds, or other securities may engage in the business of receiving deposits, which includes the establishment and maintenance of transaction accounts. The bill declares that Congress ratifies the interpretation by the Supreme Court in Investment Company Institute v. Camp (ICI) of specified statutory language regarding permissible activities of banks and securities firms. It further declares that the reasoning of the Court in that case shall continue to apply to the limitations placed upon security affiliations as enacted by this bill. No federal banking agency or federal court shall issue an interpretation regarding such security affiliations that is narrower than that of the Court in ICI.

Maddy summaryThe Puppy Protection Act of 2023 sets new standards for businesses that sell dogs (dealers), directly affecting pet stores and breeders operating under the Animal Welfare Act. It requires specific housing with space allowances based on dog size (e.g., 12-30 square feet per dog), temperature control (45-85°F), clean food twice daily, and daily exercise or socialization with humans/dogs for at least 30 minutes. The bill also mandates annual veterinary exams including dental care, strict breeding limits (e.g., age restrictions, maximum 2 litters in 18 months), and efforts to place retired breeding dogs in homes instead of selling them to other breeders. Regulations must be finalized within 18 months of enactment.

Maddy summaryHR 2682, the Veterans Medical Marijuana Safe Harbor Act, creates a federal exemption allowing veterans to use, possess, or transport state-legal medical marijuana without facing federal penalties. It specifically protects veterans in states or tribal lands where medical marijuana is permitted, and permits VA physicians to discuss or recommend it as a treatment for pain or conditions like PTSD. The bill mandates the VA to conduct research on medical marijuana's effects for veterans within 180 days and study veterans' access to state programs within two years. This exemption expires automatically five years after the bill’s enactment.

Maddy summaryThe Fairness to Freedom Act of 2023 guarantees the right to government-funded legal counsel for immigrants facing removal, exclusion, deportation, or bond proceedings who cannot afford private representation. It establishes the Office of Immigration Representation to oversee this system, with Local Boards in each region managing appointments and ensuring quality representation through public defender organizations, community defender organizations, and attorney panels. The bill requires counsel to be appointed within 24 hours for detained individuals, ensures continuous representation through all proceedings, mandates minimum funding based on a prosecution-defense ratio, and prohibits using appointed counsel as a basis for public charge determinations.

Maddy summaryThe "For the 99.5 Percent Act" (HR 2676) would increase estate and gift taxes for large estates by lowering the basic exclusion amount from $750,000 to $3.5 million and implementing higher tax rates for estates over that threshold. It would limit discounts on estate valuations for family-owned businesses and nonbusiness assets, require minimum 10-year terms for certain trusts, and eliminate tax exemptions for transfers to certain beneficiaries. These changes would directly affect individuals with estates valued over $3.5 million, particularly those using complex trust structures to minimize tax liability. The bill aims to increase tax revenue from the top 0.5% of estates by making it harder to avoid estate taxes through various valuation techniques and trust arrangements. The changes would take effect for estates of decedents dying, and gifts made, after December 31, 2023.

This resolution recognizes the importance of the Islamic faith and expresses deep respect for Muslims in the United States and worldwide in honor of Eid al-Fitr (the conclusion of Ramadan).

Maddy summaryHR 2413, the Dental Care for Veterans Act, reclassifies dental care as standard medical services under the VA's existing benefits structure, eliminating prior restrictions that treated dental care separately. It modifies how dental appliances are procured and establishes a phased eligibility timeline: veterans already eligible for dental benefits gain immediate access, while others qualify over 1-4 years based on their current benefit status. The bill affects all veterans currently covered under VA dental programs, changing their access to care without creating new funding. Key provisions streamline dental service delivery under Title 38, aligning it with other medical benefits.

Maddy summaryHR 1351, the "Save Oak Flat From Foreign Mining Act," repeals Section 3003 of the 2015 National Defense Authorization Act, which had mandated transferring 2,422 acres of Oak Flat in Arizona’s Tonto National Forest to foreign-owned Resolution Copper for mining. The bill withdraws this land from all mining activities, preventing Resolution Copper from using destructive block cave mining that would destroy the sacred site and harm water resources. Oak Flat, a National Register-listed Traditional Cultural Property sacred to Indigenous tribes, would be protected from a mine projected to deplete 775,000 acre-feet of groundwater over 40 years and create a 4,000-acre toxic waste dump. The legislation directly affects Resolution Copper (owned by Rio Tinto and BHP) and aims to halt the project that would obliterate cultural resources and exacerbate regional water shortages.

Freedom to Decide Act This concurrent resolution expresses the sense of Congress to (1) affirm that federal law authorizes the distribution of medication abortion, including by mail, as stated in a 2022 Department of Justice memorandum; and (2) condemn restrictions on the access and coverage of reproductive health care, including medication abortion.

Maddy summaryThe Family Violence Prevention and Services Improvement Act of 2023 amends the Family Violence Prevention and Services Act to improve services for victims of domestic violence, dating violence, and family violence. The bill authorizes $270 million annually for fiscal years 2024-2028, with specific allocations including 12.5% for Tribal grantees, 2.5% for culturally specific services, and funds for national hotlines and resource centers. It establishes a national domestic violence hotline, a National Indian Domestic Violence Hotline, and resource centers for Alaska Native and Native Hawaiian populations, requiring all services to be trauma-informed, culturally relevant, and accessible to underserved populations including racial and ethnic minorities, people with disabilities, and Tribal communities. The bill also mandates a study on financial stability support for survivors of domestic violence.