Sen. David McCormick

Maddy summaryThis bill requires investment companies and transfer agents to collect contact information for a trusted person when serving "specified adults" (individuals aged 65+ or with a mental/physical impairment affecting their financial decision-making). It allows these firms to temporarily delay redemptions of securities for up to 15 business days (extendable by 10 more days with notification) if they reasonably suspect financial exploitation is occurring. Firms must document all delays, conduct internal reviews, and retain records for regulatory oversight. The law directly affects vulnerable account holders and the financial institutions managing their investments, aiming to prevent scams through proactive safeguards.

Maddy summarySRES 391 is a symbolic Senate resolution condemning the assassination of Charlie Kirk, a conservative campus advocate and founder of Turning Point USA, who was killed on September 10, 2025, at Utah Valley University. The resolution expresses the Senate’s strongest condemnation of the killing, extends condolences to his family (including his wife Erika and two children), and honors his work promoting civil discourse on college campuses. As a non-binding resolution, it does not create policy changes or affect any individuals through legislative action.

Maddy summaryThis bill amends the Justice for United States Victims of State Sponsored Terrorism Act to clarify payment rules for a specific group of 9/11 victims' creditors. It ensures funds withheld from "Havlish Settling Judgment Creditors" (those with 9/11 claims tied to a 2014 New York court case) are released to them and allows them to participate in future payments like other claimants. The bill directly affects creditors identified in the April 16, 2014, court order for the 650 Fifth Avenue case. It makes no new financial commitments but corrects technical payment procedures for this defined group, effective retroactively to December 29, 2022.

Maddy summaryThis bill authorizes a one-time federal grant of $5-10 million to the National September 11 Memorial & Museum (operated by its designated nonprofit entity) to cover operational, security, and maintenance costs. The grant requires the museum to provide free admission to veterans, first responders, and victims' families, plus weekly free public hours, and allow annual federal financial audits. It also mandates annual reports to Congress detailing how funds were spent. The museum must use the funds solely for these specified purposes, with no new funding authorized beyond existing appropriations.

Maddy summaryThe Prevent Government Shutdowns Act of 2025 would prevent government shutdowns by automatically continuing funding for federal programs at previous year's levels if Congress fails to pass regular appropriations bills. If a lapse in appropriations occurs, the bill would provide automatic funding for 14 days, extendable for additional 14-day periods until a new appropriations bill is enacted, with funds charged to the appropriate account once legislation is passed. The bill also restricts official travel for certain government employees and congressional staff during a lapse, with limited exceptions for returning to Washington, D.C. or responding to national security events. It establishes procedures requiring Congress to prioritize appropriations legislation during a funding gap and would take effect on September 30, 2025.

Maddy summaryThe Safer Truckers Act of 2025 amends federal law to require commercial motor vehicle drivers to be U.S. citizens, lawful permanent residents, or authorized by U.S. Citizenship and Immigration Services to work in the U.S. (specifically for driving commercial vehicles) in order to obtain or renew a commercial driver's license (CDL). This directly affects individuals seeking CDLs by adding a new residency and work authorization requirement under Section 31308 of Title 49, U.S. Code. States must verify this eligibility before issuing CDLs and submit annual reports to the Secretary of Transportation detailing their enforcement of English proficiency requirements for commercial drivers, as specified in Section 31311. The bill focuses on verifying driver eligibility and improving safety through standardized documentation and reporting.

Maddy summaryThis resolution commemorates the one-year anniversary of the July 13, 2024, attempted assassination of President Donald J. Trump in Butler, Pennsylvania. It condemns the attack and other threats against political officials, honors victims Corey D. Comperatore (who died shielding his family), David Dutch, and James Copenhaver (who were injured), and expresses gratitude to first responders. The resolution also condemns incitement of violence against elected officials and calls for unity against political violence. As a symbolic gesture, it does not create new laws or policies but formally states the Senate’s position.

Maddy summaryThis bill amends the Bank Holding Company Act to require a minimum 15-year holding period for merchant banking investments. Banks would need to hold these investments - where they make equity stakes in non-financial companies - for at least 15 years before selling, applying to both new investments and existing ones held on the bill's enactment date. The change directly affects banks engaged in merchant banking activities by altering the regulatory timeframe for holding such investments. It modifies specific provisions of the Bank Holding Company Act without creating new programs or altering eligibility.

Maddy summaryThe International Trafficking Victims Protection Reauthorization Act of 2025 reauthorizes U.S. efforts to combat human trafficking globally. It requires U.S. representatives at multilateral development banks to ensure anti-trafficking strategies are included in projects in countries identified as having significant trafficking problems (Tier 2 Watch List, Tier 3, or Special Cases in the annual Trafficking in Persons Report). The bill clarifies which foreign assistance can be withheld from countries not meeting anti-trafficking standards and expands protections for domestic workers employed by diplomatic personnel (A-3 and G-5 visa holders), including requiring wage reporting and providing information about workers' rights. It also extends funding for programs to end modern slavery and mandates regular congressional briefings on trafficking reports and waiver decisions.

Maddy summaryThis bill prohibits noncitizens from voting in all District of Columbia elections, including local elections for public office and ballot initiatives. It directly affects noncitizen residents of Washington D.C. who previously could vote under the repealed 2022 law. The bill repeals the Local Resident Voting Rights Amendment Act of 2022, restoring the prior rule that limited voting in D.C. elections to U.S. citizens. This change would require noncitizen D.C. residents to obtain citizenship to vote in local elections.