Rep. Zachary Nunn

Maddy summaryHR 6134, the STUDENT Act, amends the Higher Education Act to require student loan lenders to provide clearer interest disclosures. It mandates that borrowers receive the total amount of interest they will pay over the life of their loan, calculated using the standard repayment plan based on their total outstanding principal. This change directly affects student loan borrowers by making long-term loan costs more transparent upfront. The key mechanism is adding this lifetime interest figure to existing disclosure forms required under Section 433(a).

Maddy summaryHR 6137 would create a new separate job code for "direct support professionals" (DSPs) within the federal Standard Occupational Classification system. This change aims to better recognize DSPs - who provide daily support for people with intellectual and developmental disabilities (like helping with daily living, community participation, and goal-setting) - as distinct from other roles like home health aides. The bill requires the Office of Management and Budget to consider this revision during the next system update, without authorizing new funding. It addresses data gaps caused by high turnover rates (39% nationally) in DSP hiring and retention.

Maddy summaryHR 6161, the SEC Data Protection Act, requires the Securities and Exchange Commission (SEC) to establish policies protecting sensitive nonpublic data provided by investment advisers. The bill mandates that within one year of enactment, the SEC create rules addressing when it requests such data, safeguarding it based on sensitivity, restricting access to authorized staff, and preventing unauthorized use or disclosure. These policies must be developed through a notice-and-comment rulemaking process. The law directly affects investment advisers who share proprietary information with the SEC, ensuring their data is handled securely under new federal standards.

Maddy summaryThis bill extends and modifies the premium tax credit (subsidy) for health insurance purchased through the marketplace, applying to coverage for 2026 and 2027. It raises the income threshold for full subsidy eligibility from 400% to 600% of the federal poverty level, meaning more low-to-moderate-income households (up to 600% of poverty) will pay lower monthly insurance costs. The bill also adds new penalties for agents or brokers who provide false information during enrollment, including civil fines up to $50,000 per person and criminal charges for intentional fraud. These changes directly affect individuals buying health insurance through marketplaces and the agents/brokers who assist them.

Maddy summaryHRES 864 is a ceremonial resolution honoring U.S. veterans on Veterans Day 2025. It does not create new laws or policies but formally recognizes veterans' service and sacrifice, calling on all Americans to observe Veterans Day. The resolution references historical context about Veterans Day's origins (from Armistice Day to honoring all veterans) but contains no concrete policy changes. It directly addresses the general public, urging them to participate in the observance. As a non-binding resolution, it affects no specific individuals or groups through legislative action.

Maddy summaryHRES 855 is a non-binding House resolution expressing support for National Adoption Day (November 22, 2025) and National Adoption Month (November). It promotes awareness about children in foster care awaiting adoption - highlighting that 49,994 U.S. children were waiting for adoptive families in 2023 - and encourages the public to consider adoption. The resolution recognizes that every child deserves a permanent, loving family and urges Americans to support this goal throughout November and the year. As a symbolic gesture, it does not create new laws or policies.

Maddy summaryThis bill amends an existing law to extend the Kleptocracy Asset Recovery Rewards Program from a 3-year pilot to a permanent 7-year program. It updates the program's name and removes a prior 3-year expiration, ensuring the program continues until 7 years after the bill's enactment. The change directly affects U.S. government agencies administering asset recovery efforts targeting funds stolen by foreign officials. The bill makes no new policy changes beyond extending the program's duration.

Maddy summaryHRES 851 is a symbolic resolution supporting the designation of October 2025 as "National Foster Youth Voice Month." It directly affects youth in foster care, acknowledging their role in shaping policies impacting their lives. The resolution urges public awareness, federal recognition of the month, and highlights how foster youth-led advocacy has driven policy changes. It does not create new laws or allocate funding, but formally recognizes the value of youth perspectives in improving foster care systems.

Maddy summaryHRES 846 is a symbolic resolution designating October 2025 as National Domestic Violence Awareness Month. It expresses the House's support for raising awareness about domestic violence and its impacts, and calls for continued congressional attention to ending domestic violence through existing programs. The resolution does not create new laws, allocate funding, or directly affect any specific groups - it is purely a statement of support. It references statistics on domestic violence prevalence but focuses on awareness rather than policy changes.

Maddy summaryThis non-binding resolution (HRES 844) expresses the U.S. House of Representatives' support for designating October 2025 as "Crime Prevention Month." It encourages federal agencies to fund evidence-based crime prevention programs - like youth mentorship, mental health services, and neighborhood safety initiatives - and urges state/local governments to adopt strategies such as Crime Prevention Through Environmental Design. The resolution also commends community workers and calls on all citizens to participate in public safety activities during October. It has no legal effect but aims to raise awareness and foster collaboration across communities, government, and private sectors to reduce crime.