Rep. Joe Neguse

Maddy summaryHR 3694, the VALID Act of 2025, requires lenders to include specific information about VA loans in mortgage disclosures. It amends the National Housing Act to mandate that disclosures state the loan-to-value ratio and clarify that VA loans are available under Chapter 37 of Title 38 (veterans' benefits law), assuming prevailing interest rates. The bill also requires the Federal Housing Finance Agency to add a military service question to the Uniform Residential Loan Application form, placing it above the signature line within six months of enactment. This directly affects veterans and active-duty service members applying for VA-guaranteed mortgages, as well as the lenders processing those applications.

Maddy summaryThis bill aims to stabilize rural hospitals by modifying Medicare payment policies. It eliminates sequestration for rural hospitals, reverses bad debt reimbursement cuts for critical access hospitals, and permanently extends payment levels for low-volume and Medicare-dependent hospitals. The bill also makes permanent telehealth enhancements for rural health clinics, restores state authority to waive the 35-mile rule for hospital designations, and creates flexibility grants for rural hospitals to transform services. These changes directly affect rural hospitals, critical access hospitals, and Medicare beneficiaries who face significant barriers to accessing care in rural areas. The bill addresses the closure of 151 rural hospitals since 2010 and the vulnerability of 432 more hospitals, aiming to prevent further loss of critical health care access.

Maddy summaryHR 3680, the "No Corporate Crooks Act," prohibits individuals convicted of specific serious financial crimes from serving in the U.S. executive branch. It directly affects corporate executives (like CEOs) who have been finally convicted of offenses including bribery, fraud, embezzlement, tax evasion, or wage theft. The bill makes such individuals ineligible for appointment to any executive branch position. The key provision is a mandatory ineligibility requirement triggered by a final conviction for any listed covered crime.

Maddy summaryThe SAFE Sunscreen Standards Act (HR 3686) requires the FDA to update its approval process for sunscreen ingredients by establishing new standards that allow real-world evidence and non-animal testing methods to demonstrate safety and effectiveness. It directs the FDA to incorporate historical safety data from previously approved ingredients into pending applications and issue guidance on non-animal testing within 180 days. The bill also mandates annual reports to Congress on the implementation of these standards and the FDA’s progress in adopting alternative testing methods. This legislation aims to modernize a regulatory system that has not approved new sunscreen ingredients since 1999, potentially accelerating access to safer, more effective products.

Maddy summaryThis bill requires new passenger cars, SUVs, and light trucks (under 10,000 lbs) to have automatic emergency braking systems that detect cyclists in all lighting conditions and across diverse appearances. The rule must be finalized within 3 years of enactment, with manufacturers required to comply within two model years after the rule's release. It mandates systems that activate at appropriate speeds and recognize vulnerable road users like bicyclists, regardless of skin tone, clothing, or protective gear. The law directly affects vehicle manufacturers and aims to improve safety for cyclists through standardized vehicle technology.

Maddy summaryThis bill reorganizes collective bargaining rules for Veterans Health Administration (VHA) employees by removing existing subsections (b), (c), and (d) from Section 7422 of Title 38 and redesignating the current subsection (e) as (b). It directly affects VA health care employees by altering the structure of their collective bargaining framework. The bill explicitly states it does not change the Secretary of Veterans Affairs' existing authorities over incentive pay or expedited hiring under Section 706 of Title 38. The change is purely procedural, focusing on the internal organization of bargaining rules without introducing new employee benefits or obligations.

Maddy summaryHR 3607, the MARSHALS Act, restructures the U.S. Marshals Service by moving it from the Department of Justice to the judicial branch of the federal government. It requires the Chief Justice, in consultation with a new oversight Board, to appoint marshals for each judicial district (with four-year terms) and establishes a Director to lead the Service. The bill expands the Marshals Service’s duties to include protecting judges, court officers, and witnesses from intimidation, and adds specific roles in assisting with sex offender investigations and locating missing children at the Attorney General’s request. These changes directly affect federal marshals, judicial branch operations, and law enforcement coordination with the Department of Justice.

Maddy summaryHR 3604, the *Reducing Waste in National Parks Act*, requires National Park Service (NPS) units to reduce and eliminate the sale of disposable plastic products (including water bottles, bags, and food containers) where feasible, considering operational factors like cost, waste reduction, and concessioner impacts. Park officials must develop visitor education plans, implement refill stations, and weigh 13 specific factors before eliminating sales, such as infrastructure costs, revenue effects, and public health safety. The program must be evaluated every two years to measure visitor satisfaction, waste collection rates, and safety outcomes. This bill directly affects NPS operations, concessioners, and park visitors who use park facilities.

Maddy summaryHR 3597, the Protecting Circuit Boards and Substrates Act, creates two main incentives to boost domestic production of printed circuit boards and integrated circuit substrates. It provides a 25% tax credit for businesses purchasing US-manufactured circuit boards and substrates, and establishes a federal financial assistance program offering up to $300 million per project (with larger amounts possible with presidential approval) for manufacturing or research and development facilities in the United States. The program prioritizes small businesses, minority-owned businesses, veteran-owned businesses, and projects that expand domestic production capacity or relocate manufacturing from foreign-controlled areas. Recipients must use funds for specific covered incentives like facility construction, equipment, or workforce training programs, with strict clawback provisions for delays or inappropriate technology sharing with foreign entities of concern. The program requires coordination with multiple federal agencies and includes annual reviews by the Government Accountability Office to track outcomes.

Maddy summaryHR 3556 modifies deadlines and communication rules for small businesses seeking disaster relief under the Small Business Act. It extends the deadline for applications to 60 days after the original cutoff, allowing late submissions if applicants show "good cause." The bill also requires the Administrator to communicate disaster assistance details to every congressional office representing areas affected by a major disaster. These changes directly affect small business applicants in disaster zones and improve transparency for local lawmakers.