The Build Now Act of 2025 adjusts federal housing funding for eligible cities and counties that receive Community Development Block Grants (CDBGs). It rewards jurisdictions with strong housing growth by adding bonus funds to their CDBG allocations if their housing growth rate meets or exceeds the median of similar areas, or if they qualify as "extremely high-growth" (4%+ annual growth). Conversely, areas with below-median growth face a 10% reduction in their standard CDBG allocation. The bill uses housing unit data from the Census Bureau to calculate growth rates and requires annual reports on these metrics before funding is distributed. This policy directly affects over 100 metropolitan areas meeting the defined eligibility criteria under the Housing and Community Development Act of 1974.
The HOME Investment Partnerships Reauthorization and Improvement Act of 2025 reauthorizes the HOME program with increased funding, authorizing $5 billion for fiscal year 2025 and increasing to $6.08 billion by 2029. The bill modifies program administration by increasing the percentage for program administration resources from 10% to 15%, eliminates a commitment deadline, and establishes a new home loan guarantee program with a $2 billion cap for 2025. It also reforms homeownership resale restrictions to better protect long-term affordability, adds requirements for property inspections, and strengthens enforcement for noncompliance with program rules. Specific provisions include alternative requirements for small-scale housing (with 4 or fewer units) and enhanced tenant protections for this housing type.
HR 6269, the Modular Housing Production Act, requires the Secretary of Housing and Urban Development to review Federal Housing Administration (FHA) construction financing programs to identify barriers preventing modular home developers from participating. The review will examine issues like payment schedules during construction and administrative processes, with a report due within one year of the bill’s enactment. The bill also authorizes a grant to study a standardized coding system for modular homes to improve design, construction, and financing coordination. This legislation directly affects modular home developers seeking FHA financing, aiming to streamline their access to federal housing programs. It does not change existing laws but sets a process for potential future policy adjustments.
The Affordable Housing Bond Enhancement Act modifies provisions of the Internal Revenue Code to improve housing bond programs. It increases the financing limit for qualified home improvement loans from $15,000 to $75,000 (with annual inflation adjustments), eliminates restrictions on refinancing mortgages for eligible homeowners, and revises reporting requirements for bond usage. The bill also extends the period for mortgage credit certificates to remain in effect and makes other adjustments to housing finance provisions. These changes affect state and local housing authorities, mortgage lenders, and low- to moderate-income homeowners seeking affordable housing financing. The bill aims to make housing finance programs more flexible and accessible through concrete policy changes.
HR 5018, the Naomi Schwartz and Susan Rose Safe Parking Act of 2025, adds "safe parking" as an eligible activity under the federal Emergency Solutions Grant Program. It directly affects homeless individuals living in vehicles, including motor homes, by making funding available for programs that provide them with safe overnight parking and supportive services to transition to stable housing. The bill defines "safe parking" as activities offering a secure place to park vehicles overnight while connecting residents to re-housing support. This change allows communities to use federal grants to establish and operate such parking programs, which were previously ineligible under the program's rules.
HR 4810, the BUILD Housing Act, streamlines environmental reviews for HUD-funded housing projects by allowing the Secretary to designate such assistance as "special project" funds under the National Environmental Policy Act (NEPA). This change directly affects HUD housing programs, local governments, and federally recognized tribes by simplifying the review process for projects like affordable housing developments. The bill specifically adds "Indian Tribe" to the list of entities that can assume environmental review responsibilities, aligning with existing tribal housing laws. It does not create new funding or housing but modifies procedural requirements for existing programs.
HR 2930, the PROTECT the Second Amendment Act, prevents landlords and housing authorities from banning or imposing extra restrictions on lawfully possessed firearms in specific federally assisted housing. It directly affects tenants living in properties covered by HUD or USDA housing programs, including public housing, Section 8 voucher recipients, and other subsidized rental units. The bill explicitly allows residents to possess firearms within their own dwelling units or while moving through common areas to reach their unit, without additional prohibitions. This changes existing policies in these housing programs by mandating that firearm possession cannot be restricted solely based on housing type.
HRES 493 is a non-binding resolution expressing the House of Representatives' view that the U.S. housing crisis requires urgent, coordinated action. It highlights a shortage of over 7 million affordable rental homes, cost-burdened renters (12 million spending over 50% of income on housing), and rising homelessness, disproportionately affecting communities of color, seniors, people with disabilities, and low-income families. The resolution urges federal, state, and local governments to prioritize expanding affordable housing supply, preserving existing units, and strengthening rental assistance programs. It also encourages private and nonprofit partnerships to develop community-responsive housing solutions. This resolution does not create new laws or funding but formally calls for policy alignment across all levels of government to address housing affordability.
The Build HUBS Act (S 3636) improves federal transportation financing programs to support housing development near transit facilities. It defines "attainable housing" for households earning up to 120% of area median income (with most units affordable to those earning up to 80%), creates alternative credit assessment methods to reduce reliance on investment-grade ratings, and streamlines environmental reviews for certain housing projects. The bill establishes a delegated financing program modeled after HUD's housing system to speed up approvals for transit-oriented development projects. These changes primarily affect local governments, transit agencies, and developers working on housing near transit facilities, aiming to increase housing availability for lower- and middle-income residents.
This bill requires local governments receiving certain federal housing grants to track and report on specific zoning reforms that could increase housing supply. It targets jurisdictions served by recipients of Community Development Block Grants, asking them to document plans for policies like allowing duplexes in single-family zones, reducing parking requirements, or streamlining building permits. The reporting is voluntary - submissions aren't binding, can't be used for enforcement, and don't require actual policy changes. The goal is to identify barriers to affordable housing through data collection, not to mandate specific reforms.
