Creates the health insurance guaranty fund.
Sen. Pat Fahy
Sponsored bills
Removes the requirement that party emblems be included in ballot design.
Establishes a forestry stewardship and habitat conservation credit for personal income and business franchise taxes.
Establishes a tax credit for homeowners and businesses to build permeable surfaces.
Provides for a review process of proposals to alienate municipal parkland; requires replacement lands to be of similar or greater acreage and fair market value than the parcel to be alienated; provides that such replacement lands must be contiguous or within one mile of the parcel that is being alienated; makes related provisions.
Provides for dispensing emergency contraception under certain conditions.
Relates to providing more predictable and stable schedules for employees in low-wage occupations.
Enacts the "consumer credit fairness act"; establishes a 3 year statute of limitations for commencement of a cause of action arising out of a consumer credit transaction where the defendant is a purchaser, borrower or debtor; establishes a notice of lawsuit which must be mailed to the defendant in such a cause of action; establishes certain requirements for the complaint in such an action; provides for arbitration of such actions; requires debt collectors to send consumers a written notice of their rights under state law along with their initial debt collection correspondence; such notice would contain information such as who and when a principal creditor may contact a debtor about the debt owed as well as the fact that a principal creditor cannot disclose information affecting a consumer debtor's reputation for creditworthiness if the principal creditor knows or has reason to know such information is false; applies to consumer rather than commercial debts.
Creates the state office of the utility consumer advocate to represent interests of residential utility customers.
Exempts the Capital District Transportation Authority from bond issuance charges.