The GRACE for Military Survivors Act extends the deadline for surviving family members to deposit military death benefits into Roth IRAs or Coverdell education savings accounts from one year to three years. This change directly affects the spouses, children, and other dependents of deceased service members who are eligible for these tax-advantaged contributions. The bill applies to benefits received after enactment, while also allowing a transition period for amounts received between October 7, 2001, and the date the law is passed.
The Veterans and Consumers Fair Credit Act extends the protections of the Military Lending Act to all consumers, not just active-duty military members and their dependents. This change caps interest rates on most consumer credit products at 36 percent per year and restricts certain fees and terms for loans extended by creditors. The bill excludes specific types of credit from these limits, including residential mortgages, auto loans secured by the vehicle being purchased, and loans made by federal credit unions that comply with existing usury laws. State attorneys general and regulators are granted authority to enforce these new rules through civil actions, while the Consumer Financial Protection Bureau is required to issue implementing regulations within one year of enactment.
This House resolution supports designating the week of September 20 through September 26, 2026, as "Gold Star Families Remembrance Week." It aims to honor the families of service members and veterans who have died in the line of duty. The bill encourages Americans to observe this annual week by performing acts of community service and celebrating the lives of those who made the ultimate sacrifice.
This bill expands access to educational assistance benefits by adding dependent parents to the list of eligible recipients under the Survivors' and Dependents' Educational Assistance program. Eligibility is granted to the parent of a service member who dies from a service-connected disability or is rated as totally and permanently disabled due to a service-connected condition. The legislation includes technical amendments to ensure these new beneficiaries are properly recognized in rules regarding when benefits end, how long they last, and how correspondence course payments are processed.
This bill strengthens protections for active-duty military personnel and recent veterans against harassment by debt collectors. It prohibits collectors from threatening to reduce a service member's rank, revoke their security clearance, or prosecute them under military law for failing to pay debts. Additionally, the legislation bans collectors from implying that a service member will face these specific penalties if they do not cooperate with collection efforts. To evaluate the law's impact, the bill requires the Government Accountability Office to study how these new rules affect debt information delivery, military readiness, and national security.
This bill requires the Secretary of Defense to report on how quickly military members receive their electronic health records when leaving active duty. The report must cover a one-year period and include data on average wait times, the longest delays experienced, and reasons for any hold-ups. Following this report, the Defense Secretary must create new standards to ensure these records are delivered within a reasonable timeframe, a period to be determined based on the findings and feedback from service members and veterans. The legislation directly affects transitioning servicemembers by aiming to improve the timeliness of their medical record transfers.
The Veteran's Surviving Spouse Parity Act of 2026 expands eligibility for specific mortgage tax benefits to include spouses and surviving spouses of veterans who are legally treated as veterans themselves. This change allows these individuals to qualify for the three-year ownership look-back exception when purchasing qualified mortgage bonds or using mortgage credit certificates. To support this, the Department of the Treasury will work with the Department of Veterans Affairs to issue clear guidance on how to determine veteran status for these programs, including rules regarding remarriage. The new provisions will take effect for any bonds or certificates issued after December 31, 2026.
The Military Spouse Employment and Child Care Readiness Act requires the Secretary of Defense to submit a report within 120 days analyzing challenges in military child care and development centers. This report will examine workforce statistics, such as the percentage of military spouses employed in these centers, and assess the feasibility of allowing childcare licenses to transfer when families move. Additionally, the document will evaluate vacancy rates, potential capacity increases, and options for on-post home-based childcare programs, while offering recommendations for incentives to attract and retain military spouses in the workforce.
The Military Housing Innovation Act directs the Comptroller General to conduct a study on whether updating military building codes would allow for a specific type of apartment design known as point-access block buildings. This research will examine how such a change could affect the cost, quality, and safety of new military housing while also looking at its impact on local rental markets and the amount of money service members spend on living expenses. The study must compare fire safety outcomes between these new designs and traditional buildings before submitting a report with recommendations to Congress. Ultimately, the bill aims to gather data on whether this construction method can help improve housing options for military families without compromising safety standards.
The Next Mission Act establishes a three-year pilot program that awards multiyear grants to private, nonprofit organizations to help military service members and their spouses transition to civilian careers. Eligible organizations must demonstrate a history of successful job training, rigorous evaluation methods, and the ability to offer online services to reach rural participants. These grants fund free services such as career assessments, mock interviews, industry-specific training pathways, and job placement assistance, with priority given to entities verified by third parties. The Department of Defense will track performance using metrics like job placement rates and median salaries, and must submit a final report to Congress after the program concludes.
