Rep. Mike Flood

Maddy summaryThis bill requires pension plan administrators to locate and notify beneficiaries of unclaimed retirement funds ($50 or more) before transferring them to state unclaimed property programs. Administrators must first attempt to update contact information through databases and send a clear notice explaining the transfer process, unless no updated contact can be found. It establishes a national clearinghouse for states to manage these transfers and mandates regular reports to the Labor Secretary about unclaimed funds, including beneficiary details. The law protects administrators from liability if they follow these procedures, ensuring forgotten retirement savings can be recovered by rightful owners through state programs.

Maddy summaryHRES 695 is a commemorative resolution honoring Charlie Kirk, a conservative speaker and Turning Point USA leader, following his assassination on September 10, 2025, in Orem, Utah. The resolution condemns the attack, offers condolences to his family, and recognizes first responders. It reaffirms the First Amendment right to peaceful assembly and emphasizes that violence cannot silence democratic participation. This non-binding resolution does not create new laws or policies but serves as a symbolic tribute to Kirk's memory and the principles of democratic engagement.

Maddy summaryThis bill gives the Secretary of Housing and Urban Development (HUD) primary authority to set federal safety and construction standards for manufactured homes. Federal agencies seeking to establish new standards must first submit proposals to HUD for approval and cannot implement them without that approval. HUD may reject proposed standards if they would significantly raise production costs, conflict with existing HUD standards, or for other reasons deemed appropriate. The bill directly affects manufactured home manufacturers (due to potential cost impacts) and federal agencies (requiring pre-approval for new standards).

Maddy summaryThe RESULTS Act (HR 5269) changes how Medicare calculates payment rates for clinical diagnostic laboratory tests. It requires Medicare to collect data on private payor rates for widely available non-Advanced Diagnostic Laboratory Tests (non-ADLTs) from a qualifying independent claims data entity (a national nonprofit organization meeting specific criteria) rather than relying on data reported directly by laboratories. For tests where data is unavailable, the bill establishes default payment rates based on previous years' rates adjusted for inflation. The law also requires Medicare to publicly explain payment rates with supporting data, affecting Medicare beneficiaries, clinical laboratories, and private payors that provide services covered by Medicare.

Maddy summaryHR 2808, the Homebuyers Privacy Protection Act, restricts how consumer reporting agencies share credit reports during mortgage applications. It prevents agencies from sending these reports to third parties unless the request is tied to a firm credit offer and the recipient has either the homebuyer’s explicit written consent or is directly involved in the mortgage (like the lender, loan servicer, or the homebuyer’s bank holding an active account). This directly affects homebuyers applying for residential mortgages by limiting unsolicited sharing of their credit information. The law amends the Fair Credit Reporting Act to strengthen privacy protections around mortgage-related credit data.

Maddy summaryThe PRICE Act (HR 5113) increases penalties for assaulting, resisting, or obstructing U.S. Immigration and Customs Enforcement (ICE) officers or employees. It would double the maximum prison sentence and adjust fines for such offenses when the victim is an ICE officer or employee. This bill directly affects individuals who commit violent or obstructive acts against ICE personnel by imposing harsher punishments. The key provision amends federal law to add a specific penalty enhancement for ICE-related cases within existing assault provisions.

Maddy summaryHR 5105, the UNLOCK Act, amends the Housing and Community Development Act of 1974 to expand eligibility for federal housing funds. It allows metropolitan cities, urban counties, states, local governments, insular areas, and tribal entities to use Section 106 funds for constructing new residential housing for low- and moderate-income residents, with or without nonprofit partnerships. The key change adds a new funding category (paragraph 27) to existing housing programs, streamlining access to resources for affordable housing projects. This bill directly affects local governments and tribal entities seeking to build or support affordable housing without requiring mandatory nonprofit involvement.

Maddy summaryHRES 628 is a ceremonial resolution recognizing the 20th anniversary of the Renewable Fuel Standard (RFS), a policy established in 2005 and expanded in 2007. It highlights the RFS's historical role in supporting rural economies (through 2,700+ renewable fuel facilities and 644,000 jobs), reducing greenhouse gas emissions via mandatory fuel standards, and lowering consumer fuel costs. The resolution does not create new policy or alter the RFS; it solely commemorates the program's past impacts on energy security, agriculture, and environmental performance. It affirms the RFS as a foundational element of U.S. energy policy without proposing any legislative changes.

Maddy summaryThe Biomanufacturing and Jobs Act of 2025 aims to strengthen the U.S. biobased products industry by increasing federal procurement of products made from renewable agricultural resources like corn and soybeans. It establishes new definitions for biobased terms, creates a Biobased Task Force within the Department of Agriculture to coordinate research and promotion, and requires federal agencies to update procurement systems to identify biobased products and train staff on their purchase. The bill mandates annual reporting on procurement progress, creates a labeling system for biobased products, and requires the Department of Agriculture to conduct public education on biobased products. This legislation directly affects farmers, biobased manufacturers, and federal procurement agencies, with the goal of supporting rural economic development.

Maddy summaryThis bill requires the EPA to finalize a rule about E15 fuel (15% ethanol blend) labeling and underground storage tank compatibility within 90 days of enactment. It directly affects fuel retailers and underground storage tank owners by mandating that existing tanks are automatically deemed compliant with E15 without needing documentation, and that tanks manufactured after July 2005 or certain fiberglass piping are considered compatible. The bill also requires new tank components installed after the rule's effective date to be compatible with up to 100% ethanol, regardless of current fuel types. These provisions aim to simplify compliance for fuel retailers while expanding flexibility for future fuel blends.