Rep. Brittany Pettersen

Maddy summaryThis bill repeals key provisions of the Protection of Lawful Commerce in Arms Act (PLCAA), which previously shielded gun manufacturers and dealers from civil lawsuits. It allows gun trace data from the federal Firearms Trace System to be used as evidence in civil court cases involving gun violence. Victims of gun violence (or their families) who sue gun manufacturers, dealers, or distributors in state or federal court can now access and rely on this trace information. The bill directly changes the legal landscape by removing a major barrier to holding gun industry entities accountable in civil cases. It does not alter criminal proceedings or affect gun ownership rights.

Maddy summaryThis bill requires the Securities and Exchange Commission (SEC) to create rules allowing covered financial entities (like investment companies, brokers, and advisers) to deliver required regulatory documents - such as prospectuses, annual reports, and proxy statements - electronically to investors. It mandates specific transition steps: initial paper delivery for investors preferring it, a 180-day shift to electronic delivery, and annual paper reminders for two years after transition to maintain opt-out options. The rules must ensure documents are readable, securely delivered, and include clear mechanisms for investors to switch back to paper at any time. The SEC must finalize these rules within one year of the bill’s enactment, while existing document delivery requirements remain unchanged.

Maddy summaryHRES 464 is a non-binding House resolution expressing support for designating June as "National Annuity Awareness Month." It calls on federal, state, local governments, schools, nonprofits, businesses, and the public to observe June with activities raising awareness about annuities as financial tools that provide guaranteed lifetime income in retirement. The resolution does not create new laws or funding but aims to educate consumers about annuities' role in retirement security and encourage seeking professional financial guidance. It directly affects awareness efforts by organizations and government entities during June, without imposing legal requirements.

Maddy summaryHR 3694, the VALID Act of 2025, requires lenders to include specific information about VA loans in mortgage disclosures. It amends the National Housing Act to mandate that disclosures state the loan-to-value ratio and clarify that VA loans are available under Chapter 37 of Title 38 (veterans' benefits law), assuming prevailing interest rates. The bill also requires the Federal Housing Finance Agency to add a military service question to the Uniform Residential Loan Application form, placing it above the signature line within six months of enactment. This directly affects veterans and active-duty service members applying for VA-guaranteed mortgages, as well as the lenders processing those applications.

Maddy summaryThis bill requires new passenger cars, SUVs, and light trucks (under 10,000 lbs) to have automatic emergency braking systems that detect cyclists in all lighting conditions and across diverse appearances. The rule must be finalized within 3 years of enactment, with manufacturers required to comply within two model years after the rule's release. It mandates systems that activate at appropriate speeds and recognize vulnerable road users like bicyclists, regardless of skin tone, clothing, or protective gear. The law directly affects vehicle manufacturers and aims to improve safety for cyclists through standardized vehicle technology.

Maddy summaryThis bill requires colleges and universities to include suicide prevention contact information on student identification cards or their websites. Specifically, institutions must list the 988 Suicide and Crisis Lifeline, Crisis Text Line, and their campus mental health center on student IDs (or post the info online if IDs aren't issued). The requirement applies to all higher education institutions creating student ID cards after the bill's enactment, with a one-year implementation period. It directly affects students by ensuring immediate access to critical mental health resources through a routine campus tool.

Maddy summaryHRES 441 is a symbolic House resolution expressing support for designating May 2025 as "Mental Health Awareness Month." It does not create new laws, allocate funding, or change existing policies - it solely aims to raise public awareness about mental health challenges. The resolution cites statistics on rising mental health issues (including youth depression, suicide rates, and disparities in care access) to underscore the need for greater attention. It encourages the public, schools, and organizations to use the month to promote mental well-being and reduce stigma, but contains no concrete policy changes or mandates.

Maddy summaryThis bill prohibits the U.S. military from discriminating against service members or applicants based on gender identity. It bans policies that would deny service, involuntarily separate members, deny medically necessary healthcare, or require service in a gender different from one's identity. The law defines "gender identity" broadly to include a person's internal sense of gender, appearance, and mannerisms, regardless of sex assigned at birth. It directly affects transgender and gender-diverse individuals currently serving or seeking to serve in the Armed Forces.

Maddy summaryThe DEFIANCE Act of 2025 creates a new civil legal remedy for victims of non-consensual intimate digital forgeries (synthetic images or videos manipulating real people into sexual contexts without consent). It allows affected individuals to sue perpetrators in federal court for damages up to $250,000, injunctions to remove content, and privacy protections like pseudonyms. The bill specifically covers cases where forgeries are created or shared with intent to disclose, including scenarios involving sexual assault or harassment. It expands existing federal protections under 15 U.S.C. 6851 to address digital forgeries while ensuring state laws remain in effect.

Maddy summaryThis bill prohibits the President, Vice President, Members of Congress, and their immediate family members from engaging in specific digital asset activities. It bans them from owning digital assets where they could unilaterally alter them, serving as officers for crypto issuers, receiving compensation for crypto sales/marketing, or trading with non-public information while in office. The law also prevents these individuals from using trusts, companies, or other entities to secretly participate in digital asset markets, requiring full disclosure of indirect ownership. Violations could trigger criminal penalties under existing federal law, mirroring restrictions on other financial conflicts of interest.