Rep. Darren Soto

Maddy summaryThis bill increases federal student loan limits for graduate and professional students. Starting July 1, 2026, it sets a $50,000 annual limit and a $200,000 total aggregate limit (beyond undergraduate borrowing) for unsubsidized Federal Direct Stafford loans. These changes directly affect graduate and professional students pursuing advanced degrees who rely on federal loans for education costs. The provisions aim to provide higher borrowing capacity for these students' educational expenses under the Higher Education Act.

Maddy summaryHR 6575, the CommonGround for Affordable Health Care Act, extends enhanced premium tax credits for health insurance through 2026, directly benefiting millions of lower and middle-income Americans purchasing coverage through the ACA marketplace. The bill modifies income thresholds for premium subsidies, creating new income tiers that maintain or increase financial assistance for households earning up to 1,000% of the poverty level. It includes provisions to prevent fraud in health insurance exchanges by imposing civil penalties on agents and brokers who provide false information, and requires transparency in pharmacy benefit manager contracts to improve drug pricing accountability. The legislation also extends the annual open enrollment period for health insurance exchanges for the 2026 plan year, allowing more time for people to enroll or change coverage.

Maddy summaryThis bill expands Medicare coverage for home infusion therapy by changing how external infusion pumps and certain non-self-administered drugs are treated as durable medical equipment. It requires that these items be covered if three conditions are met: the drug's FDA-approved instructions require professional supervision, a qualified home infusion supplier administers/supervises the therapy at home, and the drug requires at least 12 infusions annually (either IV/subcutaneous or at pump-requiring rates). The bill directly affects Medicare beneficiaries needing long-term infusion drugs and qualified home infusion therapy suppliers. It also mandates that Medicare notify patients about cost-sharing differences between home infusion therapy and other care settings. This policy change clarifies coverage for specific home-based infusion treatments under defined safety and frequency requirements.

Maddy summaryThis bill creates a $42,066,338 trust fund to compensate specific survivors of the 1988 Pan Am Flight 103 bombing (Lockerbie attack). It directly affects U.S. citizens who were 45+ years old, employed by Pan Am on December 3, 1991, named in the Abbott v. Libya lawsuit, and alive as of August 14, 2008. The Foreign Claims Settlement Commission will verify claims within 60 days of a public notice, then certify eligible claimants to the Treasury. Payments will be made equally to each approved claimant from the fixed $42 million fund, with deceased claimants' estates handled through personal representatives.

Maddy summaryHR 6497, the Temporary Immigration Judge Integrity Act, establishes specific rules for appointing temporary immigration judges to handle cases while permanent judges are being hired. It limits temporary judges to 6-month terms (renewable up to four times for a maximum of 24 months), requires them to have at least 10 years of immigration law experience (e.g., former judges, DOJ attorneys, or experienced administrative law judges), and mandates 8 weeks of initial training plus weekly training unless they recently served as permanent judges. The bill also requires the Attorney General to oversee caseloads and performance, ensuring temporary judges have the same authority as permanent judges but emphasizing they should not replace permanent positions. This directly affects immigration courts and the temporary judges appointed under these new standards.

Maddy summaryHR 6479, the Puerto Rico Affordable Care Act of 2025, would extend key provisions of the Affordable Care Act to Puerto Rico. Specifically, it requires Puerto Rico to establish a health insurance marketplace (Exchange) one year after enactment, applies federal health insurance market reforms (like banning lifetime limits) to coverage sold there, and treats Puerto Rico like a state for federal premium tax credits. This means Puerto Rico residents would gain access to the same health insurance marketplaces, consumer protections, and federal subsidies for low-income residents as those in states. The bill directly affects all Puerto Rico residents seeking health insurance coverage by aligning their access with the ACA framework.

Maddy summaryThis bill updates the Social Security lump sum death payment to keep pace with inflation. It increases the base payment from $2,900 to an amount adjusted annually based on the Consumer Price Index (CPI), starting in 2025. The change ensures survivors receive payments that maintain their real value over time rather than remaining fixed at $2,900. The new formula applies to deaths occurring on or after January 1, 2025, directly affecting beneficiaries' survivors who qualify for this lump sum payment.

Maddy summaryHR 6423, the HELP Copays Act, requires health insurance plans and coverage to count financial assistance from non-profits or drug manufacturers toward patient cost-sharing limits like deductibles and copayments. This directly affects patients enrolled in health insurance who receive such assistance for prescription drugs, ensuring the help they get reduces their out-of-pocket costs faster. The bill amends key health laws to mandate that these payments are included when calculating whether a patient has met their deductible or copayment threshold. The change applies to all prescription drugs, including specialty drugs and those subject to prior authorization, but does not alter how insurers manage drug access through tools like step therapy. It takes effect for plan years starting in 2026.

Maddy summaryThe Dignity for Detained Immigrants Act establishes minimum standards for detention facilities operated by the Department of Homeland Security, requiring them to follow the American Bar Association's Civil Immigration Detention Standards. It mandates annual unannounced inspections by the DHS Inspector General, with penalties including fines for noncompliant private facilities and transfers of detainees from noncompliant facilities. The bill requires DHS to publicly report on facility compliance, phase out private detention facilities over three years, and prohibit solitary confinement. It also ensures detainees have access to legal orientation, counsel, and more frequent custody review hearings. The bill directly affects all individuals detained in DHS custody, including immigrants, asylum seekers, and refugees held in facilities operated by or contracted to DHS.

Maddy summaryThis bill creates several tax credits to increase housing affordability for individuals and families. It establishes a first-time homebuyer credit of up to $25,000 (or $50,000 for first-generation homebuyers) for purchasing a principal residence, with income limits based on household size. It also creates a starter home construction credit for building homes under 1,200 square feet priced below 80% of local median home prices, and a renter tax credit for tenants paying more than 30% of their income in rent. Additionally, it provides a credit for converting non-residential buildings to affordable housing that meets specific income and rent restrictions. The bill includes provisions for inflation adjustments and reporting requirements for these tax credits.