Rep. Yadira Caraveo

Maddy summaryHR 1321, the "More Homes on the Market Act," increases the tax exclusion for gains from selling a primary residence. It doubles the exclusion amount from $250,000 to $500,000 for single filers and from $500,000 to $1,000,000 for married couples filing jointly. The bill also adds automatic annual inflation adjustments to these amounts starting in 2023, ensuring the exclusion keeps pace with rising costs. This change directly affects homeowners who sell their primary residence and meet the ownership and use requirements under current tax law. The policy modifies the Internal Revenue Code to make selling a home less financially burdensome for qualifying homeowners.

Maddy summaryThis bill amends the Higher Education Act to exempt certain family-owned assets from being counted when calculating federal student aid eligibility. Specifically, it excludes family farms where the family resides and small businesses with 100 or fewer full-time equivalent employees owned and controlled by the family. These assets will no longer be considered when determining a student's financial need for aid programs. The change directly affects students from qualifying family farms or small businesses when applying for federal financial aid. The exemption applies to assets held by the family, not just the business itself.

Maddy summaryThe Richard L. Trumka Protecting the Right to Organize Act of 2023 strengthens workers' rights to organize unions by making it harder for employers to interfere with organizing efforts. Key provisions include changing the definition of "employee" to make it more difficult to classify workers as independent contractors, prohibiting employers from threatening to permanently replace striking workers, and requiring employers to provide voter lists for union elections. The bill also creates a new electronic voting system for union elections, strengthens whistleblower protections for workers reporting labor violations, and increases penalties for unfair labor practices. These changes directly affect workers seeking to form unions, employers who may interfere with organizing, and labor organizations. The bill aims to make it easier for workers to exercise their right to collective bargaining under the National Labor Relations Act.

Maddy summaryHR 1202, the REDI Act, amends the Higher Education Act to allow medical and dental residents to temporarily pause federal student loan payments without accruing interest during their internship or residency programs. This directly affects borrowers with federal student loans who are enrolled in qualifying medical or dental training programs. The key provision adds a new rule (paragraph 6) ensuring these borrowers qualify for a deferment period where they don't pay principal and interest accrues at 0%. The change modifies existing loan rules to explicitly include medical/dental residents under the "in-school" deferment category. This policy change provides immediate financial relief during a critical training phase for healthcare professionals.

Maddy summaryHR 1190, the "Disclosing Foreign Influence in Lobbying Act," amends the Lobbying Disclosure Act of 1995 to require lobbyists to disclose the name and address of any foreign government or political party (other than the client) that directs, plans, supervises, or controls their lobbying activities. This change directly affects registered lobbyists who work with foreign entities, mandating them to report these foreign influences in their filings. The key provision adds a new requirement to disclosure forms, specifying that foreign governments or political parties involved in controlling lobbying efforts must be named, even if they are not the direct client. This focuses on transparency about foreign involvement in U.S. lobbying, without altering the core lobbying registration framework.

Maddy summaryHR 1088, the Shirley Chisholm Congressional Gold Medal Act, authorizes a posthumous Congressional Gold Medal to honor Congresswoman Shirley Chisholm, the first African-American woman elected to Congress (1968) and the first Black candidate for a major party's presidential nomination (1972). The bill directs the Treasury Secretary to design and strike a gold medal featuring Chisholm's image, which will be presented by Congress and then permanently displayed at the Smithsonian Institution. Duplicate bronze medals may be sold to the public to cover production costs, with proceeds deposited into the U.S. Mint fund. This bill commemorates Chisholm's legacy and achievements without creating new laws or affecting any current policies.

Maddy summaryHR 949, the Insular Area Medicaid Parity Act, removes federal funding caps on Medicaid for U.S. territories, directly affecting Puerto Rico, the U.S. Virgin Islands, Guam, the Northern Mariana Islands, and American Samoa. The bill amends the Social Security Act to eliminate the existing limit on federal Medicaid funding for these territories, allowing them to receive full federal matching funds like states. This change takes effect for fiscal year 2023, ending the previous restriction that required territories to fund a portion of their Medicaid costs themselves. The policy change ensures these territories can access the same level of federal Medicaid support as states.

Kids' Access to Primary Care Act of 2023 This bill modifies payments for Medicaid primary care services. Specifically, the bill applies a Medicare payment rate floor to Medicaid primary care services that are provided after the date of enactment of the bill and extends the payment rate to additional types of practitioners (e.g., obstetricians). The Centers for Medicare & Medicaid Services must conduct a study on the number of children enrolled in Medicaid, the number of providers receiving payment for primary care services, and associated payment rates before and after the bill's implementation.

Maddy summaryThe HELP Copays Act (HR 830) changes how health insurance plans calculate patient cost-sharing. It requires that payments made by third parties (like pharmacies, charities, or discount programs) toward medical costs count toward a patient's deductible, copay, or out-of-pocket limit. This directly affects insured individuals who receive financial assistance, discounts, or product vouchers for healthcare expenses. The law ensures these external payments reduce the patient's actual out-of-pocket costs more quickly, aligning with existing Affordable Care Act and Public Health Service Act requirements.

Maddy summaryThis bill expands health care coverage under TRICARE for military dependents. It eliminates a separate premium for young adults aged 21-26 enrolled in the TRICARE Young Adult Program, meaning they will no longer pay an extra fee for coverage. The bill also removes an eligibility restriction that previously limited coverage for some dependents in this age group. These changes directly affect military service members' adult children and spouses who rely on TRICARE Young Adult coverage. The policy update simplifies enrollment and reduces out-of-pocket costs for these beneficiaries.