Labor & Employment (Retirement Benefits)

HR 1320, the Modern Worker Security Act, changes how federal law determines if a worker is an employee or independent contractor. It prohibits considering whether a worker has access to "portable benefits" (like health insurance, retirement savings, or paid leave that they can keep after leaving a job) when making this classification. This directly affects workers who might currently be misclassified as independent contractors, denying them employee benefits. The key mechanism is removing portable benefits from the employee status determination process, aiming to ensure workers who perform regular work for an employer qualify for standard employee protections.