The Build HUBS Act extends and improves the Transportation Infrastructure Finance and Innovation (TIFIA) and Railroad Rehabilitation and Improvement Financing (RRIF) programs to support housing near transit. It creates new definitions for "attainable housing projects" (affordable to households earning up to 120% of area median income, with most units affordable to those earning up to 80% of area median income) and allows an "investment-creditworthiness assessment alternative" instead of requiring investment-grade ratings for financing. The bill requires at least 75% of TIFIA funding for attainable housing projects to go toward residential components, sets a lower interest rate (half the Treasury Rate) for these projects, and exempts certain land acquisition activities from environmental review requirements under the National Environmental Policy Act.
The HAVEN Act (HR 3133) makes several key changes to federal housing assistance programs. It reduces the percentage used to calculate rental payments from 30% to 20% for several housing programs, increasing assistance for recipients. The bill expands the Housing Choice Voucher Program by adding 500,000 vouchers in 2026 and increasing by 500,000 each year through 2029. It also creates housing navigation grants to help families find housing, expands anti-discrimination protections to include "lawful source of income," and requires zip code-based fair market rents for housing vouchers starting in 2026.
The Housing for All Act of 2025 is a comprehensive federal housing bill that allocates significant funding to address housing shortages and homelessness. It provides $45 billion for the Housing Trust Fund, $40 billion for the HOME Investment Partnerships Program, and expands housing choice vouchers by 500,000 in 2025 with annual increases to 1 million by 2028, prioritizing individuals at risk of homelessness. The bill establishes a Racial Equity Commission to examine structural racism in housing and creates new programs including safe parking initiatives, eviction protection grants, and mobile crisis intervention teams. It directly affects vulnerable populations including people with disabilities, racial minorities, elderly individuals, veterans, and those experiencing homelessness or housing instability. The legislation also requires a GAO report on eviction data and promotes inclusive transit-oriented development to enhance climate resilience.
HR 7149, the Veteran Housing Promise Act, removes annual funding limits for multiple veteran housing programs to ensure continuous support for homeless veterans. It amends key sections of Title 38 to replace fixed annual appropriations (e.g., $5 million for homeless veteran grants through 2025) with "such sums as may be necessary" starting in fiscal year 2026 for programs like homeless veterans reintegration, supportive housing for low-income families, and specialized services for veterans with mental health needs. This directly affects homeless veterans, particularly women veterans with children and veterans with special needs, by guaranteeing flexible federal funding. The bill does not create new programs but extends existing ones through permanent, needs-based funding authority.
The Liberty City Rising Act requires federal housing agencies to implement new safety standards for public and assisted housing in neighborhoods designated as high-crime areas. It defines "high-crime areas" using recent violent crime data and mandates that housing agencies establish security measures (like cameras, locks, and lighting) tailored to each property’s needs, plus provide anonymous hotlines for tenants to report crime. The bill also directs HUD to prioritize funding for safety upgrades in these areas through the Capital Fund. Agencies must make initial high-crime area determinations within 90 days of enactment and establish full safety standards within one year. These changes directly affect public housing agencies and property owners receiving federal housing assistance in designated high-crime neighborhoods.
The MOSSA Act (HR 4878) directs federal agencies to prioritize funding for local governments enforcing laws against public drug use, camping, and loitering, while requiring homelessness programs to link participants with mental health/substance use treatment as a condition of aid. It mandates that federal grant programs for homelessness services end support for "housing first" approaches and "harm reduction" initiatives, instead requiring evidence-based treatment programs and stricter accountability for service providers. The bill also directs agencies to address sex offenders in homeless programs by restricting their housing with children and to review funding recipients operating drug injection sites for legal violations. These provisions collectively shift federal funding toward enforcement-focused and treatment-oriented homelessness strategies, affecting state/local governments, homeless service providers, and individuals accessing federal housing assistance.
The Revitalizing America's Housing Act proposes multiple measures to increase housing supply and affordability through tax incentives, zoning reforms, and improved safety standards. Key provisions include a new Neighborhood Homes Credit to incentivize building or rehabilitating homes in affordable areas, zoning reform incentives to encourage municipalities to adopt more housing-friendly policies, and expanded tax benefits for homeowners selling primary residences. The bill also includes specific protections for veterans' housing, improved lead and mold safety standards for public housing, and requirements for better oversight of housing programs. These changes directly affect homeowners, renters, housing developers, public housing agencies, and local governments across the country.
This bill creates a refundable tax credit of up to $15,000 (10% of purchase price) for first-time homebuyers in the U.S. To qualify, buyers must be at least 18 years old, have no recent home ownership, and purchase with a federally-backed mortgage. The credit is reduced for higher-income households relative to local median income and home prices. Homeowners who sell within 4 years must repay the credit, though exceptions exist for military service or job changes. The credit can also be transferred to the mortgage lender at the time of purchase.
The American Homeownership Act restricts tax deductions for interest and depreciation on residential properties owned by institutional investment entities or "large owners" (defined as those holding 50+ single-family units). It creates exceptions for new construction, rehabilitation of uninhabitable properties, sales to individuals for primary residence, and properties serving affordable housing through tax credit programs. The bill also prohibits federal housing agencies from selling properties or providing mortgage loans to these large investors and allocates savings from these tax changes to fund affordable housing programs. These provisions aim to encourage homeownership by limiting tax benefits for large-scale rental property ownership while directing resources toward affordable housing development.
HR 2684, the Dignity in Housing Act of 2025, requires the Department of Housing and Urban Development (HUD) to conduct biennial inspections of public housing developments with 100 or more units. This applies directly to large public housing projects nationwide, ensuring they meet maintenance standards. The bill mandates inspections be performed by HUD staff or approved external inspectors (not housing agency employees) and requires all inspection results to be published online for public access. These changes aim to improve transparency and accountability in maintaining large public housing properties.
