Rep. Robert E. Latta

Maddy summaryHR 2743 prohibits large financial institutions (over $100 billion in assets) from denying banking services to lawful businesses based on subjective political reasons, industry type, or reputational concerns. It requires these institutions to use objective, risk-based assessments for service decisions and provide written justifications for denials. The law applies to banks, credit unions, and payment networks, with civil penalties for violations including fines up to $10,000 per incident. It specifically ensures businesses operating legally under federal law receive fair access to financial services without discrimination. The bill mandates that denials be based on documented risk factors, not political bias or category-based exclusion.

Maddy summaryHR 2693, the Pay Our Coast Guard Parity Act of 2023, ensures Coast Guard members, civilian staff, and qualifying contractors receive pay and benefits during specific funding gaps. It requires Congress to appropriate funds for Coast Guard personnel pay, allowances, and key benefits (like death gratuities and housing allowances) if a Coast Guard-specific funding lapse occurs - when Coast Guard funding isn’t approved before a fiscal year starts but Department of Defense funding is. The bill mandates these payments continue until a full appropriation is enacted or for up to two weeks after the lapse begins, with costs charged to future appropriations. This addresses a gap in funding continuity for Coast Guard personnel during government shutdowns affecting only the Coast Guard.

Maddy summaryHJRES 27 is a congressional resolution seeking to block a federal rule that redefined which waterways fall under the Clean Water Act's protections. It targets a rule submitted by the Army Corps of Engineers, Department of Defense, and Environmental Protection Agency (EPA) on January 18, 2023, which aimed to revise the "Waters of the United States" definition. The resolution would formally disapprove this rule under a specific federal procedure (Chapter 8 of Title 5), preventing it from taking effect. This would directly affect how federal agencies regulate pollution and development near water bodies, including wetlands and smaller streams.

Maddy summaryHR 2539 permanently extends the New Markets Tax Credit (NMTC) program, which incentivizes private investment in low-income communities. The bill directly affects community development financial institutions (CDFIs) and investors who fund projects in designated low-income areas by ensuring the credit remains available beyond 2025. Key provisions include automatically adjusting the credit amount annually for inflation starting in 2024 and clarifying that the credit can be used to offset alternative minimum tax liability. This maintains the program’s effectiveness in channeling capital to underserved neighborhoods without changing eligibility or funding levels.

Maddy summary# Summary of the TAPP American Resources Act This comprehensive legislation, titled the "TAPP American Resources Act" (or "Transparency, Accountability, and Permitting Process for American Resources Act"), is a major overhaul of federal energy and natural resource permitting processes. The key provisions include: 1. **Streamlined Permitting Processes**: - Creates a 50-year term limit for pipeline rights-of-way - Allows oil and gas exploration on non-Federal surface estate without Federal permits - Reduces royalty rates for oil and gas leases from 16.67% to 12.5% - Limits judicial review of permits to cases involving "imminent and substantial environmental harm" 2. **NEPA Reforms**: - Expands categorical exclusions for certain energy projects - Allows use of previously completed environmental assessments for similar projects - Limits environmental reviews to areas directly affected by the proposed action - Reduces consideration of downstream effects of oil and gas consumption 3. **Mining and Mineral Development**: - Designates mining as a "covered sector" for permitting improvement - Creates a memorandum of agreement process for mining projects - Requires mineral resource assessments before land withdrawals - Ensures uranium is considered a critical mineral 4. **Revenue Sharing**: - Changes distribution of Gulf of Mexico revenue to states (37.5% to Gulf states, 62.5% to general fund) - Creates parity in offshore wind revenue sharing with offshore oil and gas - Eliminates administrative fees under the Mineral Leasing Act 5. **Water Quality Certification**: - Limits certification requirements to specific provisions of Clean Water Act sections - Requires states to publish certification requirements within 30 days - Sets 90-day timeline for states to identify additional materials needed The legislation represents a significant shift toward expediting domestic energy production while reducing regulatory burdens, with a focus on oil, gas, and mineral development on federal lands. It includes numerous amendments to existing laws including the National Environmental Policy Act, Mineral Leasing Act, Outer Continental Shelf Lands Act, and Clean Water Act.

Maddy summaryHR 1139, the GUARD VA Benefits Act, amends federal law to strengthen penalties for individuals or organizations charging veterans unauthorized fees when helping with VA benefit claims. It directly affects veterans seeking assistance with VA claims and the representatives (like advocates or attorneys) who might charge them fees. The bill adds a new provision making it a violation to solicit, charge, or receive any fee for preparing, presenting, or prosecuting VA claims, punishable by fines under Title 18. This change specifically targets unauthorized fee-charging while excluding fees covered under existing exceptions in sections 5904 or 1984 of the law.

Maddy summaryThis bill prohibits public colleges receiving federal funds under the Higher Education Act from denying religious student groups equal access to campus facilities and official recognition that is available to other student organizations. It directly affects public institutions of higher education that receive federal funding, requiring them to treat religious groups the same as secular groups regarding access to spaces and official status. The key provision states that schools cannot withhold these rights based on a group's religious beliefs, practices, speech, leadership standards, or conduct. The law aims to ensure religious student organizations have the same opportunities as non-religious groups on campus.

Maddy summaryHR 1623 amends the Homeland Security Act to exclude specific propane storage facilities from certain Department of Homeland Security chemical security standards. It directly affects facilities storing propane for residential use (as defined in the Fair Housing Act), agricultural production (per CFR), or small rural businesses (per the Small Business Act). The bill adds a new exclusion criterion for these facilities and requires the DHS Secretary to report to Congress and notify owners if a facility doesn't qualify for the exclusion. This changes the current security requirements for these specific propane storage locations without altering broader DHS chemical security rules.

Maddy summaryHCONRES 28 is a symbolic resolution expressing Congress's view that tax-exempt fraternal benefit societies - organizations providing life, health, and accident benefits to members - have long delivered critical community support. It states these societies, with about 7 million members nationwide, generate significant annual value through charitable work and volunteer activities (estimated at over $3.8 billion yearly). The resolution affirms that their tax-exempt status under Section 501(c)(8) of the tax code is essential for sustaining their volunteer-driven model and relieving pressure on government safety programs. As a non-binding expression of congressional sentiment, it does not alter existing laws or create new obligations.

Maddy summaryHCONRES 14 is a concurrent resolution expressing Congress's disapproval of President Biden's 2021 revocation of the Presidential permit for the Keystone XL pipeline, which had been granted in 2019 to TransCanada (now TC Energy). The resolution has no legal effect but formally states the House's opposition to the executive action that canceled the pipeline project's permit. Introduced on February 7, 2023, it serves as a symbolic statement without altering any policy or affecting any entity.