Rep. Byron Donalds

Maddy summaryHR 4346, the Small Bank Holding Company Relief Act of 2023, requires the Federal Reserve to raise the asset threshold for small bank holding companies from its current level to $10 billion. This change would exempt smaller banks (with consolidated assets under $10 billion) from certain regulatory requirements they currently face. The policy update must be implemented within 180 days of the bill’s enactment.

Maddy summaryHR 4300, the Real Emergencies Act, prohibits the President from declaring national emergencies, major disasters, or public health emergencies under three specific federal laws *based on climate change*. It directly affects the President and federal agencies that manage emergency declarations under the National Emergencies Act, the Stafford Act, and the Public Health Service Act. The bill's key provision explicitly bans using climate change as a justification for these emergency declarations, without altering existing emergency powers for other reasons. This is a procedural restriction on executive authority, not a change to climate policy or emergency response mechanisms.

Maddy summaryHJRES 44 is a congressional resolution seeking to block a 2021 rule by the Bureau of Alcohol, Tobacco, Firearms, and Explosives (ATF). The rule classified firearms with stabilizing braces as "short-barreled rifles," which would have required additional licensing and regulation. This resolution uses a specific legal process (under Title 5, U.S. Code) to formally disapprove the ATF rule, meaning the rule would no longer be in effect. It directly affects firearm owners, manufacturers, and dealers who would have been subject to the rule’s requirements.

Maddy summaryHJRES 45 is a congressional disapproval resolution targeting a specific Department of Education rule about federal student loans. It seeks to block the rule implementing "One-Time Federal Student Loan Debt Relief" (including modifications to Perkins, FFEL, and Direct Loan programs) by invoking the Congressional Review Act. If passed, this resolution would nullify the rule, preventing the Department of Education from using it to modify or waive student loan obligations. The bill directly affects borrowers who might have qualified for debt relief under the targeted rule.

Maddy summaryThis bill increases criminal penalties for non-citizens who reenter the U.S. after being deported or excluded. It specifically targets individuals with prior convictions for drug offenses, violent crimes, or multiple prior removals, imposing stricter fines and longer prison terms. For example, those convicted of an aggravated felony or two prior illegal reentries face mandatory minimum sentences of 5 years in prison, up to 20 years. The law also expands penalties for those who reenter without Homeland Security's permission after being removed under certain provisions.

Maddy summaryHR 277 would require Congress to approve major federal regulations before they take effect. Major rules are defined as those with significant economic impact ($100 million+ annually), major cost increases for consumers or industries, or significant adverse effects on competition, employment, or innovation. Agencies must submit detailed information about these rules to Congress, including cost-benefit analyses, before they can take effect. Congress would have 70 session days to approve the rule with a joint resolution; if they don't act within that timeframe, the rule would not take effect. This would increase congressional oversight of federal regulations and require more detailed information about proposed rules before they become law.

Maddy summaryHR 4212, the Middle Class Mortgage Insurance Premium Act of 2023, increases the income limit for deducting mortgage insurance premiums on federal income taxes. It raises the cap from $100,000 (or $50,000 for married filing separately) to $200,000 (or $100,000 for married filing separately), making this deduction permanent. This change directly benefits middle-income homeowners who itemize deductions and pay mortgage insurance premiums, allowing them to deduct more of these costs. The bill applies to taxable years beginning after December 31, 2023.

Maddy summaryHR 4038, the POPP Act, blocks the Environmental Protection Agency (EPA) from finalizing, implementing, or enforcing a specific proposed rule about greenhouse gas emissions from power plants. This rule, published in May 2023, aimed to set new standards for emissions from fossil fuel-fired power plants and replace an earlier rule. The bill prohibits the EPA from moving forward with this rule or any substantially similar rule, directly affecting the EPA's regulatory authority and power plant operators who would have been subject to the proposed standards. The bill bases this prohibition on arguments that the proposed rule violates the Clean Air Act by not demonstrating that required emission reduction technologies are commercially viable and cost-effective.

Maddy summaryHRES 515 is a ceremonial resolution commending the Florida Everblades hockey team for winning the 2023 ECHL Patrick J. Kelly Cup championship. It formally recognizes their victory (defeating Idaho Steelheads 4-3 on June 9, 2023), their record as the team with the most ECHL titles, and their consecutive championship win. The resolution has no policy impact - it solely expresses congressional praise and requests copies be sent to the team’s owner and head coach. This is purely symbolic recognition of the team’s sporting achievement.

Pre-Pilot Pathway Act This bill directs the Department of Transportation (DOT) to establish an apprenticeship program with flight schools in order to establish a commercial pilot pipeline; DOT must issue any necessary regulations to implement the program within one year of the bill's enactment. Each flight school participating in the program may select up to eight applicants per academic year to serve as apprentices. DOT must take appropriate actions to develop methods to incentivize pilots, including retired pilots, to become flight school instructors. This includes developing pathway programs for pilots to gain initial qualification or concurrent qualification as certified flight instructors.