Rep. Derek Schmidt

Maddy summaryThis bill clarifies that the FBI may share records with state agencies responsible for setting standards for law enforcement officers, specifically naming "peace officer standards and training agencies" in federal law. It directly affects state-level agencies that certify, license, or otherwise qualify police officers through training, ethical conduct, and retention standards. The key change amends FBI information-sharing rules to explicitly include these state agencies alongside existing entities like police departments and sentencing commissions. The bill does not create new requirements but formally expands existing authority for FBI record exchanges with these specific state agencies.

Maddy summaryHR 2808, the Homebuyers Privacy Protection Act, restricts how consumer reporting agencies share credit reports during mortgage applications. It prevents agencies from sending these reports to third parties unless the request is tied to a firm credit offer and the recipient has either the homebuyer’s explicit written consent or is directly involved in the mortgage (like the lender, loan servicer, or the homebuyer’s bank holding an active account). This directly affects homebuyers applying for residential mortgages by limiting unsolicited sharing of their credit information. The law amends the Fair Credit Reporting Act to strengthen privacy protections around mortgage-related credit data.

Maddy summaryHR 5142, the Home Health Stabilization Act of 2025, prevents payment cuts to Medicare home health providers for 2026 and 2027. It requires the Medicare Secretary to adjust payment rates to fully offset two planned negative adjustments (-4.059% and -5.0%) that would have reduced payments under the 2026 rate update rule. This ensures home health agencies receive full reimbursement for services during those years without further reductions based on prior payment formulas. The bill directly affects home health providers who rely on Medicare payments for patient care.

Maddy summaryHR 5130, the Prevent Government Shutdowns Act of 2025, would automatically continue funding for most federal programs at previous year's levels if Congress fails to pass full-year appropriations by the start of the fiscal year. The bill would provide automatic funding for 14 days, extendable by 14-day periods until Congress passes an appropriations bill, while excluding entitlement programs like food stamps and Social Security. During these automatic funding periods, the bill restricts government travel to essential activities only, limits use of campaign funds for travel, and requires Congress to prioritize passing appropriations bills over other business. This would affect all federal agencies and programs that would otherwise face a shutdown, as well as Members of Congress and their staff who would face new travel restrictions during these periods.

Maddy summaryHR 5014 would make Executive Order 14331 (titled "Guaranteeing Fair Banking for All Americans") legally binding by codifying it into law. This order, published in the Federal Register on August 12, 2025, directs federal agencies to implement fair banking practices. The bill directly affects federal agencies responsible for banking regulations, requiring them to follow the order's requirements. It converts an existing executive directive into a permanent legal standard without creating new rules or altering existing laws.

Maddy summaryThis bill permits military retirees and veterans receiving 100% disability compensation (under 38 U.S.C. §1114) to contribute a portion of their retired pay or disability benefits to the Thrift Savings Plan (TSP). It applies only to individuals who already held a TSP account before separating from service. The bill requires the Federal Retirement Thrift Investment Board, with Defense and Veterans Affairs, to issue implementing regulations within 180 days of enactment. This creates a new pathway for these veterans to grow retirement savings using their existing benefit payments.

Maddy summaryHR 4831 (ENFORCE Act) strengthens federal enforcement against specific child exploitation crimes. It removes the statute of limitations for offenses involving obscene visual representations of child sexual abuse, adds these crimes to sex offender registration requirements, and mandates courts to handle related evidence in ways that protect victims (e.g., keeping depictions with the government or court). The bill also creates a presumption for pretrial detention and extended supervised release for violations of these specific provisions. These changes directly affect individuals convicted under sections 1466A, 2252A, and related child exploitation laws, as well as federal courts handling such cases.

Maddy summaryThis bill requires the EPA to finalize a rule about E15 fuel (15% ethanol blend) labeling and underground storage tank compatibility within 90 days of enactment. It directly affects fuel retailers and underground storage tank owners by mandating that existing tanks are automatically deemed compliant with E15 without needing documentation, and that tanks manufactured after July 2005 or certain fiberglass piping are considered compatible. The bill also requires new tank components installed after the rule's effective date to be compatible with up to 100% ethanol, regardless of current fuel types. These provisions aim to simplify compliance for fuel retailers while expanding flexibility for future fuel blends.

Maddy summaryThis bill updates the TRICARE Young Adult Program to make healthcare coverage more accessible for military dependents. It directly affects young adults (ages 21-26) who are children of active-duty service members, by eliminating a separate premium they previously paid for coverage. Key changes include removing an extra cost for young adults and adjusting eligibility rules to simplify enrollment. These amendments aim to reduce out-of-pocket expenses and streamline access to health insurance under the program.

Maddy summaryThis bill modernizes the process for seasonal agricultural workers who need commercial driver's licenses (CDLs). It requires the Transportation Secretary to create online systems for easy license renewal (Section 2(a)) and clarifies that farm equipment like tractors and harvesters ("implements of husbandry") are not subject to commercial vehicle weight calculations (Section 2(b)). It directly affects farm-related service industries and their seasonal employees who operate restricted CDL vehicles. The changes simplify administrative processes and remove regulatory barriers for agricultural operations.