Maddy summaryThe HELPER Act of 2023 creates a new FHA mortgage insurance program specifically for first responders and K-12 teachers. It allows eligible first-time homebuyers in these professions to secure mortgages with 100% financing (no down payment required) for purchasing or repairing a primary residence. To qualify, applicants must be employed as law enforcement, firefighters, paramedics, or K-12 teachers, have completed housing counseling, and meet specific employment history requirements (e.g., 4 years in the role or disability-related release). The program authorizes $660,000 for fiscal year 2024 and $160,000 annually through 2030, with authority expiring after 5 years.
Rep. Jason Crow
Sponsored bills
Maddy summaryHRES 376 is a non-binding resolution expressing the House of Representatives' view that the U.S. Postal Service (USPS) must maintain door-to-door delivery for all residential and business customers. It cites concerns that ending this service would disproportionately affect elderly and disabled individuals who rely on secure, convenient mail access for essential items like medications. The resolution notes that voluntary shifts to centralized pickup in 2013 affected only 0.8% of businesses, highlighting dependence on in-person delivery for security and revenue. It urges USPS to avoid reducing door delivery or requiring customers to pay for it.
Maddy summaryHRES 362 is a symbolic House resolution recognizing elementary and secondary school teachers' contributions to U.S. civic, cultural, and economic well-being. It specifically thanks teachers and encourages students, parents, school leaders, and officials to acknowledge National Teacher Appreciation Week (May 8-12, 2023). The resolution has no binding effect or policy changes - it solely promotes public appreciation for the teaching profession through a formal expression of gratitude. It directly affects teachers by affirming their societal value but does not alter laws, funding, or educational standards.
Maddy summaryThe SAFE Banking Act of 2023 would protect banks and financial institutions that provide services to state-legal marijuana businesses and hemp-related businesses by preventing federal regulators from taking adverse actions against them solely for serving these businesses. It clarifies that income from state-legal marijuana businesses can be considered for mortgage applications, and requires regulators to update guidance on suspicious activity reports related to these businesses. The bill does not require financial institutions to serve these businesses, but ensures they won't face penalties for doing so. It extends similar protections to hemp-related businesses, which have faced banking challenges despite being federally legal under the 2018 Farm Bill.
Maddy summaryThis bill establishes a Space National Guard as part of the organized militia in states, territories, Puerto Rico, and D.C. where the Space Force operates, creating two distinct components: state-level "Space National Guard" forces and a federal "Space National Guard of the United States" that serves as the Space Force's reserve component. It defines these terms in federal law, clarifies their structure (including personnel requirements and status when not on active duty), and requires implementation within 18 months, with annual congressional briefings on progress. The bill does not create new missions or funding but formalizes existing National Guard roles within the Space Force framework.
Maddy summaryThe Postal Police Reform Act of 2023 updates federal law to explicitly include "Postal Service police officers" alongside Postal Inspectors as authorized personnel for enforcing regulations on U.S. Postal Service property. It clarifies that the Postmaster General can establish and post rules for protecting postal property, with violations punishable by fines or up to 30 days in jail. This change directly affects USPS police officers (by formalizing their role), the Postmaster General (by expanding regulatory authority), and anyone on postal property who must follow posted rules. The bill makes existing enforcement procedures more explicit without altering penalties or creating new requirements.
Maddy summaryHR 3009, the Military Suicide Prevention in the 21st Century Act, requires the Secretary of Defense to launch a two-year pilot program pre-loading the Virtual Hope Box app (a military behavioral health tool) and pre-programming the National Suicide Hotline and Veterans Crisis Line numbers into smartphones and other smart devices issued to service members. This directly affects active-duty military personnel who receive such devices from the Department of Defense. The pilot program mandates training on these resources during existing suicide awareness education and requires a final report with expansion recommendations. The bill focuses on making critical mental health tools immediately accessible on service-issued devices during crises.
Maddy summaryHR 3011 establishes a 15-member task force within the Department of Defense to review and assess mental health services for active-duty military members, reservists, and their families. The task force, requiring half DOD personnel (including service surgeons and family members) and half external experts (like VA and SAMHSA staff), must submit a report within 12 months detailing improvements needed in areas like access to care, telehealth, reducing stigma, and transitioning care to veterans' services. The report will include specific recommendations for legislative or administrative changes, followed by annual progress reports to Congress over five years on implementing those recommendations. This bill creates a review mechanism but does not directly change existing mental health programs or funding.
Maddy summaryThis bill protects living organ donors from insurance discrimination by prohibiting life, disability, and long-term care insurers from denying coverage, raising premiums, or altering policy terms solely because someone donated an organ while alive. It also updates the Family and Medical Leave Act to include recovery from organ donation surgery as a qualifying health condition, allowing donors to take protected leave for this purpose. Additionally, the bill requires the Health and Human Services Secretary to update public educational materials about living donation benefits, risks, and insurance protections within six months of enactment. These changes directly affect living organ donors, insurers, employers, and healthcare systems by ensuring fair access to insurance and workplace leave.
Maddy summaryThis bill creates a federal liability shield for licensed health professionals who volunteer during declared disasters. It protects them from lawsuits for harm caused during their volunteer work, provided they act in good faith within their licensed scope, without compensation (beyond minimal reimbursements), and during a disaster period defined by federal or state declarations. Exceptions apply for gross negligence, willful misconduct, or intoxication. The law preempts conflicting state laws but adds to existing protections under the Volunteer Protection Act of 1997.