Maddy summaryHR 2743 prohibits large financial institutions (over $100 billion in assets) from denying banking services to lawful businesses based on subjective political reasons, industry type, or reputational concerns. It requires these institutions to use objective, risk-based assessments for service decisions and provide written justifications for denials. The law applies to banks, credit unions, and payment networks, with civil penalties for violations including fines up to $10,000 per incident. It specifically ensures businesses operating legally under federal law receive fair access to financial services without discrimination. The bill mandates that denials be based on documented risk factors, not political bias or category-based exclusion.
Rep. Debbie Lesko
Sponsored bills
Contact Lens Prescription Verification Modernization Act This bill revises the requirements for the verification of prescriptions related to the purchase of contact lenses. Specifically, online sellers of prescription contact lenses must provide consumers with a method to transmit a digital copy of their prescriptions to such sellers. Online sellers also must encrypt protected health information they send by email. Additionally, the bill prohibits any seller of prescription contact lenses from using telephone calls with an artificial or prerecorded voice (i.e., robocalls) to verify a consumer's prescription.
American Innovation and R&D Competitiveness Act of 2023 This bill eliminates the five-year amortization requirement for research and experimental expenditures, thus allowing continued expensing of such expenditures in the taxable years in which they are incurred.
Maddy summaryHR 2712, the Work Not Woke Act, prohibits federal agencies, contractors, and grant recipients from using workplace training that promotes specific "divisive concepts," such as claiming inherent superiority of a race or sex, blaming individuals for historical actions, or suggesting meritocracy is racist. It directly affects federal contractors (requiring contract clauses banning such training), federal agencies (mandating review of diversity training), and grant recipients (requiring certification against using federal funds for prohibited training). Key mechanisms include a Department of Labor hotline for complaints, mandatory contract provisions for contractors, and a ban on using federal funds for three executive orders focused on racial equity. The law permits diversity efforts that do not promote the banned concepts and requires agencies to certify compliance with its provisions.
Maddy summaryHJRES 27 is a congressional resolution seeking to block a federal rule that redefined which waterways fall under the Clean Water Act's protections. It targets a rule submitted by the Army Corps of Engineers, Department of Defense, and Environmental Protection Agency (EPA) on January 18, 2023, which aimed to revise the "Waters of the United States" definition. The resolution would formally disapprove this rule under a specific federal procedure (Chapter 8 of Title 5), preventing it from taking effect. This would directly affect how federal agencies regulate pollution and development near water bodies, including wetlands and smaller streams.
Maddy summaryHRES 305 is a symbolic resolution (not a law) that expresses the U.S. House of Representatives' support for designating April 18, 2024, as "National Amateur Radio Operators Day." It recognizes amateur radio operators' role in community communication, emergency response (like during hurricanes), and promoting technological skills, without creating any new legal requirements or affecting specific groups. The resolution has no binding effect and serves solely to honor the hobby's contributions, citing its historical significance and community value. It was introduced by multiple House members in April 2023.
Maddy summaryThis bill increases livestock indemnity payment rates from 75% to 100% of losses for ranchers affected by Mexican gray wolves. It creates a new emergency relief program to compensate livestock producers whose herds suffer losses due to wolf attacks, using a formula based on herd size, historical depredation rates, increased management costs, and reduced birth rates. The Secretary of Agriculture must develop this formula within 180 days and annually report on relief distribution to Congress. The program directly affects ranchers in states with wolf populations, providing financial support for verified wolf-related livestock losses.
Maddy summaryThe VA Same-Day Scheduling Act of 2023 requires the Department of Veterans Affairs to schedule appointments for enrolled veterans during the same phone call when they request care. This applies to veterans enrolled in the VA healthcare system who contact the VA by phone to request appointments. The law mandates that the VA must complete the scheduling during the call - without delay or future scheduling - regardless of the appointment date. The requirement takes effect 120 days after the bill is enacted.
Maddy summaryHR 2647, the Restore Public Health Institution Trust Act of 2023, requires the U.S. Comptroller General to produce a report within 120 days of enactment examining the Centers for Disease Control and Prevention's (CDC) public health messaging and guidance during the pandemic. The report must analyze the data used by the CDC, assess how inconsistent messaging affected public trust and vaccine uptake (including for school-age children), and evaluate potential influence from outside groups like teachers unions. It will also provide recommendations to improve the CDC's future communication and decision-making processes. This bill does not change CDC policies but mandates an independent review to address concerns about public health communication. The report will be submitted to specific congressional committees focused on health, education, and oversight.
Maddy summaryThe PLUS for Veterans Act of 2023 clarifies and updates rules for veterans' benefit claims under the Department of Veterans Affairs. It sets a $12,500 annual fee cap (adjusted for inflation) for agents or attorneys representing veterans, prohibits charging fees for medical exams, and prohibits unauthorized fees with penalties including fines or up to one year in prison. The bill directly affects veterans seeking benefits, their legal representatives, and the VA by standardizing fee agreements, requiring VA reports on agent/attorney suspensions, and ensuring veterans can access free services from VA-recognized organizations. Key provisions include banning fees for medical reports and requiring clear fee disclosures to veterans.