Housing

in committee · United States · House Jun 30, 2025

HR 4266: Housing for US Act

This bill establishes a revolving loan fund to increase middle-class housing supply by providing capitalization loans to states using funds from the release of Federal National Mortgage Association and Federal Home Loan Mortgage Corporation. States will create housing revolving loan funds to provide financing to local governments and non-profits for new construction or rehabilitation of housing that meets affordability standards (80-165% of area median income) for middle-income families. The housing must maintain affordability for at least 15 years, and construction must comply with labor requirements including apprenticeship and prevailing wage standards. The fund will be repaid to the Treasury for deficit reduction after 10 years.

Topics ✓ HousingSupports HousingBill creates revolving loan fund to finance middle-income housing (80-165% AMI) through state programs, directly advancing affordable housing supply via federal capitalization.95% confidence

Sub-Topics Affordable Housing Homeownership Housing Finance

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in committee · United States · House Mar 27, 2025

HR 2410: Revitalizing Downtowns and Main Streets Act

HR 2410 creates a 20% federal tax credit for developers converting older non-residential buildings (at least 20 years old) into affordable housing. The credit applies to qualified conversion costs, requiring that 20% of units be rent-restricted for residents earning 80% or less of the area median income for 30 years. It establishes a $12 billion national credit limit, with $3 billion reserved for conversions in economically distressed areas, and mandates state-level allocation plans prioritizing projects near transit and employment. The bill directly affects developers seeking tax incentives for downtown revitalization, not tenants or local governments.

Topics ✓ Budget & TaxesSupports Budget & TaxesCreates 20% federal tax credit for affordable housing conversions, directing $12B toward housing development with rent restrictions, advancing affordable housing funding through tax policy.95% confidence ✓ HousingSupports HousingCreates 20% tax credit for converting buildings to affordable housing with 20% rent-restricted units for 30 years targeting 80% AMI earners, directly funding affordable housing expansion.95% confidence

Sub-Topics Tax Credits Tax Incentives Affordable Housing Historic Preservation Housing Finance

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in committee · United States · Senate Apr 30, 2025

S 1527: Housing Affordability Act

The Housing Affordability Act (S 1527) updates inflation-adjusted monetary limits for multifamily housing programs under the National Housing Act. It increases specific dollar amounts - such as loan limits and income thresholds - by replacing outdated figures (e.g., raising a $38,025 limit to $167,310) with new values calculated using the Bureau of the Census' Price Deflator Index for Multifamily Residential Units. These adjustments, effective July 1, 2025, require the Secretary to publish the updated amounts in the Federal Register and round them to the next lower dollar. The bill directly affects federal housing programs that use these monetary thresholds, such as multifamily mortgage loans and rental assistance.

Topics ✓ Budget & TaxesSupports Budget & TaxesAdjusts housing program funding limits upward for inflation, increasing government spending on affordable housing affordability programs.90% confidence ✓ HousingSupports HousingBill increases inflation-adjusted income thresholds and loan limits for multifamily housing programs, directly strengthening affordable housing access under the National Housing Act.95% confidence

Sub-Topics Affordable Housing Housing Finance Mortgages

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in committee · United States · House Jul 14, 2025

HR 4369: End Tenant Credit Screening Act

HR 4369 prohibits landlords and property managers from using credit reports to screen tenants for rental housing. It bans credit checks for decisions like approving applications, setting security deposits, or determining lease terms. The law applies to all housing providers and overrides tenant consent to use credit reports, with one exception for reconsidering denied applications. This changes how housing providers assess applicants by removing credit history as a factor in rental decisions.

Topics ✓ Criminal JusticeSupports Criminal JusticeRemoves credit checks in housing, reducing barriers for individuals with criminal records and supporting reintegration to lower recidivism.85% confidence ✓ HousingSupports HousingBans credit checks for tenant screening, removing a barrier for low-income renters and protecting tenant rights, which advances affordable housing access.95% confidence

Sub-Topics Landlords Renters Tenant Rights

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in committee · United States · House Jan 15, 2026

HR 7062: Build HUBS Act

The Build HUBS Act extends and improves the Transportation Infrastructure Finance and Innovation (TIFIA) and Railroad Rehabilitation and Improvement Financing (RRIF) programs to support housing near transit. It creates new definitions for "attainable housing projects" (affordable to households earning up to 120% of area median income, with most units affordable to those earning up to 80% of area median income) and allows an "investment-creditworthiness assessment alternative" instead of requiring investment-grade ratings for financing. The bill requires at least 75% of TIFIA funding for attainable housing projects to go toward residential components, sets a lower interest rate (half the Treasury Rate) for these projects, and exempts certain land acquisition activities from environmental review requirements under the National Environmental Policy Act.

Topics ✓ HousingSupports HousingExtends TIFIA/RRIF to fund transit-oriented housing with affordability thresholds (80-120% AMI), directly advancing housing development and affordability.95% confidence ✓ TransportationSupports TransportationExtends TIFIA/RRIF programs to fund transportation infrastructure, promotes transit-oriented housing development, and improves financing mechanisms for transit projects.95% confidence

Sub-Topics Affordable Housing Housing Finance Zoning Rail

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in committee · United States · House May 1, 2025

HR 3133: HAVEN Act

The HAVEN Act (HR 3133) makes several key changes to federal housing assistance programs. It reduces the percentage used to calculate rental payments from 30% to 20% for several housing programs, increasing assistance for recipients. The bill expands the Housing Choice Voucher Program by adding 500,000 vouchers in 2026 and increasing by 500,000 each year through 2029. It also creates housing navigation grants to help families find housing, expands anti-discrimination protections to include "lawful source of income," and requires zip code-based fair market rents for housing vouchers starting in 2026.

Topics ✓ Budget & TaxesSupports Budget & TaxesExpands housing vouchers and reduces rent percentages, directly increasing government funding for housing assistance as an essential public service.90% confidence ✓ HousingSupports HousingReduces rental payments (30%→20%), expands vouchers by 500k/year, adds housing navigation grants, and expands anti-discrimination protections - all advancing affordable housing access and tenant rights.95% confidence

Sub-Topics Affordable Housing Renters Tenant Rights

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in committee · United States · Senate Apr 10, 2025

S 1477: Housing for All Act of 2025

The Housing for All Act of 2025 is a comprehensive federal housing bill that allocates significant funding to address housing shortages and homelessness. It provides $45 billion for the Housing Trust Fund, $40 billion for the HOME Investment Partnerships Program, and expands housing choice vouchers by 500,000 in 2025 with annual increases to 1 million by 2028, prioritizing individuals at risk of homelessness. The bill establishes a Racial Equity Commission to examine structural racism in housing and creates new programs including safe parking initiatives, eviction protection grants, and mobile crisis intervention teams. It directly affects vulnerable populations including people with disabilities, racial minorities, elderly individuals, veterans, and those experiencing homelessness or housing instability. The legislation also requires a GAO report on eviction data and promotes inclusive transit-oriented development to enhance climate resilience.

Topics ✓ HousingSupports HousingAllocates $45B to Housing Trust Fund, $40B to HOME program, expands vouchers by 500K+ annually to address homelessness and racial equity in housing.95% confidence

Sub-Topics Homelessness Housing Finance Tenant Rights

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in committee · United States · House Jan 20, 2026

HR 7149: Veteran Housing Promise Act

HR 7149, the Veteran Housing Promise Act, removes annual funding limits for multiple veteran housing programs to ensure continuous support for homeless veterans. It amends key sections of Title 38 to replace fixed annual appropriations (e.g., $5 million for homeless veteran grants through 2025) with "such sums as may be necessary" starting in fiscal year 2026 for programs like homeless veterans reintegration, supportive housing for low-income families, and specialized services for veterans with mental health needs. This directly affects homeless veterans, particularly women veterans with children and veterans with special needs, by guaranteeing flexible federal funding. The bill does not create new programs but extends existing ones through permanent, needs-based funding authority.

Topics ✓ Budget & TaxesSupports Budget & TaxesRemoves annual funding caps for veteran housing programs, ensuring continuous appropriations without fixed limits, advancing fiscal support for essential services.95% confidence ✓ HousingSupports HousingBill removes annual funding limits for veteran housing programs, ensuring continuous support for homeless veterans and low-income families through increased funding.95% confidence ✓ VeteransSupports VeteransRemoves annual funding limits for veteran housing programs, ensuring continuous support for homeless veterans through flexible appropriations.95% confidence

Sub-Topics Homelessness Veteran Healthcare Veteran Housing Veteran Mental Health

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in committee · United States · House Aug 22, 2025

HR 5034: Liberty City Rising Act

The Liberty City Rising Act requires federal housing agencies to implement new safety standards for public and assisted housing in neighborhoods designated as high-crime areas. It defines "high-crime areas" using recent violent crime data and mandates that housing agencies establish security measures (like cameras, locks, and lighting) tailored to each property’s needs, plus provide anonymous hotlines for tenants to report crime. The bill also directs HUD to prioritize funding for safety upgrades in these areas through the Capital Fund. Agencies must make initial high-crime area determinations within 90 days of enactment and establish full safety standards within one year. These changes directly affect public housing agencies and property owners receiving federal housing assistance in designated high-crime neighborhoods.

Topics ✓ HousingSupports HousingMandates safety standards, anonymous hotlines, and prioritizes HUD funding for public/assisted housing safety upgrades, strengthening tenant protections in affordable housing.90% confidence

Sub-Topics Historic Preservation Housing Finance Tenant Rights

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in committee · United States · House Dec 19, 2025

HR 4856: Revitalizing America’s Housing Act

The Revitalizing America's Housing Act proposes multiple measures to increase housing supply and affordability through tax incentives, zoning reforms, and improved safety standards. Key provisions include a new Neighborhood Homes Credit to incentivize building or rehabilitating homes in affordable areas, zoning reform incentives to encourage municipalities to adopt more housing-friendly policies, and expanded tax benefits for homeowners selling primary residences. The bill also includes specific protections for veterans' housing, improved lead and mold safety standards for public housing, and requirements for better oversight of housing programs. These changes directly affect homeowners, renters, housing developers, public housing agencies, and local governments across the country.

Topics ✓ Budget & TaxesSupports Budget & TaxesProvides tax incentives (Neighborhood Homes Credit) and expanded tax benefits for homeowners, directly advancing housing affordability through fiscal policy.92% confidence ✓ HousingSupports HousingBill explicitly increases housing supply and affordability via tax incentives, zoning reforms, and Neighborhood Homes Credit for affordable areas.95% confidence

Sub-Topics Tax Incentives Affordable Housing Property Taxes Zoning

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