The Accelerating Home Building Act of 2025 authorizes $15 million annually (2027-2031) in grants to local governments, tribes, and municipal organizations to develop pre-approved construction designs for mixed-income housing. These pre-reviewed designs - approved in advance by localities - streamline permitting for covered structures like duplexes, townhouses, and infill projects, directly affecting developers and communities seeking to build affordable housing. The bill requires grant recipients to report on housing units produced, permits issued, and impacts on supply, with 10% of funds reserved for rural areas. It aims to address housing shortages by reducing regulatory delays, targeting households cost-burdened by housing costs (50% of renters in 2023).
The Housing Supply Frameworks Act (HR 2840) directs the Department of Housing and Urban Development (HUD) to create federal guidelines and best practices for state and local governments to reform zoning rules that restrict housing supply. It focuses on practical changes like reducing parking minimums, allowing more housing types (e.g., duplexes, accessory dwellings), streamlining approval processes, and increasing density near transit - aiming to address a nationwide housing shortage affecting cost-burdened households. The guidelines, developed with public input from planners, developers, and community groups, are intended to help states and localities voluntarily adopt reforms that increase housing availability across income levels. States and localities that adopt these recommendations must report progress to Congress within five years, though the bill does not mandate specific changes or provide direct housing construction funds.
This bill modernizes loan limits for manufactured and modular homes under the National Housing Act. It significantly increases funding caps - raising single-family improvement loans to $150,000 (from $75,000), single-section manufactured home purchases to $195,322 (from $106,405), and multi-section home+lot financing to $238,699 (from $149,782). The bill also adds new provisions for accessory dwelling unit construction loans and requires annual indexing of loan limits based on HUD’s data. Additionally, it mandates a HUD study on factory-built housing cost efficiency, including manufacturing savings, maintenance costs, and potential uses beyond single-family homes.
HR 2710, the People Over Parking Act of 2025, removes requirements for developers to provide a set number of parking spots for new or substantially rebuilt residential, retail, commercial, or industrial buildings located within 0.5 miles of a qualifying public transit point. It directly affects property owners and local governments by giving developers sole discretion over parking provision in these areas, overriding conflicting state or local parking mandates. The bill defines "covered public transit points" as fixed guideway access (like train stations) or bus stops with two or more frequent routes (15-minute peak interval), excluding most standard bus stops. This policy change aims to reduce parking requirements near transit, potentially lowering development costs and land use for parking.
The Farmhouse-to-Workforce Housing Act of 2025 establishes a program to fund accessory dwelling units (ADUs) on existing single-family homes that are at least 25 years old. It provides grants and loans covering up to 50% of an ADU’s cost, with a maximum of $100,000 (adjusted annually for inflation), for homeowners earning no more than 150% of the area median income. Homeowners must reside in the main house or an ADU, maintain ownership, and lease ADUs for at least six months, with these requirements lasting for five years or until the owner’s death. The program is funded with $200 million to support workforce housing access through modifications to existing housing preservation grants.
HR 5907 authorizes the U.S. Department of Housing and Urban Development (HUD) to award grants to local governments, tribal entities, and municipal organizations to select pre-approved construction plans for mixed-income housing structures. These structures include duplexes, cottage courts, and other small-scale developments (up to 25 units) designed to promote affordability, with a specific requirement that 10% of annual funding must support rural areas. The bill mandates grantees to report on housing impacts, permits issued using the approved designs, and units built, while requiring the return of funds if selected designs aren’t adopted within five years. It focuses on streamlining housing approvals through pre-reviewed plans, not construction funding, to increase affordable housing supply.
This bill creates two key programs to expand affordable rental housing on property owned by faith-based organizations and institutions of higher education. It provides $25 million in fiscal year 2026 for technical assistance to help these groups understand how to develop or preserve affordable housing (renting at or below 30% of household income), and $50 million annually from 2026-2031 for competitive challenge grants to local governments that remove barriers to such housing. The grants specifically target housing for households at or below 60% of area median income, homeless individuals/families (including veterans), people with disabilities, and intergenerational families. These programs directly affect faith-based groups, schools, and local governments seeking to increase affordable housing supply on their owned properties.
HR 3459, the Empty Lots to Housing Act, allows local transportation agencies to transfer unused government-owned land (acquired with federal transportation funds) to develop affordable housing near transit. The bill requires that 40% of units built on this land must be affordable for households earning ≤60% of the area median income, with at least 20% reserved for those earning ≤30% of the median income. Transfers to third parties are permitted only if local entities can't take the land and the deal offers greater public benefit than government sale. This directly affects low- and moderate-income families by creating new affordable housing opportunities on previously underutilized public land.
This bill creates a new grant program administered by the Department of Housing and Urban Development (HUD) to fund planning and implementation activities for affordable housing. Eligible entities - such as states, local governments, and regional planning agencies - can use grants to update zoning codes, develop housing plans, improve community development strategies, and reduce barriers to housing supply. Funds specifically support activities like increasing housing affordability, improving access to transportation, and advancing sustainable community development goals. Grants may cover up to 90% of planning and implementation costs, with a 10% cap on administrative expenses. The program requires coordination with transit agencies and focuses on concrete policy changes to expand housing access.
The Build HUBS Act (S 3636) improves federal transportation financing programs to support housing development near transit facilities. It defines "attainable housing" for households earning up to 120% of area median income (with most units affordable to those earning up to 80%), creates alternative credit assessment methods to reduce reliance on investment-grade ratings, and streamlines environmental reviews for certain housing projects. The bill establishes a delegated financing program modeled after HUD's housing system to speed up approvals for transit-oriented development projects. These changes primarily affect local governments, transit agencies, and developers working on housing near transit facilities, aiming to increase housing availability for lower- and middle-income residents.
