Rep. Chris Sneed

Maddy summarySB 1319 creates a dedicated "Corporation Commission Plugging Fund" to address environmental and safety issues from oil and gas operations. The fund must maintain $5 million, with additional taxes collected if it falls below this level until replenished (effective until July 2031). It establishes a new program allowing homeowners contaminated by brine or oil from *abandoned wells* (as defined by law) to apply for financial assistance from the fund without needing prior insurance claims. The Corporation Commission will determine assistance amounts and create rules to manage applications and verify contamination sources.

Maddy summaryHB 3800 amends Oklahoma's roofing contractor licensing laws to specifically address residential roofing work. It creates new "residential roofing endorsements" for contractors, clarifies definitions like "homeowner" and "residence," and modifies requirements for obtaining and renewing licenses. Key changes include adding disqualifications based on certain criminal histories, adjusting continuing education rules, and removing some appeal processes. These changes directly affect residential roofing contractors, homeowners hiring roofers, and the Construction Industries Board overseeing the licensing system.

Maddy summaryHB 3796 establishes the "Strengthen Oklahoma Homes" (SOH) Program to help property owners retrofit homes for tornado and hail resistance using federal or other grants. It requires projects to follow local building codes and the IBHS Fortified Homes Program, with random re-inspections, and allows nonprofits to administer grants under state oversight. The program does not create a state entitlement or guarantee funding, relying entirely on federal grants or external sources. It also updates insurance commissioner authority over bulletins and modifies merger filing rules for insurers, but the SOH Program is the primary policy change directly affecting homeowners and nonprofits.

Maddy summaryHB 3802 prohibits Oklahoma auto insurers from increasing motor vehicle liability insurance premiums solely because a policyholder removes a deceased spouse from their policy. It clarifies that removing a deceased spouse does not count as a "material change" for underwriting or pricing purposes. Insurers may still raise premiums for documented factors like driving record changes, claims history, or location, but must refund any overcharged amount if they violate this rule. The bill directly affects policyholders who lose a spouse and manage their insurance coverage.

Maddy summaryHB 3794 modifies Oklahoma's licensing rules for professions by restricting when criminal history can deny a license. It requires licensing boards to determine if an offense "substantially relates" to the job duties and "poses a reasonable threat" to public safety before denying an application, considering factors like offense seriousness, time elapsed, and rehabilitation evidence. The bill creates a pre-application process (Section F-G) where applicants can request a written determination on eligibility before applying, with boards required to respond within 60-90 days. It also prohibits denial based on sealed/expunged records, most convictions over five years old (with specific exceptions like sex offenses), or vague "good character" standards.

Maddy summaryThis bill names the upcoming insurance law as the "Insurance Act of 2026" and sets its effective date as November 1, 2026. It does not establish new insurance regulations or affect policyholders, insurers, or the public. The bill serves purely as an administrative step to formally designate the future law and its implementation timeline. This is a procedural measure with no substantive policy changes.

Maddy summarySB 1101 requires dental insurance companies in Oklahoma to annually report their "dental loss ratio" - the percentage of premium dollars spent directly on dental care services (not administrative costs) - to the Insurance Commissioner. Carriers must submit detailed data by July 31 each year, including the loss ratio calculation, enrollee numbers, plan costs, and coverage limits. The public will be able to access this information online to compare insurers, and the state will investigate carriers with significantly low ratios. This bill directly affects all dental insurers operating in Oklahoma, mandating transparency about how premiums are used for dental care versus other expenses.

Maddy summaryThis Oklahoma resolution establishes public policy to maintain CompSource Mutual Insurance Company as a mutual insurer for workers' compensation, ensuring it remains a separate entity from the state government. The bill mandates that the company's assets are held in trust for policyholders and prohibits it from changing its corporate structure unless it first pays fair ownership interests to all policyholders. By affirming the company's independence from the Executive Branch, the measure clarifies that it operates under its own rules rather than as a state agency. Ultimately, the resolution directs the Insurance Commissioner to act consistently with these provisions to preserve the current workers' compensation insurance system.

Maddy summaryHB 3791 protects healthcare providers and parents regarding alternative treatments. It states that doctors, nurses, and physician assistants may recommend holistic or natural treatments they believe are beneficial without risking license loss (Section 1A). Parents or legal guardians may choose such treatments for their children instead of medical advice, with no legal repercussions for child neglect (Section 1B). The law takes effect November 1, 2026.

Maddy summaryThis Oklahoma legislative resolution establishes public policy regarding CompSource Mutual Insurance Company, a workers' compensation insurer created in 2015. The bill clarifies that all assets of CompSource Mutual are held in trust for its policyholders and prohibits the company from converting into a stock insurance company. It also specifies that any transition to a mutual insurance holding company must first compensate all policyholders with their fair ownership interests. Additionally, the resolution states that CompSource Mutual is not considered a state agency or part of the Executive Branch, while affirming the company's role in providing workers' compensation coverage to employers.