Maddy summaryThis bill increases healthcare affordability for low- and middle-income people by expanding eligibility for premium tax credits under the Affordable Care Act. It removes the previous 400% of poverty level cap for subsidy eligibility and replaces it with a new sliding scale based on income tiers, ranging from 0% to 8.5% of household income for coverage costs. The scale adjusts linearly across income levels, with households earning 300-400% of poverty paying 6.0%-8.5% of income (up from the prior fixed 400% cap), while lower-income households pay progressively less. These changes apply to tax years beginning after December 31, 2025, directly affecting individuals purchasing health insurance through marketplace plans.
Rep. Sheila Cherfilus-McCormick
Sponsored bills
Maddy summaryThis bill allows unemployed individuals to withdraw funds from retirement accounts without the usual 10% penalty under specific conditions. It applies to people who have received unemployment benefits for 26 consecutive weeks and withdraw money during the year they received benefits or the following year. Withdrawals are limited to $50,000 (or half the value of their retirement accounts, whichever is lower) over a one-year period. The change affects workers facing job loss who need access to retirement savings for immediate financial needs, but does not apply to withdrawals used for health insurance premiums. The provisions take effect for distributions after December 31, 2024.
Maddy summaryHR 212, the Capitol Remembrance Act, requires the Architect of the Capitol to create a permanent exhibit in the U.S. Capitol within two years of the bill's enactment. The exhibit must include preserved Capitol property damaged during the January 6, 2021, attack, photographic records of the event, and a plaque honoring Capitol Police, other law enforcement, and Capitol staff who were injured or died protecting the building. It also allows for the inclusion of relevant artwork depicting the attack. This bill directly affects Capitol visitors and staff by establishing a permanent memorial to the events of January 6.
Maddy summaryHR 82, the Social Security Fairness Act of 2023, repeals two provisions that reduce Social Security benefits for certain government workers. It eliminates the Government Pension Offset (GPO), which cuts spousal or survivor benefits for people with pensions from jobs not covered by Social Security (like federal or state government roles), and the Windfall Elimination Provision (WEP), which lowers retirement benefits for those with similar pensions. The law takes effect for benefits paid after December 2023, requiring the Social Security Administration to adjust benefit calculations to remove these reductions. This change directly affects public-sector employees who previously had their Social Security benefits reduced due to their government pensions.
Maddy summaryThe Jackie Robinson Ballpark National Commemorative Site Act designates Jackie Robinson Ballpark in Daytona Beach, Florida, as a National Commemorative Site, making it part of the African American Civil Rights Network. The bill requires the Secretary of the Interior to conduct a special resource study within two years to evaluate the site's national significance and preservation options, without designating it as a unit of the National Park System. This designation does not affect private property rights, local zoning, or current site management by its owners.
Maddy summaryThe FISHES Act (HR 5103) streamlines access to emergency disaster funds for fisheries by setting strict deadlines for federal review. It requires the Secretary of Commerce to review and provide notice on spend plans within 10 days of submission and mandates that funds be made available to grantees no later than 90 days after a complete spend plan is received. This directly affects fisheries that have received a formal "fishery resource disaster" determination, ensuring faster disbursement of funds for recovery efforts. The bill also prohibits the Office of Management and Budget from delaying these timelines during concurrent review. The law aims to reduce bureaucratic delays in post-disaster funding without altering the underlying disaster assistance program.
Maddy summaryHR 40 would establish a 15-member commission to study the legacy of slavery and systemic discrimination against African Americans in the United States, and develop proposals for reparations. The commission would examine historical and ongoing effects of slavery, discriminatory policies (including redlining and educational disparities), and recommend remedies through education and potential reparations. Composed of members appointed by the President, House Speaker, and Senate President pro tempore, the commission would have 18 months to submit a report to Congress, with $20 million authorized for its work. This legislation creates a study process but does not provide reparations directly.
Washington, D.C. Admission Act This bill provides for the establishment of the State of Washington, Douglass Commonwealth, and its admission into the United States. The state is composed of most of the territory of the District of Columbia (DC), excluding a specified area that encompasses the U.S. Capitol, the White House, the U.S. Supreme Court building, federal monuments, and federal office buildings adjacent to the National Mall and the U.S. Capitol. The excluded territory shall be known as the Capital and serve as the seat of the government of the United States, as provided for in Article I of the Constitution. The state may not impose taxes on federal property except as Congress permits. The bill provides for the DC Mayor to issue a proclamation for the first elections to Congress of two Senators and one Representative of the state. The bill eliminates the office of Delegate to the House of Representatives. The bill applies current DC laws to the state. DC judicial proceedings and contractual obligations shall continue under the state’s authority. The bill also provides for specified federal obligations to transfer to the state upon its certification that it has funds and laws in place to assume the obligations. These include maintaining a retirement fund for judges and operating public defender services. The bill establishes a commission that is generally comprised of members who are appointed by DC and federal government officials to advise on an orderly transition to statehood.
Maddy summaryThis bill renames a U.S. Postal Service facility at 518 North Ridgewood Drive in Sebring, Florida, as the "U.S. Army Air Corps Major Thomas B. McGuire Post Office Building." It updates all official federal references to this specific location to reflect the new name. The bill has no policy impact - it does not change postal services, funding, or operations, and only affects the building's official designation.
Maddy summaryThis bill (HR 6633) renames a U.S. Postal Service facility at 9355 113th Street in Seminole, Florida, as the "Army SSG Ryan Christian Knauss Memorial Post Office Building." It directly affects the postal service location and all official federal references to it. The bill requires all government documents, maps, and records to use the new name moving forward. As a commemorative resolution, it has no policy or funding impact - it solely honors Army Specialist Ryan Christian Knauss through the building name.